| Displaying 350 to 360 (of 419 questions) |
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User Name:
shirley |
Date:
November 21, 2007, 12:31 pm |
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what credit reporting agency is used? What is a good score to have in all buries? |
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Answer:
There are 3 major credit reporting agencies in US - Equifax, Transunion and Experian. They comply and distribute credit and personal information to creditors. All 3 agencies should have completely identical information about credit history. A credit score is a statistical summary of the information contained in a consumer's credit report. The most commonly used type of credit score is FICO score. The good credit score starts from 660 points. |
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User Name:
Jessica |
Date:
November 27, 2007, 9:15 pm |
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Where can I find a credit card with a 0% APR on Balance transfers for 12 months and no balance transfer fee |
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Answer:
There are special balance transfer credit cards with the best terms for balance transfers. We advise you to have a look at More Card - Clear by Discover Bank. This card requires good/excellent credit rating. It offers 0% APR on balance transfers and purchases within 12 months introductory period. Also it has some other benefits. You will get no annual fee, 5% cashback bonus, $40 cashback bonus when applying online right now, up to 1% cashback bonus on all other purchases, unlimited cash rewards and more. |
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User Name:
maria armamento |
Date:
December 1, 2007, 1:03 pm |
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what kind of credit card should i get to build my credit? |
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Answer:
Thank you for addressing your requests to our service. We hope our answer helps you to find a credit card you need. To begin with, you have an opportunity to apply for a credit card and get approved. At our site, we present bad/no credit card offers. Moreover, you can examine our secured credit card offers. These are considered to be the best way to establish your credit history. But you should take into account that in this case you need a collateral to secure your credit. |
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User Name:
robert |
Date:
December 18, 2007, 8:55 pm |
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what is a default apr |
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Answer:
Default APR is a penalty APR. If you are late to make payments your regular ongoing APR may increase. For instance, your credit card agreement may say, that if your payment arrives more than ten days late two times within a six month period, the penalty rate will apply. Defaults are a serious negative factor on your credit report. It is strongly recommended to avoid them. Default APR may be as high as 29.74% and may be applied to all outstanding balances on your credit card. |
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User Name:
becki |
Date:
January 8, 2008, 2:24 pm |
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Finding an unsercured credit card with a low limit to help build my credit |
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Answer:
If you have no credit history we advise you to start with deals by First PREMIER Bank for bad or no credit. Your credit card will probably have a low credit limit of about $300. If you regularly make purchases and pay all your debts on time your credit limit will be later raised and your score will be improving. We recommend you to have a look at credit deals for bad/no credit history by First PREMIER Bank. Don't worry that the rates and terms will be not perfect. This is just a step to creating a good credit score. |
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User Name:
nurdan danismaz |
Date:
January 18, 2008, 1:29 am |
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I want to build a credit history but i dont know which card to go for? |
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Answer:
If you want to establish your credit history the best thing to do will be to apply for a no credit card. These cards usually have worse terms and small credit limit, but they give you a good chance to prove the bank thet you are a responsible card holder. If you pay off your balance on time and make purchases regularly, your credit score will be increasing and they will offer you a better card. We recommend you to start with a Centennial Gold MasterCard/Visa by First PREMIER Bank. |
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User Name:
jse l. martinez |
Date:
February 5, 2008, 5:11 pm |
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which is the better credit card, with low inerest no anual fee, for a person with fair credit??? |
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Answer:
If your credit score is somewhere between 620 and 659, your credit score is considered to be fair(or average). The best fair credit card deals are offered by Capital One Bank. We advise you to apply for a Standard Platinum Card. This card was created for people with credit that needs some improvement or limited credit. It gives you 0% on purchases until June 2008, no annual fee, no balance transfer fee, free fraud liability, and more. |
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User Name:
steven swanner |
Date:
March 30, 2008, 9:24 pm |
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i want to find out if i can activate my card |
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Answer:
This website was created for information purposes only. We provide credit card offers and online applications. But you are getting redirected to the oficial website of the bank. For any questions about your credit card account managing you should contact the bank or visit their website. |
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User Name:
Cari |
Date:
April 3, 2008, 4:20 pm |
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What is a good gas card for people with GOOD Credit |
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Answer:
If your credit score is good or excellent (660 FICO points and higher) you can qualify for one of the best gasoline credit card deals. We recommend you to apply for a Discover Open Road Card by Discover. This gasoline card offers no annual fee, 0% introductory APR for up to 12 months, 5% cash back bonus on gas and car maintenance purchases, up to 1% cash back bonus on all other purchases, unlimited cash rewards, fraud liability guarantee, and more. Apply for a gas card online and enjoy the outstanding rewards! |
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User Name:
kayla slocum |
Date:
July 2, 2008, 2:41 pm |
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Will I have to put money down to get the credit card? |
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Answer:
Whether you have to put money to get a credit card or not, depends on what type of credit you have and what sort of a credit card you are going to take. The only credit cards that require a money deposit to be paid aer secured credit cards. It is a credit card with guaranteed approval which is the option for those who want to rebuild their damaged credit and have no hope of approval for unsecured cards. Applying for a secured credit card, you should make a security deposit which guarantees that you will return the debt. This deposit is taken by the bank only in case you fail to pay. A credit limit on such a card usually equals to the deposit. the card has an interest rate and other fees like an unsecured card. As you do not say what credit score you have, it is difficult to answer your question in full. If your credit is limited you will have to apply for a secured or an unsecured credit card, it depends on the situation. As a secured credit card, you can take Black Diamond Visa by Millenium bank. It has the APR of 19,5% for purchases and cash advance, plus it reports to 3 credit bureaus and has a number of additional services. A beneficial unsecured credit card for limited credit is Capital One Standard Platinum, which has intro APR of 0% and 19,5% ongoing APR, plus convenient account management service. Though, you should be very careful when applying for a Capital One credit card, if your credit is too bad. You can also check out First PREMIER Centennial MasterCard/Visa: it approved applicants with limited credit,reports to the major credit bureaus and has a competitive interest rate. |
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