Credit Card Guides

A credit limit is the maximum amount you can spend on a credit card. Issuers determine this limit based on factors such as your income, credit score, debt-to-income ratio and payment history. They also periodically review how you use your credit card accounts to assess whether you’re eligible for a higher credit limit. If your […]

Most people don’t like to pay fees. Whether it’s a surcharge on a ticket purchase, a parking ticket, or an extra charge to check a bag on a plane, fees can seem unnecessary, irritating, and downright unfair. But there’s one circumstance when paying a fee can actually be a good thing.

Having a credit card is practically a necessity in this day and age. Without one, you can’t rent a car, reserve a hotel room, or collect reward points that you can trade in for a plane ticket or even a deposit straight to your bank account.

If your credit is less than perfect, you might be wondering how you can ever get it back to where it used to be – or even better than it’s ever been before. A great credit score is helpful in all kinds of situations, including buying a home, a car, getting a business loan, renting an apartment, and even getting a job.

Do you know the signs of a toxic relationship? You feel out of control, just not yourself anymore.

If your credit card debt is piling up and you feel like every payment you make is barely making a dent because of high interest rates, then a credit card with a zero-interest balance transfer offer might be the answer for you. Many cards offer balance transfers with a zero percent APR good for a year or even longer. This means every penny you pay goes towards your debt, and helps chip away at it faster.

If you’re separated, divorced, or facing a split in the future, you might know that your relationship is not the only casualty in this scenario.

The start of a brand new year is a time when many people make resolutions about all the things they’ll accomplish during the coming months, and take a close look at their behavior to figure out what they might change in order to make these things happen.

Credit cards are pretty ubiquitous these days; it seems like everyone has at least one, and probably more than one. And there’s a good reason for that: a credit card is a nearly indispensible financial tool if you want to have the ability to make purchases online, reserve rental cars, and pay things off over a period of time.

Paying a yearly fee of $450 or even more for a credit card might sound crazy to some people. After all, there are so many credit cards available with no annual fee: why would anyone pay hundreds of dollars just for a credit card?

Transferring a high-interest balance to a new credit card with a 0% APR promotional rate is one of the smartest financial moves you can make. It seems like an easy way to pay off debt quickly, with not a lot of questions about whether it’s a good idea or not.