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User Name:
Lora |
Date:
July 29, 2007, 11:13 pm |
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I am looking to consolidate all of my credit card bills to one low interest would any certain credit card
holder do that ? |
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Answer:
If you are eager to consolidate your debt on one credit card you should turn to the so-called balance transfer cards. These cards allow you to reallocate your balance from one or several cards with high interest rates to one with better terms. In order to get a card you should first of all request your report and assess your current state. Mind that the best balance transfer deals are only available for those whose score is either good or excellent. If your score is above 660 you are eligible for the best deals with 0% APR on balance transfers for a period from 6 to 15 months, no annual fee and other favorable terms. So, choose the card you want depending your current score, fill the required application form and submit it online. All the best, Manager of Immediate Credit Card Care Service |
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User Name:
Heather |
Date:
August 2, 2007, 10:56 pm |
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What credit cards can I apply for online that I can use a cosigner? |
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Answer:
As a matter of fact all deals for good credit allow to co-sign for someone. However keep in mind that you can not apply with a co-signer right away online. If you wish to receive a card with a co-signer, you should do the following. Firstly, person with good history (your co-signer) applies online through our service for any good/excellent credit offer. This person gets an approval. Then he or she calls the bank and says that he would like to be a co-signer for a person with bad credit history. He must tell social security of that person. Co-signer receives a statement by post, that a person with bad credit must sign and send back. Now person with bad score shares an account with co-signer. By making timely payments person with bad credit will start building his credit history as his payment information will be sent to all credit bureaus every month. All the best, Manager of Immediate Credit Card Care Service |
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User Name:
virginia |
Date:
August 6, 2007, 12:35 pm |
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is there a credit card for people with bad credit that doesn't have all the rediculous fees that toal over 200 dollars just to get the card |
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Answer:
Nowadays bad credit does not mean that you can't apply for a credit card and be approved. Some banks, such as Columbus, Dakota, First PREMIER, Millennium, Orchard and Capital One issue cards for people whose credit needs improvement. You must understand however that the terms of the card are by far determined by your credit risk; thus, the better your history you have, the better terms of credit you are eligible for. That's why it is rather difficult to find cards for bad credit without any fees. Most of them charge annual fee (though its amount can vary significantly). If the card has no annual fee it requires setup or maintenance fee. Look through the page devoted to bad credit offers, compare details of each card and choose the one you like most. If you don't want to pay absolutely any fees you should raise your credit score - that is pay all your bills on time and use your cards lightly. In this case in time your history will be improved and you will be eligible for the cards without annual and other extra fees. All the best, Manager of Immediate Credit Card Care Service |
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User Name:
james |
Date:
August 7, 2007, 10:02 pm |
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i have severe bad credit from creditors im lookin for an unsecured credit card to rebuild my credit please help |
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Answer:
If you have a poor credit (below 620) and want to raise your score there are some cards you can apply for. Nowadays many banks, such as Columbus, Dakota, First PREMIER, Millennium and Orchard, offer deals for bad credit. Unlike secured credit cards that require a deposit to the bank, unsecured credit cards don't demand to deposit anything. However unsecured cards for bad credit generally charge higher interest rates and fees. The initial credit limit is generally low; it'll increase gradually as long as you pay all the bills on time. The unsecured cards can be a helpful tool in rebuilding your credit, if you use them properly (make all the payments on time). Look through the page devoted to the cards for bad credit and choose the card you like. Compare all of the terms and conditions attentively. Fill the application and wait for an approval. All the best, Manager of Immediate Credit Card Care Service |
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User Name:
dana |
Date:
August 8, 2007, 9:02 am |
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I am looking for a credit card for scores of 556,554,536 |
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Answer:
The credit score is crucial as it determines your creditworthiness. Nowadays people with all types of scores can actually apply for a credit card and be approved. If your scores are 556, 554 and 536 it is regarded bad. If you have a poor credit and want to raise your score there are some cards you can apply for. Nowadays many banks, such as Columbus, Dakota, First PREMIER, Millennium and Orchard, offer deals for bad credit. On our site turn to the page devoted to cards for bad credit. Consider all the information about each card, compare the present offers and choose one that suits your requirements. Another way to restore your credit is to apply for one of the so-called secured credit cards. This card requires you to deposit some sum to ensure your ability to pay. On our site you can find a few variants of these cards too. After you've chosen the card you like just click "apply", fill the required form and submit an application through our service. All the best, Manager of Immediate Credit Card Care Service |
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User Name:
Samir Batra |
Date:
August 11, 2007, 11:41 am |
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I am looking for the best balance transfer credit cards, that have the longest 0% intro APR and the lowest balance transfer fee, I have a credit score of 710? |
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Answer:
A credit card balance transfer implies reallocating your debt from high rate card to a better one. It's often used to save money, because the majority of credit companies offer no annual fee and 0% APR on balance transfers for new customers. Besides, it is also possible to consolidate debt from more than one card. These cards are created primarily for people with good or excellent history. If your lowest score amounts to 710 it is regarded good, thus, you are certainly eligible for one of the 0% balance transfer cards. On our site you can find the best balance transfer applications that will help you solve the problem of debt. Their terms differ, and it is only up to you to decide which offer suit you most. For example, Discover® Card offers 0% on balance transfers for 12 months and Blue from American Express® and American Express IN:NYC charge no balance transfer fees. Compare all 0% balance transfer cards options properly, fill the application and submit it online. All the best, Manager of Immediate Credit Card Care Service |
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User Name:
amanda |
Date:
August 11, 2007, 6:08 pm |
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i have no credit i have a car and i cell phone that is both under my parents name and there paying for my insurance cause the car is paid off and they pay my cell phone bill can i still get a credit card without having nothing under my name |
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Answer:
If your car, cell phone, etc. are purchased in your parents' name, it is their history that is affected by paying off these loans. If you have never taken a loan in your name and have never been an authorized user of other person's card, you have no credit history. There are some cards you can apply for. At present several famous and reliable banks, such as Columbus, Dakota, First PREMIER, Millennium and Orchard, offer deals for no credit. On our site turn to the page devoted to cards for no credit. Read all the details about each card, compare the present offers and choose one that suits your requirements. Another way to build up your history is to apply for one of the so-called secured credit cards. With this card you will have to deposit some amount of money to guarantee your ability to pay. On our site you can find several variants of these cards too. After you've chosen the card you like just click "apply" and submit an application online. Finally, you may draw a cosigner that is a person with good history who will be responsible if you don't pay off your bills on time. All the best, Manager of Immediate Credit Card Care Service |
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User Name:
Jessica |
Date:
August 11, 2007, 8:12 pm |
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What is the best credit card if I have never had one before? |
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Answer:
If you have never had a credit card and have no credit history there are still some cards you can apply for. At present several famous and reliable banks, such as Columbus, Dakota, First PREMIER, Millennium and Orchard, offer deals for no credit. On our site turn to the page devoted to cards for no credit. Read all the details about each card, compare the present offers and choose one that suits your requirements. Another way to build up your history is to apply for one of the so-called secured credit cards. With this card you will have to deposit some amount of money to guarantee your ability to pay. On our site you can find several variants of these cards too. After you've chosen the card you like just click "apply" and submit an application online. The bank will consider it and send you the card by post. All the best, Manager of Immediate Credit Card Care Service |
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User Name:
marissa robinson |
Date:
August 14, 2007, 10:30 pm |
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I need an unsecured credit card that doesn't require up front fees or a bank account. |
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Answer:
If you have a poor credit (below 620) and want to raise your score there are some cards you can apply for. Nowadays many banks, such as Columbus, Dakota, First PREMIER, Millennium and Orchard, offer deals for bad credit. On our site turn to the page devoted to cards for bad credit. Consider all the information about each card, compare the present offers and choose one that suits your requirements. Unlike secured credit cards that require a deposit to the bank, unsecured credit cards don't demand to deposit anything. However unsecured cards for bad credit generally charge higher interest rates and fees. The initial credit limit is generally low; it'll increase gradually as long as you pay all the bills on time. The unsecured cards can be a helpful tool in rebuilding your credit, if you use them properly (make all the payments on time). Look through the page devoted to the cards for bad credit and choose the card you like. Mind, however that it is impossible to find an offer for poor score absolutely without any fees. Most unsecured deals do require annual or setup fees. Compare all of the terms and conditions attentively. Fill the application and wait for an approval. All the best, Manager of Immediate Credit Card Care Service |
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User Name:
Zona Hughes |
Date:
August 18, 2007, 8:47 pm |
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Can you give me any information on the Horizon Gold credit card |
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Answer:
As for the Horizon Gold Cards, they are in fact not credit cards. They are used only for purchasing via Horizon website. They can't be used for anything else. They are neither bank institution nor card issuers. Besides, keep in mind that they do not report to any credit bureaus unless you miss your payments. So, they are absolutely useless in terms of building credit history or improving credit score. Moreover, the APR on this card is rather high - it may achieve 17%- and they charge various fees. On our website you won't find Horizon Gold Card because we only offer the best credit offers from the most reliable issuers. Here you are welcome to look through the cards for all types of history which offer more favorable terms and lower APR. All the best, Manager of Immediate Credit Card Care Service |
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