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Immediate credit card care service
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| Displaying 220 to 230 (of 359 questions) |
Page: 23 of 36 |
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User Name:
tracie long |
Date:
March 27, 2007, 3:07 pm |
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lost my card.dont have a bill to refer to for # .how can i freeze? |
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Answer:
If you lost you credit card, it's absolutely necessary to take the immediate measures to prevent yourself from the negative consequences of the loss. The first step is contacting your bank, the issuer of the card, as soon as possible (better making a call), and inform them about it. They will either close this account of yours or freeze it, so no one will be able to use this card for his purposes.
The bank will charge you for the lost credit card. And if you'd like to continue using this type of credit card, they will assign a new number to your account and give you another credit card.
But you shouldn't waste a minute and act quickly, as your card could already be found and someone might want to profit by the situation. |
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User Name:
Magdalena |
Date:
March 27, 2007, 6:31 pm |
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how quickly can I receive my card? |
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Answer:
When you make an application for a credit card online, you wish to get a credit card as soon as possible to start spending. The credit card issuer needs some time to consider your application, check your credit report and then make a credit decision. According to the type of credit card it can take a minute (with instant approval cards), a couple of days, a week or even a month. Unfortunately, we do not know what type of credit card you applied for. For example, if you apply for instant approval credit cards you can receive your card in several days. At our site you can also find the detailed information about the top banks and the best credit cards they offer. |
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User Name:
Ronald L Conway |
Date:
March 28, 2007, 3:05 am |
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I have 4 credit cards and my highest limit is 500 how can I get a higher limit? How long does it take to build good credit? |
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Answer:
Credit limit depends on the terms of your credit card and may be changed according to your credit history. If you have not a good credit, you are in the group of risk. If you want to increase your credit card limit, you need to remember that to get a higher credit limit, you must prove your credit worthiness to your credit issuers. To do it, you must try to pay for the entire outstanding amount. This will give you a better chance of getting a higher credit limit. Also use your cards regularly and pay off your balance on time. If you prove to be a good payer, you'll notice that your credit line will be increased. And mind that a higher credit limit means the risk of having to pay greater interest rates. So, improve your your credit history, and you'll get favourite terms and be accepted for new lines of credit. Building or rebuilding your credit history can be done relatively quickly through a systematic plan. Turn to the credit bureau and check your credit report very attentively. Find out what credit cards you are eligible for and only after it apply for a credit card online. At our site you can find cards for bad credit (with credit score of 350-619) and fair credit (with score of 620-659) that will help you to build a good credit. The common rule for those who are eager to improve credit history is to apply fo credit cards which are appropriate for you and pay off your balance on time. |
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User Name:
Amy |
Date:
March 29, 2007, 4:12 pm |
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I am trying to lower my interest rate. On purchases I pay 26% and cash is 28%!!! They are extremely high and the company First Equity only offered to lower it by 3%...
I want to find a compamy that will transfer my $8,000 balance so that I can pay it off at a reasonable rate. I just leased a new car 2 months ago so I am concerned about trying for a transfer as that may be a bad thing for my credit score. I am searching for the best way to handle this without applying for more credit or making any negative marks on my credit report.
How can I best go about this? |
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Answer:
First of all it is necessary to mention that balance transfer credit cards require no less than fair credit. So, you need to turn to a bureau, check your credit report and make sure, that you qualify. With a middle credit score you can look through our fair credit cards , among which you are sure to find cards with balance transfers option. If you are lucky to have positive credit (that is good-to-excellent), then you can count on the best credit card offers from balance transfer credit cards section. Choose the suitable credit card and save with no annual fee, 0% Intro APR for 12 months, cash back bonuses, rewards and other benefits. The amount of balances you want to transfer, is also important, as, usually, balance transfer cards allow relocating your debt from not more than four credit cards. To find it out exactly, read the terms and conditions of different credit cards, compare their options and choose the one, fitting your needs, desires and credit conditions. |
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User Name:
Amy |
Date:
March 29, 2007, 4:46 pm |
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I am full time student, I have credit scores of 621, 618, 616, three charge off's (five years old) and one judgement (8 years old) . I am too afriad to apply for a student card because I was rejected in the past (one year ago) by Citibank and Discover. What do I do next? |
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Answer:
If you are 18 years old, we can offer you to look through bad credit cards or secured credit cards presented at our site. You need just compare them very carefully and make your choice. These cards are for people who want to rebuild their credit history. At our site you can apply for the credit card online. If you are less than 18 years old you can wait till this age or use a co-signer to get a credit card. A co-signer is a man (e.g. father, spouse) with good or excellent credit who signs a promissory note to pay your debt to the bank if you are not able to do it. In this case you can get a credit card and use it. |
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User Name:
Naveen |
Date:
March 30, 2007, 6:31 pm |
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I have an invitation from 1st financial bank. Could you please help me know whether i could take the card and what are the pro's ans con's of 1st financial bank USA Visa card for students. |
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Answer:
Unfortunately, at our site we do not present credit cards from 1st Financial Bank and cannot help you. You need to apply to your bank directly to clear up these moments. We suggest you to look through the detailed information about student credit cards presented at our site. Among the best student credit cards you can find credit cards for college students and high school student credit cards. You need just compare these credit cards, their terms and features, choose the best one that suits your requirements and make a student credit card application online. |
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User Name:
Janet |
Date:
April 2, 2007, 12:12 am |
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how can i get an approval for credit card without good credit or bank account |
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Answer:
You see, nowadays there are some credit card issuers that provide their clients with credit cards even if these clients have bad or fair credit or have no credit at all. At our site we present the best credit card offers from the leading banks. Here you can find bad or no credit cards, fair credit cards and good or excellent credit cards. All of them are only for the US residents. If you are the US citizen you can compare their limits and features very carefully, choose the best card that suits your requirements and corresponds to your credit score, and make the credit card application online. Then wait for approval. |
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User Name:
roleevae |
Date:
April 3, 2007, 9:24 pm |
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I have an American Express Rewards Green card which has a no pre-set limit. This is the second year of having credit cards and establishing any sort of credit history. I am learning as we speak. Anyhow, I have about a two thousand five hundred dollar balance on the card and I am expected to pay 1 thousand at the end of this month. I can pay the amount, but I would rather not. Instead of shelling out so much to pay for it, I would like to know if there is a card out there which I can apply for with a 648 credit score and transfer all of it to the new credit card. If it is even possible. If anyone can answer my question, it would be greatly appreciated. |
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Answer:
Your credit score means that you have a fair credit. Nowadays many banks offer credit cards for people with fair credit. We advise you to look through fair credit credit cards at our site. You can make a step-by-step comparison of fair credit cards and their features and only then choose the suitable card. At our site you have a possibility to apply for the credit card online. |
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User Name:
Danielle |
Date:
April 4, 2007, 11:23 pm |
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My M&T Bank/FIA Services Visa recently jumped from 4.9% to >10% with no warning. They claim they sent me a letter notifying me of the change in December, but I did not receive one and now I'm really in a jam. I am not able to transfer the full $10,000 balance to another card because I don't have the available credit on them. Do I have any other options? I tried speaking with a manager last week, but he was of little help and his only suggestion was that I contact a credit consolidation company for help. I don't want to ruin my credit. I've never been late on a payment. |
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Answer:
You see, our site present the up-to-date information about the best credit cards offers from the banks and credit companies. Unfortunately, there is no such credit card among our offers. To make a balance transfer from your card you need to get a new credit card. It is not clear from your inquiry what credit score you possess. It is important, because not all credit cards are available for balance transfer. At our site we present balance transfer credit cards only for good or excellent credit. Credit cards for fair credit from Capital One are applicable for balance transfer. Choose the credit cards corresponding to your credit score, compare their features and make your choice. You can also apply for this credit card online. |
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User Name:
Sean |
Date:
April 6, 2007, 10:52 am |
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I am looking into getting a Chase Bank PerfectCard MasterCard®
I am trying to time it right, in order to maximize the 0% intro rate for 12 months. Does the rate start as soon as the account is approved, or does the rate start once you make your first purchase?
Also, how long does this approval process take before a card is in hand?
Your help is appreciated. |
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Answer:
Our site presents the up-to-date and sufficient information about the best credit card offers and give you a possibility to apply for a credit card online. Your application is submitted to the bank. The bank needs some time to consider your application, check your credit report and then make a credit decision. It can take 60 seconds (with instant approval cards), a week or a month. Then bank sends you the card and statement, where you can find your account number, the expiry date of the card and so on. You need to activate your credit card. As soon as you activate it the rate starts. If you want to clear up the details of the approval process, apply directly to the customer service of the bank. Its representatives are supposed to answer all of your questions. |
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