| Displaying 410 to 420 (of 473 questions) |
Page: 42 of 48 |
 |
User Name:
Judy Sabol |
Date:
August 17, 2008, 3:21 pm |
|
On Discover card. What is auto maintaince , does that include purchase of tires? What about repairs? Do they have a list of what qualifies? |
|
Answer:
With Discover® Open Road Card you get full 5% cash back on gas and car related purchases. Gas and auto maintenance purchases are those made at merchants Discover classifies as gas stations and at stores that primarily sell automotive parts and services, such as auto repair shops, auto dealerships, car washes and tire stores. So eligible purchases include tires and repairs at those locations. If you are looking for a gas card you might also be interested in No Hassle PointsSM Rewards Capital One and PerfectCardTM MasterCard® from Chase Bank. |
|
|
User Name:
Junetta |
Date:
August 17, 2008, 4:28 pm |
|
|
Can you help me find a credt card with no fee for transaction and low monthly interest rates |
|
Answer:
As far as we can understand you are looking for a credit card with no balance transfer fee and low interest rate on balance transfer. The best card for you would be Platinum issued by Capital One. There is no balance transfer fee associated with this offer and the interest rate is very low. This card is designed for those who need to pay off balance with low APR. Another card with no balance transfer fee is Classic Platinum. Both cards have 0% APR on purchases till December, 2008. You have good chances to be approved even if you have limited credit history. If your score is high enough you can qualify for one of the balance transfer offers for those with good/excellent credit such as More Card by Discover. |
|
|
User Name:
kathleen |
Date:
August 17, 2008, 10:58 pm |
|
|
I'm looking for a no fee credit card that will include travel insurance as well as flight travel miles. I have an excellent credit rating |
|
Answer:
No Hassle MilesSM Rewards Credit Card issued by Capital One is probably the card you are looking for. It has no maintenance fee. With this card you get 25% than regular mileage cards with 1.25 miles for each dollar spent on purchases. You also get worldwide automatic travel insurance for free if you use your credit card to pay for your fare. This card is for people with excellent credit. Another option is Blue Sky from American Express. This card has no annual fee and Travel Accident Insurance. You can get up to $250,000 in accidental death and dismemberment insurance. You earn points on every item you buy. The points can be used for any airline, car rental, cruise or hotel. Miles by Discover®Card is another great card for traveling. The offer includes Excess Collision Damage Waiver Insurance and Scheduled Air Travel Accident Insurance. It has no annual fee and an excellent travel rewards program. |
|
|
User Name:
kayla |
Date:
August 19, 2008, 11:43 am |
|
|
Am i ale to get a no credit credit card no matter what? |
|
Answer:
Credit cards for no credit are as a rule the most easily approved plastics. Some banks promote them as credit cards with no credit check, because they cannot check your inexistent credit history. other banks present their credit cards for no credit as plastics for people without negative credit records. So, if you have no credit, you can apply for both types of plastics. if you need a credit card with guaranteed approval due to negative credit experience (for example, bankruptcy), you'd better pay attention to secured plastics. As you do not give details of your credit history, you are welcome to compare the following credit cards according to your actual needs. Capital One Platinum Visa provides 8.65% variable APR on purchases afetr almost half a year of 0% intro APR. With this card you will be able to pay off your balances faster, however, Capital One is rather choosy about its potential customers. Applied Secured Visa card can give you up to $5,000 of credit limit and 9.99% fixed APR that will not change even in case of a late payment! This card will be issued to you after you make a security deposit. Another plastic of this type is Millenium bank Black Diamond card providing guaranteed approval, wide acceptance and the same APR for purchases and cash advance. |
|
|
User Name:
Michael |
Date:
August 19, 2008, 12:22 pm |
|
|
I have a few credit cards that are blocked or closed,but have found out about settlements.My credit score is low 600's and my wifes score is 700 roughly. We would like to do some settlements by use of balance transfers to get them paid off. What route for credit card is my wifes best option ? She would need credit card with about 8,000 to 10,000 limit . Please help! Thank you |
|
Answer:
Your wife's score is rather good so she might be able to get a balance transfer card for good credit. The credit limit is determined by the bank so we cannot guarantee that she gets a $8,000-$10,000 credit limit even if she is approved. Discover More card is among the best cards for balance transfer. It offers 0% APR on balance transfer as well as purchases. It has no annual fee and a cash back program. However, this card is for those with good and excellent credit so there are chances that your wife's application will not be approved. Platinum Prestige issued by Capital One could be a solution for you. This card has no intro 0%APR but it is still a good deal because it offers one of the lowest APR in the US. Moreover, this card has one of the highest approval rates among low APR offers. Your credit line with this card might be up to $20,000. Another card that is very popular for balance transfer is Platinum issued by Capital One. There is no balance transfer and the interest rate is very low. Consumers with limited credit are eligible for this card however the credit line is rather small - up to $5,000. |
|
|
User Name:
karla |
Date:
August 19, 2008, 5:45 pm |
|
|
i had an account before, it was closed and it was in collection but they told me i could ask to re-establish my credit back since i already paid in full |
|
Answer:
There are several ways to re-establish credit. The first one is to apply for one of the cards issued especially for bad credit such as Centennial Gold MasterCard®/Visa or Centennial MasterCard®/Visa by First PREMIER Bank. The special feature of Centennial Gold MasterCard®/Visa is that it allows you to increase your credit limit by making your first minimum payments. If you would like to know right on the spot whether your application is approved you should apply for Centennial Gold MasterCard®/Visa. It comes with instant approval. Another option is to apply for a secured card such as Secured Visa® Credit Card by Applied Bank. You need to make a bank deposit to make a bank deposit to secure your credit account. With a secured credit card you get better APR. Compare the two options and apply for the card that suits your needs. |
|
|
User Name:
IRENE SALAMERA |
Date:
August 19, 2008, 11:43 pm |
|
|
HOW CAN I GET A GAS CARD BUT MY CREDIT WAS NOT GOOD.? |
|
Answer:
Unfortunately, we do know what credit score you have. Judging by the information you have provided in your question it is lower than 660 FICO points and you do not qualify for cards for good credit. If you have so-called average credit (620-660 FICO points) and you have a chance to be approved for No Hassle PointsSM Rewards by Capital One. With this card for people with limited credit you get 5 points for every dollar spent at gas stations, grocery and drug stores. Keep in mind that Capital One works with consumers that have no negative information on their credit reports such as bankruptcy, defaulted accounts, etc. If you have damaged credit your best option is to work on rebuilding it. Try one of First PREMIER credit offers for bad credit such as Centennial Gold MasterCard®/Visa or Centennial MasterCard®/Visa. By making your payments on time you might be able to raise your credit score and become eligible for gas rewards cards. |
|
|
User Name:
Mike |
Date:
August 22, 2008, 4:59 pm |
|
|
I have good credit. Is there any cards out there with a 0% intro rate on Balance Transfers that does NOT charge the 3% transation fee. |
|
Answer:
Unfortunately, nowadays banks do not offer cards with an intro 0% APR on balance transfer and no transfer fee. Still there are some credit offers that are great for balance transfer. Since you have good credit you can apply for the cards with the most favorable terms.The card voted best for balance transfers by our customers is More Card by Discover. It has no annual fee and 0% APR on balance transfer and purchases. The balance transfer fee is 3% ($75 maximum). Another popular balance transfer card issued by Discover is More Card - American Flag. If you do not want to pay a balance transfer fee consider applying card for Platinum issued by Capital One. The interest rate is very low. This card has a good approval rate. |
|
|
User Name:
JP |
Date:
August 23, 2008, 8:11 am |
|
|
If I want to apply for a secured credit card with a credit limit of $5,000.00 do I need to deposit 5,000 into my bank account to cover the credit limit first? |
|
Answer:
As a matter of fact, it depends on the issuer and credit card offer. generally, if you want to get a secured credit card, you are supposed to make a security deposit so that the bank could issue a credit limit to you. Different banks can offer different terms and conditions for their secured credit cards. Usually, the minimum credit limit on such a card is $250 - 500. As you show reliable credit behavior, that is pay off your balance intime and in full and avoid going over the limit, the bank can increase your spending limit at your request, so the limit can be up to several thousand dollars. Most banks provide credit limits equal to the security deposit. Compare the following credit card offers to choose the best one. Applied Bank Secured Visa card provides up to $5.000 credit limit and a fixed APR of 9.99%. It is a very popular credit card among those who is eager to establish or rebuild credit. Another attractive option is Millenium Black Diamond card which can give you up to $10.000 credit limit, has a low APR on purchases and provides travel accident insurance. you can also compare secured credit cards and unsecured ones, for example, First PREMIER Centennial MasterCard/Visa which requires no security deposit, but after some time of accurate usage can give you a good credit limit and a number of benefits. |
|
|
User Name:
beverly turner |
Date:
August 23, 2008, 1:04 pm |
|
|
i have a business that i buy approx 20,000.00 in product every month. is there a card that would allow me to get cash back on that much each month if paid off in full each month. |
|
Answer:
There are several business credit cards you should consider. Business Platinum Rewards MasterCard® and Life-of-Balance Platinum Card issued by Advanta Bank. There is no limit to the amount of cash back you can earn. Cash Back rewards are earned based on your annual level of Net Purchases (made for business purposes), excluding Bonus Qualifying purchases, as follows: .25% on up to $3,000 in purchases; .50% on purchases between $3,000.01 and $5,000; .75% on purchases between $5,000.01 and $15,000; and 1% on purchases in excess of $15,000. There are also items that are considered Bonus Qualifying Purchases (computers, computer supplies, gasoline and diesel fuel, online advertising services, electronics and office supplies, and utilities and telecommunications.) Your credit limit will depend on your credit history but it might be up to $50,000. Discover® Business Cashback Card. This card also offers unlimited cash back rewards. Each year, you can earn a full 5% Cashback Bonus on your first $2,000 in office supply purchases as well as a full 2% on your first $2,000 in gas purchases. On top of that, you can earn up to 1% unlimited Cash back Bonus on all other items purchased after your total annual purchases exceed $5,000. On other purchases that are part of your first $5,000 you can earn .25%. Consider the options and choose the card that suit you best. |
|
|
