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User Name:
Brittney |
Date:
July 25, 2006, 3:19 pm |
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my credit score is at 521 which type of card shouls i apply for |
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Answer:
Credit score 580-500 and less is bad credit.
Generally, a person with a credit score of 520 will get higher interest rates. But you should take a Bad Credit Card or a Secured Credit Cardit anyway, because that is your new start. Repair your credit with BestCreditOffers.com because your credit score means MUCH.
All the best,
Manager of Immediate Credit Card Care Service,
www.BestCreditOffers.com |
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User Name:
Michael Sullivan |
Date:
July 28, 2006, 2:35 am |
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I want to apply for a credit card with a fixed interest for balance transfers. I probably won't use this card except to pay off cards with high interest. My credit should be in the good range. Thanks |
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Answer:
If your credit is fair, see OK Credit section at www.BestCreditOffers.com or www.Credit-Land.com. There, for example,you'll find Blue or Blue Cash from American Express. Enjoy a 0.00% APR on purchases for up to 15 months. These are Low Balance Transfer APR cards. Fixed APR for the life of the balance.
If your credit is good, see Good Credit, the fixed APR will be about 12%.
If you have a poor or bad credit, see Bad Credit. The rates will be higher.
All the best,
Manager of Immediate Credit Card Care Service,
www.BestCreditOffers.com |
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User Name:
TOBY BRYCE |
Date:
July 29, 2006, 3:34 am |
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YES IS THERE A BAD CREDIT CREDIT CARD FROM DISCOVER THAT I CAN GET, AND IS THERE ANY MORE CREDIT CARD OFFERS FOR PEOPLE WITH BAD CREDIT, THATS TO THE STORMS OF LAST YEAR MY CREDIT IS SHOT AND I NEED TO START TO REBUILD IT. |
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Answer:
Actually, NO. Discover deals with good/excellent credit. For bad credit, you have the alternative of Orchard Bank or the First Premier Bank. They cater for bad/no credit. I will be a good start.
Good Luck,
Manager of Immediate Credit Card Care Service,
www.BestCreditOffers.com |
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User Name:
Johnny Rojo |
Date:
July 29, 2006, 10:39 pm |
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Do i need a goodcredit score? |
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Answer:
Oh, you really do!
And it will do you a lot of good! A good credit score is the indicator of your reliability. Having a good credit score, you can allow more: a Good Credit Card with lower rates , bonuses, rewards, gifts and a chance to buy yourself a dream!
Travel, purchase! a car, your own house or a whole new wardrobe are a short step away!
Best wishes,
Manager of Immediate Credit Card Care Service,
www.BestCreditOffers.com |
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User Name:
shah |
Date:
August 1, 2006, 3:32 am |
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I have Bk 3 years ago. since than no late or miss payment or negitive account. i rebuild my fico to 662.672.683.and clean up my report, what kind of card i can apply to get instant approval?
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Answer:
Your score shows a very good credit history. BestCreditOffers.com presents instant approval credit card offers from top credit companies, we use secure Internet applications, safer than sending by mail. You can get a credit card for business, purchases, a rewards card from Visa, MasterCard, Discover or American Express, any card you like. A week or two after you receive the instant approval, you get the card. Compare instant approval credit cards in Instant Approval Cards section and apply for a credit card right now! See also: Good Credit section.
Best,
Manager of Immediate Credit Card Care Service,
www.BestCreditOffers.com |
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User Name:
shah |
Date:
August 2, 2006, 2:10 am |
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Thanks for your reply.
I worked with 3 bureau\'s and monitor my file to improve my Fico and clean my report but still i have been rejected giving reason, that I have BK in my reports. What can I do? What do you suggest?
Thank you. |
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Answer:
You have to give it a fresh start. Most bankruptcies remain on your Credit Report for 7-10 years, you can only reestablish your credit after filing. Clear your Credit Report of errors (check your Credit Reports have accurately recorded your pre-bankruptcy debts as "Included in bankruptcy"). Under the Fair Credit Reporting Act, you have the right to dispute inaccuracies. Rebuild your credit history. Keep your employment stable, pay all your bills on time.
Apply for a secured card (or even a few) like the Orchard Bank Mastercard from HSBC that can be paid off each month. 1-2 years after bankruptcy you may be able to receive a home loan. After 7 years, the accounts marked as "included in bankruptcy" should be removed from your Credit Report. The bankruptcy record itself will be removed after 7-10 years depending on the chapter that you filed.
No More Bankruptcies,
Manager of Immediate Credit Card Care Service,
www.BestCreditOffers.com |
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User Name:
C. Cook |
Date:
August 4, 2006, 4:39 am |
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I have a sams club discover card with about $700 debt. There APR is pretty hight, coukd I transfer the balance to one of those cards that has no interest rate for the 1st 6-12 months and pay it off that way without paying interest? |
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Answer:
Actually, most of our No Fee Credit Cards allow Balance Transfers for 12 months. You can get it if your credit history is good or excellent. Here we give a guaranteed approval.
All the best,
Manager of Immediate Credit Card Care Service,
www.BestCreditOffers.com |
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User Name:
Polina |
Date:
August 4, 2006, 4:40 am |
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Hello there:) I heard about the benefits of having a credit history and decided to apply for a card but since there are so many options I am not sure which one is the best for me I`m a us resident, I`ll be a college student in August and I fly every year to my country (I know there are miles reward cards but I`m not sure if they will approve me since i have no credit history) Could you please give me some advice which is the best way to built credit and have some benefits at the same time Thank you in advance for your help~ Best wishes, Polina Gerontieva |
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Answer:
If you have no credit history, there are all chances to establish your credit with Citibank or Chase Bank. You can choose one of our Student Credit Cards as we offer rewards cards for students. See Student Cards section.
Best Wishes,
Manager of Immediate Credit Card Care Service,
www.BestCreditOffers.com |
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User Name:
Alyssa Bampton |
Date:
August 4, 2006, 5:25 am |
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Can you please tell me what cards are available to Canadians with credit problems due to past mistakes? Thank you |
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Answer:
Unfortunately, to get a Canadian credit card online at our site, one is to have a solely Excellent or Good credit history.Probably, you need to meet with your bank manager and discuss your possible credit options if you have credit information from your country of origin.
All the best,
Manager of Immediate Credit Card Care Service,
www.BestCreditOffers.com |
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User Name:
jerry williams |
Date:
August 4, 2006, 5:26 am |
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I am interested in a business credit card where i do not have use myself as a personal-guarantee. |
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Answer:
If you are not a private entrepreneur, then there will be no personal liability. Do not hesitate to apply for a business credit card at Business Cards section. You can also see the credit card offers at www.Credit-Land.com.
If not, establish good business credit scores with all three business credit reporting agencies. Find vendors, suppliers and credit card companies that will give you a little credit for your business not using your personal credit score.
To build your business credit scores, everyone who gives your business credit must report your business payment history to the business credit bureaus. There are also some important things like having a business license.
When you have great business credit, you accounts are all right, you can show the ability to pay the debt, then you'll get a credit card with no personal guarantee.
All the best,
Manager of Immediate Credit Card Care Service,
www.BestCreditOffers.com |
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