1. 2. Discover® Card Discover® More Card 5% Cashback Bonus. 3. Discover® Card Discover® More Card - 18 Month Promotional Balance Transfer 0% APR for 18 Months on BT.

1. HSBC Bank Nevada Orchard Bank® Classic MasterCards Low Annual Fee. 2. 3. HSBC Bank Nevada Orchard Bank® Visa® Cards Reports to 3 major Credit Bureaus.

Answering your questions is our job and we love it! As for the Horizon Gold Cards, they are in fact not credit cards. They are used only for purchasing via Horizon website. They can't be used for anything else. They are neither bank institution nor card issuers. Besides, keep in mind that they do not report to any credit bureaus unless you miss your payments. So, they are absolutely useless in terms of building credit history or improving credit score. Moreover, the APR on this card is rather high - it may achieve 17%- and they charge various fees. On our website you won't find Horizon Gold Card because we only offer the best credit offers from the most reliable issuers. Here you are welcome to look through the cards for all types of history which offer more favorable terms and lower APR. All the best, Manager of Immediate Credit Card Care Service A credit card balance transfer is often used to save money, because the majority of credit companies offer no annual fee and 0% APR on balance transfers. Besides, it is also possible to consolidate debt from more than one card. However it must be emphasized that these cards are designed primarily for people with good or excellent history, so request your report before applying for a card. Check it for any mistakes and if you find any correct them immediately. Learn your credit score. If it is above 660 you are surely eligible for one of the 0% balance transfer cards. On our site you can find the best balance transfer deals from various banks. Their terms in fact differ, however all of them charge no annual fee. If you also want a card without balance transfer fee pay your attention to Blue from American Express and IN:NYC from American Express. They charge no balance transfer fees and other favorable terms. They may be very useful and help you to save money. Read all the information on them, fill the application and submit it online. All the best, Manager of Immediate Credit Card Care Service A credit card balance transfer means reallocating your debt from high rate card to a better one. It's often used to save money, because the majority of credit companies offer no annual fee and 0% APR on balance transfers for new customers. Besides, it is also possible to consolidate debt from more than one card. Mind that these cards are created primarily for people with good or excellent history, so request your report before applying for a card. Check it for any mistakes and if you find any correct them immediately. Learn your credit score. If it is above 660 you are certainly eligible for one of the 0% balance transfer cards. On our site you are welcome to compare the best balance transfer applications that will help you solve the problem of debt. Their terms differ, and it is only up to you to decide which offer suits you most. For example, Discover® Card offers 0% on balance transfers for 12 months and American Express IN:NYC, IN:CHICAGO and IN:LA charge no balance transfer fees (however the intro period on them is only 6 months). Blue from American Express implies 4,99% APR on balance transfers for life and no balance transfer fee. Compare all 0% balance transfer cards options properly, fill the application and submit it online. Our website gives you an opportunity to consider business credit card offers fitting your special needs and financial plans. Nowadays banks present a great variety of online applications for small new businesses. Among the best online business deals, presented at our site, you can find best offers from the USA top companies and banks - Visa®, MasterCard®, American Express® and others. However, all small business credit cards that we have require "personal guarantee" or in other words require (Social Security number). We do not have any credit cards that would require business EIN, (based on companies credit history). In fact it is quite difficult to give you the exact number, as it is all more or less individual. Generally, you should have a couple of credit cards in good standing (that means you pay all the bills on time) open at any time. Three or four with high credit limit is an ideal situation. If you have too many cards it will probably decrease your score, because you have too much credit and that is a risk for banks. Also, if you have too few credit accounts (not necessarily cards, but also loans, mortgages, etc.) it is also bad for your history. If you have a couple of credit accounts in good standing you can have only two or even one credit card, it is ok. On our website you are welcome to compare best credit offers from various banks and apply for them online. All the best, Manager of Immediate Credit Card Care Service The credit score is essential as it helps the lenders to decide whether you qualify for the chosen card or not. Paying attention to the score is extremely important, because if you apply for the card you are not eligible for you'll be denied and your history will be damaged. Nowadays people with all types of scores can actually apply for a credit card and be approved. We recommend you to request the three scores and be guided by the lowest one, as the lenders generally also tend to look at the lowest score, not at the highest one. If your lowest score is fair (620-659) choose among the cards for fair credit. On our website you can find several variants of such cards from Capital One and First PREMIER. Read the details about each card carefully and apply for the one that suits you most. All the best, Manager of Immediate Credit Card Care Service First of all, it should be mentioned that chaotic applications won't do you any good. You see, each time you are denied you score further decreases, which in turn lowers your chances to be approved in the future. We recommend you to request your reports first of all, and to correct all mistakes and omissions in them, if you find any. If you have a poor credit (519) and want to raise your score there are some cards you can apply for. Nowadays many banks, such as Columbus, Dakota, First PREMIER, Millennium and Orchard, offer deals for bad credit. Of course their terms are not so favorable as those of good cards, they charge annual fee and often also setup fee, and the APR is generally higher. However they can be a fine tool of rebuilding one's history. On our site turn to the page devoted to cards for bad credit. Consider all the information about each card, compare the present offers and choose one that suits your requirements. Another way to restore your credit is to apply for one of the so-called secured credit cards. This card requires you to deposit some sum to ensure your ability to pay. On our site you can find a few variants of these cards too. Finally, you can draw a co-signer, that is a person with good history who will be responsible if you don't pay your bills on time. In this case you'll get an opportunity to use this person's good credit card. All the best, Manager of Immediate Credit Card Care Service A credit card balance transfer implies reallocating your debt from high rate card to a better one. It's often used to save money, because the majority of credit companies offer no annual fee and 0% APR on balance transfers for new customers. Besides, it is also possible to consolidate debt from more than one card. Mind that these cards are created primarily for people with good or excellent history, so request your report before applying for a card. Check it for any mistakes and if you find any correct them immediately. Learn your credit score. If it is above 660 you are certainly eligible for one of the 0% balance transfer cards. On our site you can find the best balance transfer cards applications that will help you solve the problem of debt. Their terms differ, and it is only up to you to decide which offer suit you most. For example, Discover® Card offers 0% on balance transfers for 12 months and Blue from American Express® and American Express IN:NYC charge no balance transfer fees. Compare all 0% balance transfer cards options properly, fill the application and submit it online. All the best, Manager of Immediate Credit Card Care Service Balance transfer is a widespread way to consolidate the whole debt on the one card that generally offers better terms - lower APR, 0% intro APR for balance transfers, no extra fees, etc. Thus, balance transfer cards can be a good way to reduce debt, to save money and to increase the credit score. The best balance transfer cards however are available only for people with either good or excellent credit (that is whose credit score is above 660). Still, even if your score is yet not high enough that does not mean you can't make a transfer of balance. There are cards for people with fair credit (620-659) that allow balance transfers. Turn, for instance, to the Standard Platinum or Platinum from Capital One. These are the cards for the people who want to improve their history. They offer no introductory period with 0% APR, nevertheless the balance transfer is possible. Read all the details concerning these cards and if the satisfy your requirements apply for one of them online. All the best, Manager of Immediate Credit Card Care Service First of all, it should be mentioned that chaotic applications won't do you any good. You see, each time you are denied you score further decreases, which in turn lowers your chances to be approved in the future. Thus, if you've decided you want a card you should choose carefully and apply only for those you are eligible for. The most important thing you should do is to request your report and check it for possible mistakes. If you have no credit history and want to establish one there are some cards you can apply for. Nowadays many banks, such as Columbus, Dakota, First PREMIER, Millennium and Orchard, offer deals for no credit. Another way to build up your credit is to apply for one of the so-called secured credit cards. With this card you will have to deposit some amount of money to guarantee your ability to pay. On our site you can find several variants of these cards too. After you've chosen the card you like just click "apply" and submit an application online. The bank will consider it and send you the card by post. All the best, Manager of Immediate Credit Card Care Service