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Immediate credit card care service
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| Displaying 300 to 310 (of 359 questions) |
Page: 31 of 36 |
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User Name:
sarah smith |
Date:
July 7, 2007, 12:44 pm |
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please call me to explain to me how to get a card. 423-426-7069 |
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Answer:
If you want to get a credit card via our site, you should make a few simple steps. First, you should choose a card, according to your needs and credit history. Second, you should fill out the online credit card application. In the application form you indicate the address to which the card should be delivered. You can order the card from any place where you have access to the Internet, plus you need to know such information as your SSN, address and previous account number (in some cases). All the best, Manager of Immediate Credit Card Care Service |
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User Name:
cyn |
Date:
July 10, 2007, 5:16 pm |
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What recourse is available to us when our credit card company decides to increase our apr because of the amount of the balance of unsecure debt. Our credit is good with a credit score in the mid 700's. We have requested that it be decreased but they refuse. What can we do now? |
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Answer:
As it happens the issuer really can change the APR on credit card. If you are not satisfied with the terms of your current card you are able to transfer your balance to a new one. A credit card balance transfer implies reallocating your debt from high rate card to a better one. It's often used to save money, because the majority of credit companies offer no annual fee and 0% APR on balance transfers. Besides, it is also possible to consolidate debt from more than one card. On our website you are able to find best balance transfer offers from various banks. These deals are created primarily for people with good or excellent history, so is your score is in the mid 700's you are surely eligible for one of the 0% balance transfer cards. The terms of the cards in fact differ, and it is only up to you to decide which of them to prefer. If you want a card without balance transfer fee pay your attention to Blue from American Express and Clear from American Express. They charge no balance transfer fees and offer fixed APR on balance transfers for life. If you wish to obtain 0% APR on balance transfers apply for Discover, Citibank or Chase cards. They may be very useful and help you to save money. Read all the information on them, fill the application and submit it online. All the best, Manager of Immediate Credit Card Care Service |
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User Name:
amanda Thurston |
Date:
July 12, 2007, 7:53 am |
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Can you tell me I have a banruptcy on my credit report that is almost 2 yrs old in Oct of this year. Can you tell me if it will be hard to appy for a credit card. ? |
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Answer:
Nowadays, recently bankrupt can also obtain a card. Mind, that negative information, especially that of bankruptcy, may stay on your credit report for almost 10 years but that does not mean that you are not eligible for a credit card. It may be more expensive than before, and available with lower limits and less favorable terms. A secured credit card is a good way to establish a history after bankruptcy as it is usually offered with lower rates than unsecured cards. Rebuilding creditworthiness depends on the usage of the card. If you use it carefully and pay off your bills on time, you'll benefit from cards for bad credit. Mind that before applying for the card, you should request your credit report first and correct any mistakes in case you find them. Then, you're welcome to compare the best bad credit cards or secured cards, presented at our website and apply for the one that suits you most. All the best, Manager of Immediate Credit Card Care Service |
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User Name:
Jennifer |
Date:
July 12, 2007, 11:26 pm |
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i have a credit score of 620 611 611 but on my credit i also have some collection that has been paid off what kind of credit card should i apply for |
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Answer:
The credit score is very important as it helps the lenders to decide whether you qualify for the chosen card or not. Paying attention to the score is extremely important, because if you apply for the card you are not eligible for you'll be denied and your history will be damaged. Nowadays people with all types of scores can actually apply for a credit card and be approved. If your score is 620, 611 and 611 it is considered bad. That's why we recommend you to choose among the cards for bad credit. On our website you can find several variants of such cards from First PREMIER, Columbus, Dakota, Millennium and Orchard. Read the details about each card carefully and apply for the one that suits you most. All the best, Manager of Immediate Credit Card Care Service |
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User Name:
Diana Deel |
Date:
July 12, 2007, 11:49 pm |
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I have 3 credit cards I would like to pay off. I need to apply for a credit card with balance transfer to reduce the interest rate so I can pay this debt off. |
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Answer:
A credit card balance transfer implies reallocating your debt from high rate card to a better one. It's often used to save money, because the majority of credit card companies offer no annual fee and 0% APR on balance transfers for new customers. Besides, it is also possible to consolidate debt from more than one card. At our site you can find the best balance transfer cards applications that will help you solve the problem of debt. Compare all 0 balance transfer cards options properly, fill the application and submit it online. Balance transfer cards in fact help you to move your high-rate balance to a better card. So, you can avoid debts with their help, and consequently, it will positively affect your credit. Mind that these cards are designed mainly for people with good or excellent credit history, so request your report before applying for a card. All the best, Manager of Immediate Credit Card Care Service |
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User Name:
Claudio Basso |
Date:
July 15, 2007, 3:13 pm |
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My score is 680 I just got turned down by Discovery, where should I apply? |
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Answer:
The credit score is crucial as it helps the lenders to decide whether you qualify for the chosen card or not. Paying attention to the score is extremely important, because if you apply for the card you are not eligible for you'll be denied and your history will be damaged. Nowadays people with all types of scores can actually apply for a credit card and be approved. You highest score is 680 that is considered good. However the lenders generally tend to look at the lowest score, not at the highest one. If your lowest score is less than 660 you score is considered fair. That's why we recommend you to choose among the cards for fair credit. On our website you can find several variants of such cards from Capital One and First PREMIER. Read the details about each card carefully and apply for the one that suits you most. All the best, Manager of Immediate Credit Card Care Service |
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User Name:
wanda boone |
Date:
July 18, 2007, 7:37 pm |
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what credit card application gives me an immediate response? |
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Answer:
In fact it takes various periods of time to consider your application. You see, generally the bank needs some time to check your report and to make a decision whether you qualify or not. However nowadays many banks also offer to their customers the service of instant approval - that means that the decision is made in a few minutes. On our site there are several cards with instant approval. Offers of this type are now in fact available for all types of history and score. Still it is very important to request your report and learn your score before submitting an application. Choose the instant approval offer you are eligible for, fill the application online and get an approval immediately. All the best, Manager of Immediate Credit Card Care Service |
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User Name:
Krisztina |
Date:
July 19, 2007, 1:38 am |
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How I could have a credit card withouth having a credit score?
My bank offered to me a security credit card, has anything better as this?
I would be able to use my husband credit score which is high enough, but basically I would like to have an independent credit card, what is my solution?
I am interested on a low fare.
Please advise, thank you so much. email is:k ris.projects@gamil.com |
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Answer:
The thing is that your score mainly determines your creditworthiness, that is your chances of being approved for this or that card. If you have no score and no history yet the risk for the issuer is rather high that's why they try to secure themselves offering you secured cards that require to deposit a sum of money to guarantee your ability to pay. Still, there are also several unsecured deals for no credit. On our website we present such deals from First PREMIER bank. Read the details about each card carefully and choose one that suits your needs. After that click "apply", fill the required application form and submit it online. All the best, Manager of Immediate Credit Card Care Service |
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User Name:
regina |
Date:
July 25, 2007, 1:20 pm |
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how can i get a credit card my credit is so bad now iwill not misuse my credit agine i need a credit card so can you help me get a credit card |
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Answer:
If your score amounts to less than 620 it is considered bad. However you are still eligible for a credit card and can get an approval. At the moment several banks, including Columbus, Dakota, First PREMIER, Millennium and Orchard, offer deals for people with bad credit. On our site you have an opportunity to find out a few cards of this type. Read all the information about each card, compare the present deals and choose one that suits your needs. Another way to improve your credit is to apply for a secured credit card. This card requires you to deposit some sum to ensure your ability to pay. On our site you there are several variants of these cards too. After you've chosen the card you would like to apply for just click "apply", fill the required form and submit an application through our service. All the best, Manager of Immediate Credit Card Care Service |
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User Name:
rebecca washington |
Date:
July 25, 2007, 3:20 pm |
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I need a second chance unsecured credit card thatr doesn't require any up front fees or a bank account
how to obtain an unsecure credit card without all the fees but have bad credit due to past medical expenses |
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Answer:
If you have a poor credit (below 620) and want to raise your score there are some cards you can apply for. Nowadays many banks, such as Columbus, Dakota, First PREMIER, Millennium and Orchard, offer deals for bad credit. On our site you are welcome to turn to the page devoted to cards for bad credit history. Consider all the information about each card, compare the present offers and choose one that complies with your needs. Unlike secured credit cards that require a deposit to the bank, unsecured credit cards don't demand to deposit anything. However unsecured cards for bad credit generally charge higher interest rates and fees. You must understand that the terms of the card are by far determined by your credit risk; thus, the better your history you have, the better terms of credit you are eligible for. That's why it is rather difficult to find cards for bad credit without any fees. Most of them charge annual fee (though its amount can vary significantly). If the card has no annual fee it requires setup or maintenance fee. The initial credit limit is generally low; it'll increase gradually as long as you make the payments on time. The unsecured cards can be a helpful tool in rebuilding your credit, if you use them properly (make all the payments on time). Look through the page devoted to the cards for bad credit and choose the card you like. Compare all of the terms and conditions attentively. Fill the application and wait for an approval. All the best, Manager of Immediate Credit Card Care Service |
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