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User Name:
peggie |
Date:
April 12, 2007, 1:21 pm |
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I'm looking for a credit card with out the balance transfer fee |
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Answer:
If you are looking for a credit card with no balance transfer fee and have a good or excellent credit, we can recommend you Blue from American Express. This card offers the lowest 4,99% Annual Percentage Rate for the whole life of the card balance and has no annual fees. Pay your attention to Capital One Platinum card for bad credit. You need to choose credit card corresponding to your credit score. At our site you can apply for the credit card online and wait for approval. |
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User Name:
Laura Breton |
Date:
April 13, 2007, 12:08 am |
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How do I improve my credit score? |
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Answer:
At first, check your credit report for any inaccurate information and do it regularly. Learn what your current credit score is at any credit reporting agency, such as Equifax, Experian or TransUnion. These agencies allow you to get your credit score, along with your report quickly. If you miss your payments it may also negatively affect your score. You should minimize the amount of inquiries on your credit report. Otherwise, you may lose up to 5 points from your credit score for each inquiry. If you have a bad credit history, open new accounts and then pay them off on time. It will allow you to establish a positive credit history and show that you pay debts responsibly. If you are going to apply for a new credit card or change the previous one, you can look through bad credit cards, fair credit cards, good or excellent credit cards presented at our site. Choose credit card offers corresponding to your credit score, compare their features and terms and make your choice. |
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User Name:
Laura |
Date:
April 13, 2007, 12:37 am |
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My credit report is 804 and I was wondering what is the highest one could attain and how I might improve on what I have. I would also like to know the ramification on my report if I run a credit report. |
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Answer:
Your credit is excellent. The highest credit score is 850. You see, we do not have any kind of access to your credit report. At our site we work to collect the alluring credit card offers from the top credit card companies and banks. Your credit report is created by Credit Reporting Agency which collects and saves information about you and provides it to banks and credit companies. You need to apply to one of the three major reporting agencies to learn about the ramification on your credit report and check your credit report for any inaccurate information. You do not need to make special efforts to improve your credit. It is already excellent. Just do not miss your payments. This fact may negatively affects your score. |
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User Name:
stacey |
Date:
April 13, 2007, 9:56 am |
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what would be the best cred card to apply for with a small business with fair credit,say 620-670 score |
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Answer:
Our site works to collect and present the best credit card offers from the top credit companies. Business credit cards, presented at our site, are only for good or excellent credit. We offer you to look for business credit cards for fair credit at other sites and perhaps, you will attain a success. At our site you can find fair credit cards for consumers not for business. If they help you in some cases, we will be very glad. Look through the fair credit cards, compare their features and terms very attentively and choose the best one. At our website you can apply for this credit card online. |
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User Name:
Dave Freeman |
Date:
April 14, 2007, 1:52 am |
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I had reasonable credit and got sick and lost everything. I'm now healthy, married to a lawyer earning 210,000 a year,I am self employed earning 65,000,. I do have access to 40,000 in credit on cards in my name authorized by my wife that I pay myself, and a new little 400 dollar card from orchard bank all in my name, but I deal in hundreds of dollars a day and wonder whats the best way to prove my regained credit worthiness? Is it best to get a secured card and make a large deposit and use it and pay it off in cycles or to just be patient with my little orchard card and wait for new offers in a year or two? Thanks for your help
Dave |
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Answer:
Getting things paid on time is the best way to proove your credit worthiness. Score is another important factor that shows the creditors what credit risk you are. When your lenders contemplate your worthiness, they often focus on different aspects of your credit history (payments, number of open accounts, etc.) as well as your report and score. That's why you should constantly check all your 3 credit reports, especially before applying for a card. The best way to re-establish credit worthiness is to get a a secured credit card that implies a bank account. You deposit some money and that becomes your credit limit. At our site you can choose the best secured cards from Orchard Bank and Millenium Bank. Just read the terms and conditions and fill out the credit card application. The online service makes it perfectly easy to study the best secured credit card offers and apply online for a card. |
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User Name:
Mark Garica |
Date:
April 14, 2007, 3:50 pm |
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I have a 650 beacon score what type of credit is that good, or bad |
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Answer:
This credit score means that your credit is fair (620-659) and you can apply for fair credit card. Credit cards for fair credit allow you to improve your credit and get a better credit card in the nearest future. At our site you can find fair credit card offers from First Premier Bank and Capital One. You can compare their features, limits and terms very attentively and choose the card that satisfies your requirements. At our site you have the opportunity to apply for this credit card online. Click the link "Apply online" and fill in an application form with all the required information. The bank will consider it, check your credit report and make a credit decision. Then you will get a statement and your credit card by post. |
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User Name:
REBECA RIVERA |
Date:
April 15, 2007, 9:28 am |
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I DONT HAVE CREDIT IHAVE BANKRUP MORE THAND 5 YEAR |
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Answer:
The fact that you filed for bankruptcy does stay on your credit report for seven to ten years after the fact. At our site we present the credit cards for bad or no credit. They are right for people who want to build their credit history. You need to look through no credit card offers from First Premier Bank, compare their features and terms and make your choice. At our site you can apply for this credit card online and wait for approval. Or, you can use a co-signer. A man (a relative or a friend) with good credit history will act as your co-signer. He must promise to repay the debt if you do not. If you purchase with your credit card and make payments on time, you will build your credit history and cancel the credit card with co-signer and get a credit card using only your credit. Your co-signer has good credit, therefore you can choose among good credit cards presented at our site. Compare their features, limits and terms and choose the best card. Your application form will contain your personal information and the information about your co-signer. It will be considered by the bank very carefully. Then the bank will make a credit decision. You need just wait for some time. Good luck! |
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User Name:
ashley harris |
Date:
April 15, 2007, 5:16 pm |
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what company offers credit cards to people with bad credit? |
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Answer:
Now more and more credit companies offer credit cards for customers with bad credit. Credit cards for bad credit allow their holders to build or rebuilt credit history and get a better credit card in the future. At our site we present bad credit card offers from First Premier Bank. You can compare these cards, their features and terms and make the right choice complying with your needs. If you are going to apply for a credit card online you can do it at our site. Simply click "Apply" at the credit card you need and fill out an application form. It will be considered by the bank for some time. Then you will receive your statement with all the necessary data concerning your credit card and the credit card itself. |
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User Name:
Lillie |
Date:
April 15, 2007, 11:45 pm |
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my credit score is 509 is that a good score or bad and what type of credit card i am elgible for? |
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Answer:
This credit score means that you have bad credit (350-619). Nowadays many credit companies issue credit cards right for people with bad credit. Credit cards for bad credit can help you to build your credit history and get a better credit card in the future. You can look through bad credit card offers presented at our site, make a step-by-step comparison of their features and terms and choose the card. You can apply for the credit card online. It is easy and safe. Click "Apply" at the card you need and complete an application form with all the necessary information. The bank will consider your application very carefully, check your credit report and send you a statement with your credit card by post. |
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User Name:
Melissa |
Date:
April 16, 2007, 8:38 am |
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I have less than perfect credit that I have been working to improve. I no longer owe any credit card companies but would like to obtain a credit card for emergency purposes. I continuously get credit offers from Washington Mutual. Would it be wise to apply to this credit company or should I go with someone else? |
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Answer:
Our site’s aim is to collect and present the alluring credit card offers from the leading credit companies of the US, Canada, UK and Belgium. The matter is that we don’t present credit cards from Washington Mutual. Therefore, we are not competent in the work and support of this credit company to give you the exact and correct answer. We offer you to use search engine and find out the detailed information about this company. Or, look through our bad credit cards, fair credit cards, good or excellent credit cards . Be careful, choose the credit card you are eligible for. Otherwise, denial can damage your credit history. |
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