1. 2. Discover® Card Discover® More Card 5% Cashback Bonus. 3. Discover® Card Discover® More Card - 18 Month Promotional Balance Transfer 0% APR for 18 Months on BT.

1. HSBC Bank Nevada Orchard Bank® Classic MasterCards Low Annual Fee. 2. 3. HSBC Bank Nevada Orchard Bank® Visa® Cards Reports to 3 major Credit Bureaus.

Answering your questions is our job and we love it!

First of all, a line should be drawn between pre paid card and secured credit card. A pre-paid card is a debit card, so it works only if you install an amount of money on the account. After this, you will be able to spend money, within the limit you had installed.

A secured credit card is often called a pre-paid card, but it is actually a credit card which requires that the customer should make a security deposit before he will be approved a credit limit. The credit limit depends on how much is your securty deposit. Secured credit cards are popular among those filing for bankruptcy or just planning to establish credit, because most secured cards are easily approved and do not display any signs of the cardholder's credit history.

The basic difference between prepaid cards and secured cards is that the first does not help you to build credit and is not ever reported to a credit bureau. A secured card is a convenient and available way to improve or rebuild one's credit. if you haven't chosen any cards yet, please, consider the following products.

Secured Visa from Applied bank provides fixed APR of 9, 9% which is not going to change even if you are late. The card also provides an opportunity to get up to 5 thousand dollarsas a credit limit.

Millennium bank Black Diamond card is accepted at many palces and ATMs and gives you freat customer service.The card has the same APR for purchases (no inttro APR) and for cash advances!

Another option for you consideration is Platinum MasterCard by Millennium bank. It has guaranteed approval and can be used in more than 700,000 locations.

Choose the card you like most and make a good start to your good credit history.

Balance transfer credit cards are really one of the best ways to pay off your old debts. They provide a low intro APR so that you will be able to reduce balances at lower costs. However, it is important to point out that balance transfer plastics are for good and excellent credit. So, you should check your credit history before application to know if you are eligible.

There is a wide range of BT credit cards, some of which can also give bonuses and points or cash back rewards. When choosing a card, one should decide for what purposes the card will be used. If you want just to pay off your debts and use the plastic for urgent needs, choose one with the lowest APR and longest intro period. If you are going to use the card for purchases after reducing debt, you can take a card with point rewards or cash back.

Check out the following options. Discover More Card provides up to 12 months of introductory period and 5% cash back. Another plastic from Discover is Discover More Card Clear which has the same advantages. The cards have no annual fee.

Blue Card by American Express has 4,99% APR until you pay off the balance. Plus, the card provides an attractive point rewards program and advantageous terms for purchases.

Hello Susan! At our site we have a number of student credit cards which you can compare and choose the one to meet your son's needs. Student credit cards are designed for students – young people searching for a good beginning for their credit history. These cards are available for people with limited credit – the type of credit of many young people! They provide a limit of no more than $300 – 500 as a start, not a high credit limit and some of them have rewards. If your son is wise with this card, making timely, more that minimum payments and keeping within the credit limit, he will improve his credit history and can be later eligible for higher credit limit and cards with better rates. Please, evaluate the options we present for college students at our site.

Capital One No Hassle Cash Rewards for Young Adults has 0% intro APR and 16,65% ongoing APR, annual bonus and cash back rewards. It is just a credit card with which a youngster can learn how to manage credit. Another credit card from Capital One, Standard Platinum for Young Adults, has a variable APR of 19,55%, no balance transfer fees, online account services and other helpful features. Both the cards are for limited credit history.

Citibank Platinum Select Card for College Students has 0% intro APR, no requirements for minimal income or cosigner and allows you to put your photo on a card. it is also a popular plastic among students.

Whether you have to put money to get a credit card or not, depends on what type of credit you have and what sort of a credit card you are going to take. The only credit cards that require a money deposit to be paid aer secured credit cards. It is a credit card with guaranteed approval which is the option for those who want to rebuild their damaged credit and have no hope of approval for unsecured cards. Applying for a secured credit card, you should make a security deposit which guarantees that you will return the debt. This deposit is taken by the bank only in case you fail to pay. A credit limit on such a card usually equals to the deposit. the card has an interest rate and other fees like an unsecured card. As you do not say what credit score you have, it is difficult to answer your question in full.If your credit is limited you will have to apply for a secured or an unsecured credit card, it depends on the situation. As a secured credit card, you can take Black Diamond Visa by Millenium bank. It has the APR of 19.5% for purchases and cash advance, plus it reports to 3 credit bureaus and has a number of additional services.A beneficial credit card for limited credit that requires no deposit is Capital One Standard Platinum, which has intro APR of 0% and 19.5% ongoing APR, plus convenient account management service. In fact, everything might not be that bad as you expect. Though it would have been wise to open some accounts in your name for building credit, you can still establish credit history and your age is no obstacle for this. Unfortunately, you haven't provided any information about your credit score. Judging by your words, you've got limited credit history but it doesn't mean that you cannot obtain a credit card.Platinum - Visa and Classic Platinum by Capital One can be a smart choice for you. These cards require from limited/no to fair credit history, so you have good chances to be approved for these cards. If you are looking for a card with low interest rates, Platinum - Visa will suit you best. With Classic Platinum by Capital One, you will get 0% intro APR on purchases as well as moderate interest rates on purchases and balance transfers.If you want to be on the safe side knowing that you will be approved, consider secured credit cards, like Secured Visa Credit Card. But keep in mind, to activate a secured card you need to open a savings account and deposit a certain sum of money into it. But the good thing about Secured Visa by Applied Bank is that your credit limit will be equal to your deposit, and by the way it may be pretty high. Besides, this card comes with a really low APR on purchases, plus the issuer will send monthly reports to 3 major credit bureaus!Review these options and choose the one that suits you right!

In truth, it's really hard to find the card offering 0% rates on purchases and balance transfers within such a long period of time. Most cards offer either a long intro period on purchases or on balance transfers. However, you may check through some really nice credit cards.

Platinum Visa by Chase Bank offers 0% intro APR for 12 months on purchases and on balance transfers. In addition to that, this card has no annual fee and a low ongoing APR.

If you want to make the most of the intro period, consider Flexible Rewards Platinum Visa by Chase. It comes with 0% APR on balance transfers and purchases, plus it enables to earn rewards redeemable for free airline tickets, hotel stays, and more. This card also has no fee.

Citi Diamond Preferred Card is one more card that gives 0% interest rates on purchases and balance transfers for up to 12 months. This card comes with a low ongoing APR and no annual fee. But keep in mind, you should have good or excellent credit history to qualify for these cards!

There are several cards that are designed for consumers with limited or no credit.Capital One®. Standard Platinum. This card is the most popular one among our clients with limited/no credit history. It has reasonable APR and no annual fee. It also gives promotional 0% APR on purchases till December, 2008. Capital One®. No Hassle PointsSM Rewards. This is a credit offer with rewards for consumers with less than average credit history. It also has 0% APR on purchases till December. No bank deposit is needed for these two cards.Millennium Bank. Black Diamond Visa®. If you do not want to take chances and need to get a credit card for sure the best option is to apply for a secured card. It is approved regardless of credit history. All you need is a bank deposit to secure your credit account.

Most customers with no credit mistakenly think that they cannot obtain credit cards because of their low credit rating. However, there are certain credit companies that issue plastics specially designed for those with limited credit. Besides, if you are a student, you may consider even more attractive credit offers.

If you are new to credit you may review Capital One Standard Platinum. This card comes with no annual fee and you have all the chances to benefit from this card when paying your bills in full every month. With Standard Platinum, you may also enjoy 0% promotional APR on purchases, plus exclusive savings at the Capital One Saving Zone.

If you are going to carry a balance on your card, Platinum by Capital One will be the right choice. This card comes with low ongoing interest rates on purchases and balance transfers, plus it gives 0% APR on purchases. These Capital One cards are designed for those who are new to credit as well as for those who continue building credit, so you have all the chances to be approved for these cards.

If you are a student, feel free to review Citi Platinum Select Card for College Students. This card has no annual fee, 0% APR on purchases and balance transfers for 6 months. You can manage your credit account online as well as pay your credit bills.

Compare these offers and make your choice!

Thank you for your question. Unfortunately, banks no longer offer cards with 0% APR on balance transfer and no fees because too many consumers close accounts and switch to other cards when the introductory period is over. Banks need to compensate their losses in this situation.There are several options for those who want to transfer balance to a new card. If you have good credit history we would recommend you to apply for one of the cards with 0% APR on balance transfer. These cards are More Card - Clear by Discover® and Platinum Visa® by Chase Bank. Both these offers have 3% balance transfer fee. However, this fee has a cap - $75 so if you are transferring a significant amount this won't be much.If you prefer not to pay a balance transfer fee you can apply for Clear from American Express®. This card has very low fixed 5.99% APR on balance transfer until it is paid off. This card is also for consumers with good credit.

Thank you for contacting us. In your situation we would recommend you to start with requesting your credit report. Sometimes banks turn down applications because some information on your credit report is missing or incorrect. You need to make sure that all the data the credit bureaus have is accurate.

Since a certain number of your applications have been rejected we think a good option for you will be a secured card. You can make a small bank deposit to get a plastic. By making regular payments you have good chances to improve your credit score. We recommend the following offers:

Applied Bank. Secured Visa® Credit Card. You do not have to meet any income or credit requirements to get approved. Low 9.99% will not change even if you miss the payment date. Both financial institutions report your payment information to all major credit bureaus.

Millennium Bank. Black Diamond Visa®. Applications are approved regardless of credit score. It also has special perks including extended warranty protection and emergency cash transfer.

If you would still like to try to get approved for an unsecured credit card the best option is Centennial MasterCard®/Visa by First PREMIER Bank. This card is issued especially for people with bad credit. No bank deposit is needed. Its main advantage is that it has low APR on purchases.