| Displaying 260 to 270 (of 560 questions) |
Page: 27 of 56 |
 |
User Name:
cynthia |
Date:56
May 16, 2007, 7:46 pm |
|
the card i applied for wasnt the one i wanted ,can i close that acct. ,and apply for the one i want? |
|
Answer:
If you've just applied for a card you are not happy with and now wish to cancel your application you can simply not activate the card and close the account. However if you have activated the card and now want to cancel it, you should bear in mind, that it will lower your credit score, and if no annual fee or something like that is included into the terms of the card, it’s not necessary to cancel the card until its expiry date (however this won’t add any credit points to your report). Of course, if there are fees that you don't want to pay, it will be better to cancel this credit card to avoid undesirable payments. The way of cancelling an undesired credit card is determined by the bank and is described at its official site or can be explained by phone. As far as we are not a credit company, we can’t help you in canceling the card or the application, our site is only meant to provide you the best credit offers and to help you to apply for cards online. So in any case you’d better try to contact your bank and learn all the details there. All the best, Manager of Immediate Credit Card Care Service |
|
|
User Name:
Robin Denson |
Date:56
May 19, 2007, 4:09 pm |
|
|
want a credit card to rebuild my credit |
|
Answer:
If you have a bad score and want to improve your credit there are some cards you can apply for. Nowadays many banks, such as Columbus, Dakota, First PREMIER, Millennium and Orchard, offer deals for bad credit. On our site turn to the page devoted to cards for bad credit. Read all the details about each card, compare the present offers and choose one that suits your requirements. Another way to restore your credit is to apply for one of the so-called secured credit cards. With this card you will have to deposit some amount of money to guarantee your ability to pay. On our site you can find several variants of these cards too. After you’ve chosen the card you like just click “apply” and submit an application online. The bank will consider it and send you the card by post. All the best, Manager of Immediate Credit Card Care Service |
|
|
User Name:
janice |
Date:56
May 20, 2007, 10:34 pm |
|
|
do i need a deposit to get a credit card
how can i get a credit card if i have bad credit and avoid paying a deposit or give checking account information? |
|
Answer:
Unlike secured credit cards that require a deposit to the bank, unsecured credit cards don't demand to deposit anything. However unsecured cards for bad credit generally charge higher interest rates and fees. The initial credit limit is generally low; it'll increase gradually as long as you pay all the bills on time. The unsecured cards can be a helpful tool in rebuilding your credit, if you use them properly (make all the payments on time). Look through the page devoted to the cards for limited credit and choose the card you like. Compare all of the terms and conditions attentively. Fill the application and wait for an approval. All the best, Manager of Immediate Credit Card Care Service |
|
|
User Name:
elaine |
Date:56
May 21, 2007, 6:47 pm |
|
|
is there a card for me with a score of660?i mean a rel card not a ptr paid card? |
|
Answer:
The credit score is the main factor that determines your creditworthiness. Nowadays the banks and credit companies offer cards for people with all types of history - excellent, good, fair, poor or no history at all. If you score amounts to 660 it is considered good. So, you are welcome to choose among the cards for good credit from Discover, American Express and Chase. However, mind, that before applying for a card you should request your scores from all three credit bureaus, not only one of them. You see, lenders generally look at the lowest score, not at the highest one. So, if your lowest score is below 660 it would be better to turn to the cards for fair credit.All the best, Manager of Immediate Credit Card Care Service |
|
|
User Name:
Blair |
Date:56
May 23, 2007, 1:16 pm |
|
|
Is therre any credit card I can get being 17 and working for the past 1 and 5 mo.? |
|
Answer:
If you are not 18 yet you don't have the right to get a loan. However if you wish to build up your credit history you can do the following. Ask your parents to open a savings and a checking account in your name, if they haven't done it yet. This is essential as it proves your financial independence and ability to deal with money. You can also become an authorized user of one or more of their credit cards. In this case the cardholders will be your parents but you will be able to use the credit limit. Try to keep the balances on them as low as possible, as all the information (both positive and negative) will be reflected in your report. Another way to get a card right now is to draw the so-called co-signer, that is a person who will be responsible if you don't pay off your bills on time. But mind that in this case too all the negative information will hit your report and damage your score. If you use the cards properly, in time you'll have good credit history and will be eligible for the best credit cards. All the best, Manager of Immediate Credit Card Care Service |
|
|
User Name:
Shronda |
Date:56
May 25, 2007, 11:43 am |
|
|
Is the salute credit card a good card to have? |
|
Answer:
Salute Visa is a card that is issued by Urban Trust Bank. This is a relatively new card that is mainly designed for the people with bad or no credit. All in all, it is for you to decide whether this card is good or bad for you, but in general we recommend you to take into account several issues. First of all, the APR on this card is relatively high – minimum 19,50% on purchases and 25,50% on cash advance. The card also requires the annual fee of $150 and monthly maintenance fee of $72 annualized ($6 monthly). In order to decide whether this card suits your requirements we recommend you to compare these terms with the terms of other credit offers for people with bad credit – for example, from First PREMIER or Orchard Bank. Consider all the details concerning rates and fees and decide which card to prefer. |
|
|
User Name:
Kevin Holtmeyer |
Date:56
May 28, 2007, 10:59 pm |
|
|
How can I get a credit card with a $3000 credit limit? |
|
Answer:
First of all, it should be said that only the bank can determine your credit limit. The main factor that is taken into account is your credit risk. The better payer you are the higher limit you’ll be given. That's why before applying for a card consider your credit report, learn your current score and estimate your financial state. $3000 is quite a high limit that is hardly given to the people with bad credit. Mind, that the limit depends on the terms of your card and may be changed according to your credit history. It is not a constant value; it may vary as your score varies. So, if you want the higher limit you must use your credit properly, pay all the bills on time and keep your score as high as possible. In this case you'll be able to apply for the best credit cards with the highest limits. All the best, Manager of Immediate Credit Card Care Service |
|
|
User Name:
JACZAN |
Date:56
May 29, 2007, 10:02 am |
|
|
I WOULD LIKE A CREDIT CARD BUT MY CREDIT IS BAD |
|
Answer:
If your credit is below 620 it is considered bad. However you are still eligible for a credit card and can get an approval. At the moment several banks, including Columbus, Dakota, First PREMIER, Millennium and Orchard, offer deals for people with bad credit. On our site you have an opportunity to find out a few cards of this type. Read all the information about each card, compare the present deals and choose one that suits your needs. Another way to improve your credit is to apply for one of the so-called secured credit cards. This card requires you to deposit some sum to ensure your ability to pay. On our site you there are several variants of these cards too. After you’ve chosen the card you would like to apply for just click “apply”, fill the required form and submit an application through our service. All the best, Manager of Immediate Credit Card Care Service |
|
|
User Name:
Shineka |
Date:56
May 31, 2007, 10:12 pm |
|
|
I want a credit card to help establish me some credit. I want a low interest rate. I need to know which card to get. |
|
Answer:
If you wish to establish your credit which is currently not so good you have an opportunity to get a card for this purpose. Nowadays there are several banks, including Columbus, Dakota, First PREMIER, Millennium and Orchard, that are eager to offer deals for people with bad or no credit. On our site turn to the section devoted to cards for bad/no credit. Read all the information about each offer, compare the cards and choose one that complies with your needs. Another way to improve your credit is to apply for one of the so-called secured credit cards. Generally such cards offer lower APR than the unsecured one, however you will have to deposit some amount of money to get one of them. On our site you can find several variants of these cards too. After you’ve chosen the card you like just click “apply” and submit an application online. The bank will consider it and send you the card by post. All the best, Manager of Immediate Credit Card Care Service |
|
|
User Name:
carolyn f. cossentino |
Date:56
June 6, 2007, 4:19 pm |
|
|
received pre-qualified unsecured visa offer--invitation #8376-659555073478--i want to accept this offer online--how do i do this? carolyncossentino@yahoo.com |
|
Answer:
When you receive a message that you are pre-approved to get this or that card that in fact means nothing but the fact that you are eligible for this card according to your credit history and that theoretically the bank would be glad to provide it to you. The aim of it is merely promotional. It is only up to you to decide whether to submit an application or not. If you gave decided to accept the offer you can easily do it online. Unfortunately you haven’t named the bank which card you are interested in. In fact there are numerous offers of Visa, that’s why it is problematic to understand what particular card you mean. On our website you are welcome to choose between the best Visa cards; look through the page devoted to them and perhaps you’ll find the one you need. After that just click “apply”, fill the form and submit you application online. All the best, Manager of Immediate Credit Card Care Service |
|
|
