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At last, the most exciting and miraculous time of the year which each of us has been looking forward to is just around the corner. However, this period is not only the most magical but also, perhaps, the costliest. Now that less than a month is left before Christmas Eve, it’s time to think about preparing gifts for your near and dear ones. And you definitely do not want these purchases to set you back a small fortune once again.

When you apply for a credit card, there can be two possible outcomes: you get approved or you get denied. Of course, in case the second option takes place, you are most likely to become confused, disappointed or even angry.

Have you ever thought about contributing to charity? There are a lot of different ways to support benevolent institutions, and credit card rewards donations are one of them. A small piece of your rewards can become the very grain that will save someone’s life. And, luckily, donating your credit card bonuses turns out to be as easy as ABC since a lot of card companies take care of this issue.

Do you know the signs of a toxic relationship? You feel out of control, just not yourself anymore.

If you’ve been reading about the changes in credit card payments lately, you might be wondering how it’s going to affect you.

When the weather starts to warm up and the snow starts to melt, most people are ready to throw open their windows and tackle the dust and grime that have built up over the winter months. Likewise, it’s a great time to open up your budgeting spreadsheet, log into your bank accounts and credit card accounts, and take a look at what kind of clutter may have accumulated in your financial life during the past year.

Are you getting all you can out of your credit cards? If you’re collecting rewards points and not using them, you are missing out on one of the best perks of having a credit card.

When you see a credit card offer how do you know if it’s a good one? With so many different credit cards on the market, it can be difficult to know where to begin in evaluating the latest credit card offers.

If you pay for most of your purchases with cash, checks or debit cards and shun your credit cards, you probably think you’re being fiscally responsible.

One of the best things about using credit cards is getting cash back. Most cash back credit cards give a minimum of 1% cash back on all purchases, with 5% back in rotating categories each quarter. Some give 2% or 3% in a certain spending category, such as gas and restaurants, all year round. But […]

It’s important that one should understand complete details of credit card, including laws to assist you in searching the best available rates. One should require comparing companies, since a lot companies provide extra for your currency. Understanding credit cards is indeed an important phenomenon. You should also know different things about various types of credit […]