Credit Card Guides

If you’re searching for how to build credit for the first time, you’re probably feeling a little stuck. This is especially true if you’re a student, have recently moved to the U.S., or don’t have a Social Security Number yet. Unfortunately, traditional cards are not always available to many and that’s what makes the Neu […]

Are you getting all you can out of your credit cards? If you’re collecting rewards points and not using them, you are missing out on one of the best perks of having a credit card.

When you apply for a new credit card, chances are you don’t pay much attention to all those long legal disclaimers. The terms and conditions, the fine print, the nitty-gritty—whatever you call it, it’s boring.

If you’re an active user of credit card rewards, you may think you already know how they work. You spend money on your card and collect the points, dollars, or cash back that accrue from each purchase. Then, after saving up until you have enough to redeem, you choose how to spend them: gift cards, statement credits, hotel stays, flight upgrades. You name it, there’s a reward redemption option for you.

With the start of a new year, many people resolve to get in better shape—and not just by going to the gym more often. Financial fitness is just as important as physical fitness, and a big part of that is making sure your credit is as strong as your core.

When searching for a new credit card, many people don’t read the fine print. Distracted by the offers of frequent flyer miles, the promise of no interest on purchases for the first 15 months, or the cash back on every purchase.

If one of your resolutions for the approaching New Year is to get–and stay–out of debt, you may be tempted to lock away your credit cards and vow never to use them again. But there’s no need to be afraid of using your cards.

If your credit is below the “good credit” benchmark of 700, you might think the only credit cards available to you are “bad credit cards.” But if that’s what you think, there’s good news: there are many great credit cards available for people with no-so-great credit.

If you have a secured credit card, chances are you’ve had trouble with credit in the past. Whether you’ve had a bankruptcy, a former spouse ruined your credit, or you are simply new to credit cards and don’t have any credit history, you’ll be on your way to a better credit score and a regular credit card.

When you see a credit card offer how do you know if it’s a good one? With so many different credit cards on the market, it can be difficult to know where to begin in evaluating the latest credit card offers.

Late fees. Balance transfer fees. Inactivity fees. Swipe fees. Overlimit fees. Transaction fees.
No one likes paying credit card fees, but some are more painful than others.