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User Name:
Jason Graham |
Date:
December 11, 2006, 4:34 am |
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I would like to know is whin my credit card will get hear after the $250.00 was taken from my checking acount so pleas let me know asap thank you for your time |
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Answer:
Best-Credit-Offers.com does not have access to any of your checking or credit card accounts and we are not aware of the status of your credit card application. We suggest you contact your Bank and ask them to provide a phone number for the company that withdraws $250.00 from your account. Once you obtain that phone, please call and speak directly to the company that charges your account. Or it may happen so that this amount is a setup fee for your credit card and it was noted in the terms&conditions which probably slipped of your notice.
Best,
Manager of Immediate Credit Card Care Service. |
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User Name:
william Iwamoto |
Date:
December 11, 2006, 4:35 am |
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how do i pay my bill online |
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Answer:
If online bill payment is available for your credit card (it should be pointed out in terms&conditions of your credit card), you can go to the official site of your bank, register there and after filling out a given form, you make the money be sent to your account, as if you were doing this by ATM. It is also possible to check up your balance at the official site of your bank. You can't do this at our site, as we have no access to your credit card accounts or your personal information.
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
Morgan Tommy |
Date:
December 22, 2006, 5:28 am |
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Can i have a credit socre please |
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Answer:
Actually, you can get your credit score in two ways. You can use our free online services - free credit report online, online credit score and 3 in 1 credit report. Thus, you can quickly receive a credit report free of charge just filling out a form online. If you want to modify your credit report, remove incorrect items and add the missing information, you should contact credit bureaus - one of them or all three of them, and ask for your credit report to be corrected. You should be careful and attentive, as it is important that your credit report should contain only true and up-to-date information and, what's more, all your credit reports should be equal, so that you won't have to worry if some bank can look into a wrong credit report. So, choose one of the two ways and get your credit report.
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
shannon zuniga |
Date:
December 22, 2006, 5:30 am |
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I have a Chase Visa and my balance is 4,800.00 with an APR of 29.74% and another credit card with a balance of 1,200.00 interest rate of 12.75%. I want to transfer the balance of both of these cards into an lower APR rate. What do you recommend? shanon zuniga |
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Answer:
First of all, you should make sure your credit score corresponds to good credit history, for this you can get either online or common credit report. If it is OK, you can start estimating and comparing balance transfer credit cards at our site. It is difficult to recommend something definite, as it is only you who can determine what credit card is best for you. Some of them have lower percentage, but no intro period, some have no foreign exchange service, or annual fee, ao something else, so you'd better see them with your own eyes and decide what is better.
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
Karry Hibbard |
Date:
December 25, 2006, 4:35 am |
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The only credit I have is my phone and utiiteis. All past credit is paid how can I get a credit card? |
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Answer:
First of all, before thinking of a credit card application, you should get a credit report, or, which is better, credit reports from all credit bureaus, to know what credit score you have. If your reports differ, as taken from different credit bureaus, it is necessary to correct them - remove the incorrect ot dated information and add the missing items. After that you won't have to worry trying to guess which credit bureau the bank will use to get your credit report.
So, if you know your credit history and score, you can start studying credit card offers available for you and evaluate them according to your needs and requirements.
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
joyce |
Date:
December 28, 2006, 3:01 am |
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i have bad credit (502) but i can't get a bad credit credit card, Why? |
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Answer:
Well, it's difficult to say, as I don't know what credit cards you were going to get. There are also different reasons dealing with the bank's terms and conditions of the credit card you applied for. You can also probably have some past credit delinquencies, so the bank considers giving you a credit card for bad credit to be a great risk.
In your situation it will be more safe to apply for a secured credit card, which requires a bank deposit to secure the credit line. The credit limit will be as much as the bank deposit, so the bank can take this money, but only in case you fail to pay off. Such credit card helps to build credit and later on you can ask the bank to make this card unsecured.
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
Josefina Garcia |
Date:
December 28, 2006, 9:43 pm |
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I was wondering if a person is a homemaker, can they get approval even if they do not have an income? I have a small income, as I am disabled, but have been very good in paying my small bills and am not delinquent with any card bank issuer. |
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Answer:
If you have a favorable credit history and have never been delinquent with any credit card bank issuer, then you can be issued a credit card even with a little income. What you need to do is to make a close credit card search among Best credit card offers and to find a credit card best suiting your financial status. Fill out our online credit card application, indicating your income and you are most likely to be approved for a credit card that corresponds to it.
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
Denise |
Date:
January 1, 2007, 10:09 pm |
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On a balance transfer to American Express fixed 4.99 % interest rate....if a transfer of $10,000 is approved, what is the monthly payment for this amount? |
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Answer:
Your monthly payment will depend on several features. It is now difficult to make a precise calculation as we
are not a bank. The monthly payment will include the original amount of a debt on which interest is calculated
plus interest or additional fees you are obligated to pay under the terms of the contract.
Your payments will depend on the credit limit and many other factors. First of all, you must be eligible for this
credit card since the Blue from American Express requires a good credit history. Apply online for a credit card and make a balance transfer! Just make certain you qualify, for example, check out your credit score.
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
Dr. James F. Miller |
Date:
January 4, 2007, 6:08 am |
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How can one improve thier FICO scores? |
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Answer:
First of all, if you mean to start improving your credit score, make sure the information presented by the bureau is correct and corresponds to the data provided by other credit bureaus. If all is valid, you can think of the possible ways to raise your credit scores. You will have to work out a strict policy of improving your credit rating and adhere to it whatsoever. If you want to improve your credit score, the first and the most important thing is to start paying your bills in full and on time. Do not exceed your credit limit and try to pay more than the minimum of your monthly charges.
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
John |
Date:
January 4, 2007, 1:55 pm |
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My credit score is 400. Looking for a card to transfer balances of approx $15000 with APR of 29%
Any suggestions? |
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Answer:
I'm sorry to disappoint you, but you can't get a balance transfer credit card to consolidate your debt, as this type of a credit card requires good or excellent credit (yours is poor, according to the score you indicate). No poor credit card provides balance transfers, either.
So your best way to act is to pay off your current debts in order to improve your credit and after that you will be able to apply for any good credit card you want.
Best,
Manager of Immediate Credit Card Care Service |
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