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User Name:
beth jones |
Date:
February 19, 2007, 4:01 am |
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i thnk visa sent me something in the mail.for o intro apr but sant jude gets a portion on what i buy i would like to get that but i lost it (appucation)is it form you guysd |
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Answer:
As far as it comes from your inquiry, you`ve received one of pre-approved applications, which are widespread nowadays. Credit card companies use every opportunity to increase the number of their customers and send out pre-approved credit card offers to their potential clients. Once you`ve received such an application, you`re free to apply for the credit card offered and you`ll be approved for it. Usually the ways to activate your credit card are prescribed within the application sent. Actually, it`s not we who sent you that credit card offer. Therefore we can`t resend it. In case you`ve lost your pre-approved credit card application, you`re welcome to compare online credit card applications we provide at our site and choose one you`re likely to qualify. |
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User Name:
Stephen Shell |
Date:
February 20, 2007, 2:24 am |
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Have I already been denied for any of the cards1515 |
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Answer:
Honestly, there could be different reasons for refusals you`re getting from credit card companies. The most evident reason could be your credit score, which is probably lower than the average and needs improvement. Therefore it`s always advisable to be aware of your credit score, before you apply for a credit card. Mind, that the denials, you`re getting from credit cad issuers, can spoil your score. Thus, it`s preferable to apply for a card, which you`re most probably to get. If your credit is far from perfection, you should start comparing online credit card applications for bad credit/no credit cards. These credit card offers are intended for people, who just set up their credit or restore it after damaging. Comparing credit cards online, pay your attention at numerous instant approval credit card deals with guaranteed approval for every applicant! |
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User Name:
Sherrel Hendrix |
Date:
February 21, 2007, 3:32 pm |
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What credit card can I get with cash advance in less than a week. I need cash for an emergency |
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Answer:
Some credit cards let you borrow cash in addition to making purchases on credit. Most credit card companies treat these cash advances and your purchases differently. The APR for cash advances may be higher than the APR for purchases. Also, the credit card company may charge a fee in addition to the interest you will pay on the amount advanced. If you plan to use your card for cash advances, study credit card terms and conditions attentively to be aware of options available.
Most credit cards let you use an ATM to get a cash advance. Or the credit card company may send you "checks" that you can write to get the cash advance. Some credit cards limit cash advances to a dollar amount (for example, $200 per cash advance or $500 per week) or a portion of your credit limit (for example, 75% of your available credit limit). There could be difference in payments, too. Many credit card companies apply your payments to purchases first and then to cash advances. Investigate credit card terms thoroughly to learn how your payments will be credited and the time when you can get cash advance. |
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User Name:
nita |
Date:
February 22, 2007, 12:40 am |
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with bad credit, although asking a bit much, need a credit card with more than a 50.00 limit |
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Answer:
In case your credit score is bad the cards you can afford are bad/no credit cards, issued by Orchard bank and First PREMIER bank and capable of repairing your bad credit eventually. Among these cards you can select the most convenient secured credit card, for instance, Orchard bank secured card or New Millennium card. If your purpose is to find an unsecured credit card with instant approval, you should regard unsecured First PREMIER card applications or Orchard bank card deals. If you want to find bad credit card with more than $50 limit, you should analyze terms and conditions credit cards possess very thoroughly. Thus, First PREMIER Gold credit card offers minimum $250 credit limit, but the fees, such as $29 Account Set-Up Fee, $95 Program Fee, $48 Annual Fee, $6.00 monthly Participation Fee, and an annual $20 Additional Card Fee will reduce your available credit until they are paid. You should take this into account considering credit card credit limit. Still, many bad credit cards provide the opportunity of credit line increasing each time your account is eligible and approved for credit limit increase. |
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User Name:
Neil Gordon |
Date:
February 22, 2007, 6:03 pm |
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Is there a 0% interest card with no balace transfer fees? |
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Answer:
You can count on getting 0% interest credit card with no balance transfer fees, if your credit score is good- to- excellent. In case you`re going to apply for credit card of this category, it`s advisable to be aware of your credit score first of all. If you can boast your good or even excellent credit, you can count on getting low APR credit card, featuring 0% APR and 0% balance transfer within intro period of 12 months. Thus, you can apply for CitBank Platinum Select card, Chase Platinum credit card, or Discover Platinum credit card. Looking for a credit card with longer intro period you can apply for one of American Express cards, namely, Blue American Express card with intro period of 15 months, provided you`re lucky to have excellent credit score. Compare credit card applications with us and choose a credit card, which will never let you down! |
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User Name:
Vivian Vukojevich |
Date:
February 23, 2007, 5:39 pm |
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I have a limited income--social security and a pension. Can I get a credit card? |
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Answer:
If you`re a legal American citizen you can receive a credit card anyway. However, the question arises, what credit card is affordable for you. If you`ve never had any credit cards, mortgages, car loans etc. you seem to have no credit history. Thus, your choice could be one of bad/no credit cards, capable of establishing credit. If you borrowed money from the bank you do have credit score. In this case the first step for you could be getting your score from nationwide credit bureaus: Experian, TransUnion, and Equifax. You can also get your score through the official online source established for this purpose. If you`re aware of your credit score it`s easier for you to select proper credit card application for credit card you can afford. |
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User Name:
Eileen |
Date:
February 25, 2007, 4:26 pm |
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i have a excellent credit history,(no lates ever) but my score is in the low 600's because i have a lot of credit. i want to consolidate about $20K in credit cards but dont know where to start. any ideas? |
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Answer:
Credit score is determined by several factors: your payment history, amounts owed, length of credit history, new credit, and types of credit used. It's clear that the most important factor is your record of paying your bills on time, still having to much credit debts may have negative effect. Some people prefer to consolidate their credit debts, applying for a balance transfer credit card. But if your credit score is in low 600's, it won`t be that easy. Regretfully, American banks tend not to issue balance transfer cards for people with poor credit score. If your credit is close to fair, you can try one of Capital One credit cards with balance transfer option, for instance, Capital One Platinum credit card, intended for people with limited credit. However, you should take into consideration the rates, these credit cards offer, which can seem rather high. Taking into consideration that you`ve recommended yourself as an accurate customer, perhaps, and it could be more profitable for you to continue paying off your cards and loans, if any, separately. Any way, ponder over all factors thoroughly and make a decision that will do you good. |
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User Name:
FABIOLA AGUILAR |
Date:
February 26, 2007, 7:34 pm |
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I HAVE ONLY MY GREEN CARD,CAN I GET A CA I.D.? I DO NOT DRIVE AND I AM NOT A US CITIZIN |
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Answer:
If you have a Green Card, you have right to get Social Security Number, which is required while filling in online credit card application for any type of credit card. If you don't have SSN now, you should get it, applying for it online or in some other way applicable. Once you've obtained your SSN, you can start comparing credit card applications online. You seem to have no credit history in the USA, therefore, you`re most likely to qualify for one of bad/no credit cards, which will help you to build your credit. Compare credit cards online and apply for a card you like! |
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User Name:
Deb |
Date:
February 27, 2007, 2:24 pm |
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I need a low interest rate credit card really low I want to transfer all my card amounts about 5000. and have one monthly payment but I want a low rate for life. I need to get these paid off. Can you help me. I am current with all my cards. It is confusing of who has to be paid and when.. Please reply soon I am a canadian citizen |
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Answer:
Generally speaking American banks tend to issue credit cards, assigned for legal American residents. Nonetheless we do overlook some credit card applications for Canada citizens at our web-site. If your credit score is sufficient, you can easily apply for one of our Canada credit cards, featuring balance transfer option, necessary to consolidate your credit cards? debts. Regard American Express credit cards for Canada available and enjoy 3.99% APR on balance transfer within 6 months intro period, no annual fee and bonus miles offered. These cards require also ongoing 14.99 APR, which is comparatively low with respect to the benefits the card deals provide. Just think, which of Canada credit cards offered is better for you and apply for it online! |
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User Name:
chris |
Date:
March 1, 2007, 11:45 pm |
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Where do I get a Buisness Credit Card So that I can build buisness credit |
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Answer:
Having their own business is something millions of people are dreaming of. One of the factors that may discourage people from getting that business off the ground, is a lack of start up capital. Still, with a bit of thought, planning and effort, though, it may be possible for you to do so through business credit. Mind, building business credit is completely different from building personal credit, and it is best to keep them separate if possible. Some credit reporting agencies will sell a business FICO score based on both the risk of the business and the personal credit of the owner. To get business credit your first job is to convince potential lenders you are going to have a viable business. Another preparatory move that will help you is, in the US at least, getting a business credit profile. This can help you to build up business credit without using your personal credit. The benefits in having a business credit profile are many. Most importantly, you will have more cash for the business, convenience in purchasing, protection of your personal assets, limiting of personal liability from the business, and the ability to prepare your business for future lending needs. One of the options at any time for business credit is the use of a business credit card . This would not, of course, be the main means of funding a new business, but once operating can be of practical use in feeding working capital, and of course when you are away on business and prefer not to transact in cash all the time.So, compare credit cards for business with us and apply online for the most convenient one! |
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