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Answering your questions is our job and we love it! Our website gives you an opportunity to avail yourself business credit offers fitting your special needs and financial plans. Nowadays banks present a great variety of online applications for small new businesses. They will let you control your employees' spending, raise your bank credit limits and provide discounts and bonuses for business expenditures. Among the best online business deals, presented on our site, you can find best offers from the USA top companies and banks - Visa®, MasterCard®, American Express® and others. However all small business credit cards that we have require "personal guarantee" or in other words require Social Security number. We do not have any credit cards that would require business EIN based on companies credit history. Since your credit is bad, the primary step you should make is to repair it. Unfortunately, you can`t afford any of American Express credit cards now, because these are credit cards, requiring at least good credit score. The thing you can do, is to apply for one of bad credit cards, issued by First PREMIER bank or Orchard bank. These cards can really help you to build your credit, provided you make all payments timely. Thus, compare credit cards for bad credit stepwise and pick the most convenient one. Another way to improve your credit may be a bad credit personal loan. A bad credit personal loan has a positive impact on one?s credit history, provided the repayments to the loan are made regularly. The main idea behind the refusal to the people with bad credit is that they fear that the default or bankruptcy will be repeated. With a collateral to back the personal loan, the lender is assured that the loan would not be defaulted. Thus, the way you can follow, is to apply to Eastern Financial for a secured personal loan, if you fail getting unsecured one. Sorry to say, we do not provide ASAP credit cards. According to your credit score you can allow a fair credit. Feel free to browse our Fair Credit Card Offers section and try applying for a fair credit card. Anyway, have a sweet honeymoon, Manager of Immediate Credit Card Care Service, www.BestCreditOffers.com Thank you for addressing your requests to our service. We hope our answer helps you to find a credit card you need. To begin with, you have an opportunity to apply for a credit card and get approved. At our site, we present credit card offers for limited credt. Moreover, you can examine our secured credit card offers. These are considered to be the best way to establish your credit history. But you should take into account that in this case you need a collateral to secure your credit. The credit score is crucial as it determines your creditworthiness. Nowadays people with all types of scores can actually apply for a credit card and be approved. If your scores are 556, 554 and 536 it is regarded bad. If you have a poor credit and want to raise your score there are some cards you can apply for. Nowadays many banks, such as Columbus, Dakota, First PREMIER, Millennium and Orchard, offer deals for bad credit. On our site turn to the page devoted to cards for bad credit. Consider all the information about each card, compare the present offers and choose one that suits your requirements. Another way to restore your credit is to apply for one of the so-called secured credit cards. This card requires you to deposit some sum to ensure your ability to pay. On our site you can find a few variants of these cards too. After you've chosen the card you like just click "apply", fill the required form and submit an application through our service. All the best, Manager of Immediate Credit Card Care Service The credit score is crucial as it helps the lenders to decide whether you qualify for the chosen card or not. . Paying attention to the score is extremely important, because if you apply for the card you are not eligible for you'll be denied and your history will be damaged. That's why, the first and the most important thing to do is to request your credit report and get to know your score. This three-digit number serves as the main indicator of your creditworthiness. If the score is below 620 you can only be approved for the bad credit deals. If it is 620-659 turn to the cards for fair credit. And if your score is above 660 you are actually eligible for the best offers. Thus, turn to the appropriate category, read all the information attentively and choose the deal that suits you most. Then fill an application and submit it online. All the best, Manager of Immediate Credit Card Care Service The credit score is very important as it helps the lenders to decide whether you qualify for the chosen card or not. Paying attention to the score is extremely important, because if you apply for the card you are not eligible for you'll be denied and your history will be damaged. Nowadays people with all types of scores can actually apply for a credit card and be approved. If your score is 620, 611 and 611 it is considered bad. That's why we recommend you to choose among the cards for bad credit. On our website you can find several variants of such cards from First PREMIER, Columbus, Dakota, Millennium and Orchard. Read the details about each card carefully and apply for the one that suits you most. All the best, Manager of Immediate Credit Card Care Service The fact that you filed for bankruptcy does stay on your credit report for seven to ten years after the fact. At our site we present the credit cards for bad or no credit. They are right for people who want to build their credit history. You need to look through no credit card offers from First Premier Bank, compare their features and terms and make your choice. At our site you can apply for this credit card online and wait for approval. Or, you can use a co-signer. A man (a relative or a friend) with good credit history will act as your co-signer. He must promise to repay the debt if you do not. If you purchase with your credit card and make payments on time, you will build your credit history and cancel the credit card with co-signer and get a credit card using only your credit. Your co-signer has good credit, therefore you can choose among good credit cards presented at our site. Compare their features, limits and terms and choose the best card. Your application form will contain your personal information and the information about your co-signer. It will be considered by the bank very carefully. Then the bank will make a credit decision. You need just wait for some time. Good luck! The fact that you filed for bankruptcy does stay on your credit report for seven to ten years after the fact. At present you need to rebuild your credit history. At our site we present credit cards for bad or no credit. They are right for people who want to build or improve their credit history. You need to look through the bad or no credit card offers from First Premier Bank, compare their features and terms step-by-step and make your choice. At our site you have an opportunity to apply for this credit card online. Or, you can use a co-signer. A man (relative or friend) with a good credit history will act as your co-signer. He must promise to repay the debt if you do not. You need just choose a credit card to apply for. If you purchase with your credit card and make payments on time, you will improve your credit history and cancel the credit card with the co-signer and get a credit card using only your credit. The first step you should make is to assess your credit history and your rating by getting a report. Then, if you haven't done it yet, open a savings or a checking account in your name. This will prove your ability to deal with money. Cards for no credit are intended to make it easier to obtain a loan for people with no credit history. You can apply for one of these cards online through our service. Read all the data concerning each card and choose the card that complies with your needs. Another way out is a co-signer, a person, who will take responsibility in case you don't pay off your bills. Nevertheless, it doesn't mean that you're not responsible for your payments: all negative information is reported to the bureau and may stay on your report for quite a long time. All the best, Manager of Immediate Credit Card Care Service