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Immediate credit card care service
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| Displaying 340 to 350 (of 359 questions) |
Page: 35 of 36 |
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User Name:
Marilyn |
Date:
September 27, 2007, 10:48 pm |
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do you have any credit cards that are avaialble for those who have filed bankruptcy? Preferable, one without high fees which reduces initial credit to $71. |
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Answer:
Nowadays, credit is available to the recently bankrupt. Negative information, especially that of bankruptcy, may stay on your credit report for almost 10 years but that does not mean that you are not eligible for a credit card. It may be more expensive than before, and available with lower limits. A secured credit card is a good way to establish a history after bankruptcy and it is generally offered with lower rates than unsecured cards. Rebuilding credit worthiness depends on the usage of the card. If you use it carefully and pay off your bills on time, you'll benefit from cards for bad credit. Mind that before applying for the card, it's necessary to get your credit report first and correct any mistakes in case you find them. Then, you're welcome to compare the best bad credit deals or secured cards, presented at our website and apply for the one that suits you most. All the best, Manager of Immediate Credit Card Care Service |
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User Name:
ROBERT |
Date:
September 27, 2007, 11:06 pm |
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WHAT CREDIT CARD CAN I APPLY FOR WITH A COSIGNER? |
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Answer:
As it happens, all credit cards for good credit allow to co-sign for someone. However keep in mind that you can not apply with a co-signer right away online. If you are eager to get a card with a co-signer, you should do the following. First of all, person with good score (co-signer) applies online through our service for any good or excellent credit card. He/She gets approved. Then this person can call the bank and say that he would like to add someone to his account and that he will be a co-signer for a person with bad credit history. He must tell social security of that person. Co-signer receives a statement by mail, that a person with bad credit must sign and send back. Now person with bad score shares an account with co-signer. By making timely payments person with bad credit will start building his credit history as his payment info. will be sent to all credit bureaus every month. All the best, Manager of Immediate Credit Card Care Service |
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User Name:
Marilyn |
Date:
September 28, 2007, 1:08 pm |
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my husband has bad credit I beleive but i am tryin gto get my husband a q percent credit card awith free transfers so i can reduce his debt which carad do you recommend> |
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Answer:
Unfortunately balance transfer deals are unavailable for those whose credit is bad. Your husband should have a score of at least 660 to be eligible for 0% balance transfer. If his score is poor (below 620) he can only be approved for bad credit cards. Nowadays many banks, such as Columbus, Dakota, First PREMIER, Millennium and Orchard, offer deals for bad credit. Of course their terms are not as favorable as these of good credit cards, but still they can be a tool of rebuilding one's history. If you have good score and are eager to help your husband you can also co-sign for him. That means he will share an account with you and will get an opportunity to use your good card. By making timely payments your husband will start building his credit history as his payment info. will be sent to all credit bureaus every month. However in this case you will be responsible if he does not pay on time. All the best, Manager of Immediate Credit Card Care Service |
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User Name:
Cassandra |
Date:
September 28, 2007, 1:21 pm |
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i've never had a credit card before. i'm looking into getting one. i've applied for a few cards but havent been apporved. i'm not sure as to why. the only thing i can imagine is because i have no credit history. but how am i to build that, if i don't have one? |
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Answer:
First of all, it should be mentioned that chaotic applications won't do you any good. You see, each time you are denied you score further decreases, which in turn lowers your chances to be approved in the future. Thus, if you've decided you want a card you should choose carefully and apply only for those you are eligible for. The most important thing you should do is to request your report and check it for possible mistakes. If you have no credit history and want to establish one there are some cards you can apply for. Nowadays many banks, such as Columbus, Dakota, First PREMIER, Millennium and Orchard, offer deals for no credit. Another way to build up your credit is to apply for one of the so-called secured credit cards. With this card you will have to deposit some amount of money to guarantee your ability to pay. On our site you can find several variants of these cards too. After you've chosen the card you like just click "apply" and submit an application online. The bank will consider it and send you the card by post. All the best, Manager of Immediate Credit Card Care Service |
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User Name:
Levi |
Date:
October 1, 2007, 4:19 pm |
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Hi I am 18 and have never had a credit card before...also I don't want my parents to find out..anyways what is the best credit card to start with? Do I need a bank before i apply? |
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Answer:
If you are 18 already you have the right to get a credit card. First of all we recommend you to open a savings and a checking account in your name, if you haven't done it yet. This is essential as it proves your financial independence and ability to deal with money. If you have no credit history and want to establish one there are some cards you can apply for. Nowadays many banks, such as Columbus, Dakota, First PREMIER, Millennium and Orchard, offer deals for no credit. Another way to build up your credit is to apply for one of the so-called secured credit cards. With this card you will have to deposit some amount of money to guarantee your ability to pay. On our site you can find several variants of these cards too. Besides, if you are a student, you can compare best student cards presented on our site. Their terms are much more favorable that these of common deals for no credit. All the best, Manager of Immediate Credit Card Care Service |
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User Name:
Eric |
Date:
October 1, 2007, 4:48 pm |
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I am a 19 year old trying to start my credit. I've never applied for a credit card before and have no history of credit. What card do you recommend that is decent for my situation? |
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Answer:
First of all we recommend you to open a savings and a checking account in your name, if you haven't done it yet. This is essential as it proves your financial independence and ability to deal with money. If you have no credit history and want to establish one there are some cards you can apply for. Nowadays many banks, such as Columbus, Dakota, First PREMIER, Millennium and Orchard, offer deals for no credit. Another way to build up your credit is to apply for one of the so-called secured credit cards. With this card you will have to deposit some amount of money to guarantee your ability to pay. On our site you can find several variants of these cards too. Besides, if you are a student, you can compare best student cards presented on our site. Their terms are much more favorable that these of common deals for no credit. Finally you can draw the so-called co-signer, that is a person who will be responsible if you don't pay off your bills on time. All the best, Manager of Immediate Credit Card Care Service |
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User Name:
jeannette afflerbach |
Date:
October 2, 2007, 12:35 pm |
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i was approved for a credit card to reastablish my credit how long does it take to get the card after they take the money from my account for proccessing |
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Answer:
In fact it takes various periods of time to consider your application. You see, generally the bank needs some time to check your report and to make a decision whether you qualify or not. However nowadays many banks also offer to their customers the service of instant approval - that means that the decision is made in a few minutes. In other cases however your application is considered by the bank for a longer period of time - from days to weeks - and then is sent to you by post. Thus, you will also have to wait a bit before the card itself arrives. It depends on where you live and on the work of the post-office. Generally it takes several weeks to get a plastic card itself. All the best, Manager of Immediate Credit Card Care Service |
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User Name:
Huntley |
Date:
October 5, 2007, 4:54 pm |
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List balance transfer cards that have no fee of any kind to transfer an initial balance from another card. |
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Answer:
A credit card balance transfer implies reallocating your debt from high rate card to a better one. It's often used to save money, because the majority of credit companies offer no annual fee and 0% APR on balance transfers for new customers. Besides, it is also possible to consolidate debt from more than one card. Mind that these cards are created primarily for people with good or excellent history, so request your report before applying for a card. Check it for any mistakes and if you find any correct them immediately. Learn your credit score. If it is above 660 you are certainly eligible for one of the 0% balance transfer cards. At our site you can find the best balance transfer cards applications that will help you solve the problem of debt. Their terms differ, and it is only up to you to decide which offer suit you most. If you want no balance transfer fees we recommend to consider Blue from American Express as well as and American Express IN:NYC, IN:LA and IN:CHICAGO. Compare all 0% balance transfer cards options properly, fill the application and submit it online. All the best, Manager of Immediate Credit Card Care Service |
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User Name:
brian k willoughby |
Date:
October 17, 2007, 4:28 am |
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my pin |
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Answer:
The PIN number is a number you get to access your account. The PIN number is very important because it is impossible to activate and use the card without this number. As it happens we are not a financial institution and have neither right nor opportunity to deal with the personal financial information. Your PIN is absolutely confidential and can not be issued by other organizations than banks. The only aim of our website is to provide you the information about various types of credit cards. Here you can consider the best credit deals, cards for good, fair, bad or no credit. If you are going to apply for one of them, we will gladly try to help you in your choice. However it is completely out of our competence to deal with your PIN. If you received a credit card and have no PIN, you should immediately call the bank and clear out the situation there. All the best, Manager of Immediate Credit Card Care Service |
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User Name:
jeremy |
Date:
November 7, 2007, 10:58 am |
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how can i get a credit card with no credit history? |
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Answer:
It is mostly true that you need to have a credit history to get a credit card. It is a usual bank measure to prevent nonpayment. But don’t worry that you can’t be eligible for credit cards. The card issuers think about people with no history. There are two options for you. First, you can apply for a secured credit card. The amount of money you deposit into your account will be your credit limit. Also you can obtain an unsecured credit card for no credit history at First PREMIER Bank. This is a perfect way to establish your credit history. |
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