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User Name:
dana |
Date:56
August 8, 2007, 9:02 am |
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I am looking for a credit card for scores of 556,554,536 |
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Answer:
The credit score is crucial as it determines your creditworthiness. Nowadays people with all types of scores can actually apply for a credit card and be approved. If your scores are 556, 554 and 536 it is regarded bad. If you have a poor credit and want to raise your score there are some cards you can apply for. Nowadays many banks, such as Columbus, Dakota, First PREMIER, Millennium and Orchard, offer deals for bad credit. On our site turn to the page devoted to cards for bad credit. Consider all the information about each card, compare the present offers and choose one that suits your requirements. Another way to restore your credit is to apply for one of the so-called secured credit cards. This card requires you to deposit some sum to ensure your ability to pay. On our site you can find a few variants of these cards too. After you've chosen the card you like just click "apply", fill the required form and submit an application through our service. All the best, Manager of Immediate Credit Card Care Service |
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User Name:
Samir Batra |
Date:56
August 11, 2007, 11:41 am |
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I am looking for the best balance transfer credit cards, that have the longest 0% intro APR and the lowest balance transfer fee, I have a credit score of 710? |
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Answer:
A credit card balance transfer implies reallocating your debt from high rate card to a better one. It's often used to save money, because the majority of credit companies offer no annual fee and 0% APR on balance transfers for new customers. Besides, it is also possible to consolidate debt from more than one card. These cards are created primarily for people with good or excellent history. If your lowest score amounts to 710 it is regarded good, thus, you are certainly eligible for one of the 0% balance transfer cards. On our site you can find the best balance transfer applications that will help you solve the problem of debt. Their terms differ, and it is only up to you to decide which offer suit you most. For example, Discover® Card offers 0% on balance transfers for 12 months and Blue from American Express® and American Express IN:NYC charge no balance transfer fees. Compare all 0% balance transfer cards options properly, fill the application and submit it online. All the best, Manager of Immediate Credit Card Care Service |
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User Name:
amanda |
Date:56
August 11, 2007, 6:08 pm |
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i have no credit i have a car and i cell phone that is both under my parents name and there paying for my insurance cause the car is paid off and they pay my cell phone bill can i still get a credit card without having nothing under my name |
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Answer:
If your car, cell phone, etc. are purchased in your parents' name, it is their history that is affected by paying off these loans. If you have never taken a loan in your name and have never been an authorized user of other person's card, you have no credit history. There are some cards you can apply for. At present several famous and reliable banks, such as Columbus, Dakota, First PREMIER, Millennium and Orchard, offer deals for no credit. On our site turn to the page devoted to cards for no credit. Read all the details about each card, compare the present offers and choose one that suits your requirements. Another way to build up your history is to apply for one of the so-called secured credit cards. With this card you will have to deposit some amount of money to guarantee your ability to pay. On our site you can find several variants of these cards too. After you've chosen the card you like just click "apply" and submit an application online. Finally, you may draw a cosigner that is a person with good history who will be responsible if you don't pay off your bills on time. All the best, Manager of Immediate Credit Card Care Service |
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User Name:
Jessica |
Date:56
August 11, 2007, 8:12 pm |
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What is the best credit card if I have never had one before? |
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Answer:
If you have never had a credit card and have no credit history there are still some cards you can apply for. At present several famous and reliable banks, such as Columbus, Dakota, First PREMIER, Millennium and Orchard, offer deals for no credit. On our site turn to the page devoted to cards for no credit. Read all the details about each card, compare the present offers and choose one that suits your requirements. Another way to build up your history is to apply for one of the so-called secured credit cards. With this card you will have to deposit some amount of money to guarantee your ability to pay. On our site you can find several variants of these cards too. After you've chosen the card you like just click "apply" and submit an application online. The bank will consider it and send you the card by post. All the best, Manager of Immediate Credit Card Care Service |
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User Name:
marissa robinson |
Date:56
August 14, 2007, 10:30 pm |
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I need an unsecured credit card that doesn't require up front fees or a bank account. |
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Answer:
If you have a poor credit (below 620) and want to raise your score there are some cards you can apply for. Nowadays many banks, such as Columbus, Dakota, First PREMIER, Millennium and Orchard, offer deals for bad credit. On our site turn to the page devoted to cards for bad credit. Consider all the information about each card, compare the present offers and choose one that suits your requirements. Unlike secured credit cards that require a deposit to the bank, unsecured credit cards don't demand to deposit anything. However unsecured cards for bad credit generally charge higher interest rates and fees. The initial credit limit is generally low; it'll increase gradually as long as you pay all the bills on time. The unsecured cards can be a helpful tool in rebuilding your credit, if you use them properly (make all the payments on time). Look through the page devoted to the cards for bad credit and choose the card you like. Mind, however that it is impossible to find an offer for poor score absolutely without any fees. Most unsecured deals do require annual or setup fees. Compare all of the terms and conditions attentively. Fill the application and wait for an approval. All the best, Manager of Immediate Credit Card Care Service |
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User Name:
Zona Hughes |
Date:56
August 18, 2007, 8:47 pm |
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Can you give me any information on the Horizon Gold credit card |
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Answer:
As for the Horizon Gold Cards, they are in fact not credit cards. They are used only for purchasing via Horizon website. They can't be used for anything else. They are neither bank institution nor card issuers. Besides, keep in mind that they do not report to any credit bureaus unless you miss your payments. So, they are absolutely useless in terms of building credit history or improving credit score. Moreover, the APR on this card is rather high - it may achieve 17%- and they charge various fees. On our website you won't find Horizon Gold Card because we only offer the best credit offers from the most reliable issuers. Here you are welcome to look through the cards for all types of history which offer more favorable terms and lower APR. All the best, Manager of Immediate Credit Card Care Service |
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User Name:
nick |
Date:56
August 20, 2007, 5:19 am |
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Is it true that everyone is accepted even if they have no credit? |
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Answer:
Getting a credit card today is actually rather simple and safe. However no one ever argues that everyone who submits an application will be approved. Thus, if you've decided to get a card you should choose carefully and apply only for those you are eligible for. Many banks do want to attract new customers, that's why they offer credit deals for those who have no history yet. If you have no credit you can turn, for example, to offers from Columbus, Dakota, First PREMIER, Millennium or Orchard. Of course their terms are not as favorable as those of good cards, they charge annual fee and often also setup fee, and the APR is generally higher. However they can be a fine tool of building up one's history. On our site we present some cards for no credit. Consider all the information about each card, compare the present offers and choose one that suits your requirements. Another way to establish your history is to apply for one of secured credit cards. This card requires you to deposit some sum to ensure your ability to pay. On our site you can find several variants of these cards too. After you've chosen the card you like just click "apply", fill the required form and submit an application through our service. All the best, Manager of Immediate Credit Card Care Service |
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User Name:
Donna Dean |
Date:56
August 20, 2007, 11:01 am |
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Where can I find a 0% introductory balance transfer card with no balance transfer fees |
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Answer:
A credit card balance transfer is often used to save money, because the majority of credit companies offer no annual fee and 0% APR on balance transfers. Besides, it is also possible to consolidate debt from more than one card. However it must be emphasized that these cards are designed primarily for people with good or excellent history, so request your report before applying for a card. Check it for any mistakes and if you find any correct them immediately. Learn your credit score. If it is above 660 you are surely eligible for one of the 0% balance transfer cards. On our site you can find the best balance transfer deals from various banks. Their terms in fact differ, however all of them charge no annual fee. If you also want a card without balance transfer fee pay your attention to Blue from American Express and IN:NYC from American Express. They charge no balance transfer fees and other favorable terms. They may be very useful and help you to save money. Read all the information on them, fill the application and submit it online. All the best, Manager of Immediate Credit Card Care Service |
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User Name:
armando |
Date:56
August 21, 2007, 4:54 pm |
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I want to get a credit card but I don't have no credit history nothing how do I start |
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Answer:
If you have no credit history and want to establish one there are some cards you can apply for. Nowadays many banks, such as Columbus, Dakota, First PREMIER, Millennium and Orchard, offer deals for no credit. On our site turn to the page devoted to cards for no credit. Read all the details about each card, compare the present offers and choose one that suits your requirements. Another way to build up your credit is to apply for one of the so-called secured credit cards. With this card you will have to deposit some amount of money to guarantee your ability to pay. On our site you can find several variants of these cards too. After you've chosen the card you like just click "apply" and submit an application online. The bank will consider it and send you the card by post. All the best, Manager of Immediate Credit Card Care Service |
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User Name:
sonia |
Date:56
August 22, 2007, 11:17 am |
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hi and thank you for your time..... my son just turned 21 and just graduated from high school... he has no credit and no debts. He wants to get a credit card....how shall we proceed?? |
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Answer:
We recommend your son, first of all, to open a savings and a checking account in his name, if he hasn't done it yet. This is essential as it proves his financial independence and ability to deal with money. Then there are two options. On the one hand, he is able to get a credit card of his own, even though he has no history yet. Nowadays many banks, such as Columbus, Dakota, First PREMIER, Millennium and Orchard, offer deals for no credit. On our site we present several deals for no credit. You and your son can compare the present offers and choose one that suits his requirements. Besides, he can apply for one of the so-called secured credit cards. With this card he will have to deposit some amount of money to guarantee his ability to pay. On our site you can find several variants of these cards too. On the other hand, if your history is good and youê score is high (above 660), you can help your son to establish his history and co-sign for him. In this case your son will share an account with you (a co-signer). By making timely payments your son will start building his credit history as his payment info. will be sent to all credit bureaus every month. However, mind, that you (a co-signer) will be responsible if he won't pay on time. All the best, Manager of Immediate Credit Card Care Service |
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