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User Name:
becki |
Date:56
January 8, 2008, 2:24 pm |
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Finding an unsercured credit card with a low limit to help build my credit |
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Answer:
If you have no credit history we advise you to start with deals by First PREMIER Bank for bad or no credit. Your credit card will probably have a low credit limit of about $300. If you regularly make purchases and pay all your debts on time your credit limit will be later raised and your score will be improving. We recommend you to have a look at credit deals for bad/no credit history by First PREMIER Bank. Don't worry that the rates and terms will be not perfect. This is just a step to creating a good credit score. |
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User Name:
nurdan danismaz |
Date:56
January 18, 2008, 1:29 am |
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I want to build a credit history but i dont know which card to go for? |
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Answer:
If you want to establish your credit history the best thing to do will be to apply for a no credit card. These cards usually have worse terms and small credit limit, but they give you a good chance to prove the bank thet you are a responsible card holder. If you pay off your balance on time and make purchases regularly, your credit score will be increasing and they will offer you a better card. We recommend you to start with a Centennial Gold MasterCard/Visa by First PREMIER Bank. |
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User Name:
jse l. martinez |
Date:56
February 5, 2008, 5:11 pm |
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which is the better credit card, with low inerest no anual fee, for a person with fair credit??? |
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Answer:
If your credit score is somewhere between 620 and 659, your credit score is considered to be fair(or average). The best fair credit card deals are offered by Capital One Bank. We advise you to apply for a Standard Platinum Card. This card was created for people with credit that needs some improvement or limited credit. It gives you 0% on purchases until June 2008, no annual fee, no balance transfer fee, free fraud liability, and more. |
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User Name:
steven swanner |
Date:56
March 30, 2008, 9:24 pm |
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i want to find out if i can activate my card |
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Answer:
This website was created for information purposes only. We provide credit card offers and online applications. But you are getting redirected to the oficial website of the bank. For any questions about your credit card account managing you should contact the bank or visit their website. |
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User Name:
Cari |
Date:56
April 3, 2008, 4:20 pm |
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What is a good gas card for people with GOOD Credit |
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Answer:
If your credit score is good or excellent (660 FICO points and higher) you can qualify for one of the best gasoline credit card deals. We recommend you to apply for a Discover Open Road Card by Discover. This gasoline card offers no annual fee, 0% introductory APR for up to 12 months, 5% cash back bonus on gas and car maintenance purchases, up to 1% cash back bonus on all other purchases, unlimited cash rewards, fraud liability guarantee, and more. Apply for a gas card online and enjoy the outstanding rewards! |
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User Name:
maria |
Date:56
July 2, 2008, 2:41 pm |
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Will I have to put money down to get the credit card? |
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Answer:
Whether you have to put money to get a credit card or not, depends on what type of credit you have and what sort of a credit card you are going to take. The only credit cards that require a money deposit to be paid aer secured credit cards. It is a credit card with guaranteed approval which is the option for those who want to rebuild their damaged credit and have no hope of approval for unsecured cards. Applying for a secured credit card, you should make a security deposit which guarantees that you will return the debt. This deposit is taken by the bank only in case you fail to pay. A credit limit on such a card usually equals to the deposit. the card has an interest rate and other fees like an unsecured card. As you do not say what credit score you have, it is difficult to answer your question in full.If your credit is limited you will have to apply for a secured or an unsecured credit card, it depends on the situation. As a secured credit card, you can take Black Diamond Visa by Millenium bank. It has the APR of 19.5% for purchases and cash advance, plus it reports to 3 credit bureaus and has a number of additional services.A beneficial credit card for limited credit that requires no deposit is Capital One Standard Platinum, which has intro APR of 0% and 19.5% ongoing APR, plus convenient account management service. |
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User Name:
Susan Rotondi |
Date:56
July 2, 2008, 3:06 pm |
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Do you have a credit card available for a college student with only a $300-$500 limit? I was told by your new application dept. that you did but they could not give me the name, and I have been transferred twice and disconnected. Could you please provide me with the name of the card if it is available so my son can apply online? Thank you. |
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Answer:
Hello Susan! At our site we have a number of student credit cards which you can compare and choose the one to meet your son's needs. Student credit cards are designed for students – young people searching for a good beginning for their credit history. These cards are available for people with limited credit – the type of credit of many young people! They provide a limit of no more than $300 – 500 as a start, not a high credit limit and some of them have rewards. If your son is wise with this card, making timely, more that minimum payments and keeping within the credit limit, he will improve his credit history and can be later eligible for higher credit limit and cards with better rates. Please, evaluate the options we present for college students at our site. Capital One No Hassle Cash Rewards for Young Adults has 0% intro APR and 16,65% ongoing APR, annual bonus and cash back rewards. It is just a credit card with which a youngster can learn how to manage credit. Another credit card from Capital One, Standard Platinum for Young Adults, has a variable APR of 19,55%, no balance transfer fees, online account services and other helpful features. Both the cards are for limited credit history. Citibank Platinum Select Card for College Students has 0% intro APR, no requirements for minimal income or cosigner and allows you to put your photo on a card. it is also a popular plastic among students. |
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User Name:
leah |
Date:56
July 6, 2008, 11:01 am |
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if i get a pre-paid credit card does this improve my credit score? |
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Answer:
First of all, a line should be drawn between pre paid card and secured credit card. A pre-paid card is a debit card, so it works only if you install an amount of money on the account. After this, you will be able to spend money, within the limit you had installed. A secured credit card is often called a pre-paid card, but it is actually a credit card which requires that the customer should make a security deposit before he will be approved a credit limit. The credit limit depends on how much is your securty deposit. Secured credit cards are popular among those filing for bankruptcy or just planning to establish credit, because most secured cards are easily approved and do not display any signs of the cardholder's credit history. The basic difference between prepaid cards and secured cards is that the first does not help you to build credit and is not ever reported to a credit bureau. A secured card is a convenient and available way to improve or rebuild one's credit. if you haven't chosen any cards yet, please, consider the following products. Secured Visa from Applied bank provides fixed APR of 9, 9% which is not going to change even if you are late. The card also provides an opportunity to get up to 5 thousand dollarsas a credit limit. Millennium bank Black Diamond card is accepted at many palces and ATMs and gives you freat customer service.The card has the same APR for purchases (no inttro APR) and for cash advances! Another option for you consideration is Platinum MasterCard by Millennium bank. It has guaranteed approval and can be used in more than 700,000 locations. Choose the card you like most and make a good start to your good credit history. |
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User Name:
Ernesto Correa |
Date:56
July 11, 2008, 9:45 am |
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how do i get a credit card if i don't have no credit |
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Answer:
Establishing credit, you should be especially choosy and reasonable, as your first credit card and the way you use it will be a decisive factor in what your credit history is going to be like. Consider credit card offers which are marked as cards for limited or no credit history, choose the one that fits your needs and make your application. Mind it, you should apply for bank cards you are eligible for and try to get as many positive credit records (store credit cards, status of authorized user on somebody's credit card and the like) as possible. However, avoid multiple applications, as it can lead to denials and debt!Here are some credit card offers for people who are going to establish a credit history. Look at Capital One Standard Platinum card which has no annual fee, 0% introductory APR and a competitive ongoing APR. Among the card deals of this bank you can also check out Platinum Max MasterCard which has a lower fixed APR, zero balance transfer APR and low annual fee. |
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User Name:
Lavonna Rae Hansen |
Date:56
July 12, 2008, 2:54 pm |
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i really need a credit card with a limit of at least a 2500 credit line to pay my bills and i also have bad credit is there a credit card out there for me? |
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Answer:
The thing is, most issuers prefer to work with customers whose credit is good or excellent, and applying for a card with bad credit may be rather difficult. It depends on your credit profile. If you happen to be a good customer who pays bills on time, you've got all the chances to be approved for the card you want to obtain. As for the cards designed for limited credit, you've got some offers to choose from. Platinum MaxSM card by Capital One gives exactly what you're looking for - a credit limit up to $2,500 and a fixed interest rate for three years. Classic Platinum and Standard Platinum cards by Capital One provide the way to save on purchases within the introductory period. Spending limits on these cards may be as high as $3,000. Actually, it depends on your credit score, and it's up to card issuers to set the limit on your card. Take your time and check through these deals! |
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