Credit Card Guides

A credit limit is the maximum amount you can spend on a credit card. Issuers determine this limit based on factors such as your income, credit score, debt-to-income ratio and payment history. They also periodically review how you use your credit card accounts to assess whether you’re eligible for a higher credit limit. If your […]

When money is tight, it’s good to have a few tricks up your sleeve for painlessly saving money. Everyone has heard the old advice about making coffee at home and skipping the fancy latte on the way to work, packing your lunch, and cutting back on little luxuries like new clothes and movie nights. But there are other ways to save money that don’t have anything to do with making sacrifices. These four easy tricks are painless, and can make a big difference to your bottom line over time.

When the weather starts to warm up and the snow starts to melt, most people are ready to throw open their windows and tackle the dust and grime that have built up over the winter months. Likewise, it’s a great time to open up your budgeting spreadsheet, log into your bank accounts and credit card accounts, and take a look at what kind of clutter may have accumulated in your financial life during the past year.

If you’ve been turned down for a credit card you wanted, it could be because your credit score isn’t so great. A low credit score can shut you out of being approved for the very best rewards credit cards, the lowest APRs, not to mention a mortgage or other type of loan.

If you’re paying off debt on your credit cards, do you know how much is going toward the actual amount you owe, and how much you’re paying in interest?

Did you know that a credit card could do much more for you than simply pay for purchases? A credit card is a tool, not just a payment method, and if you choose the right tool, you’ll be able to do more than you ever thought possible.

You’ve searched and searched, but you still can’t decide: which is the one for you? The one that will make you happy for the rest of your life and meet every one of your needs?

Rewards credit cards are great for earning airline miles, cash back, and points to use in a variety of ways. But there are some benefits to cash back cards that you might not know about. Here are five unexpected perks that your rewards credit card might offer you

If you’ve never had a credit card before, or taken out a loan or a mortgage, you may find yourself in a tough situation when you do try to get a credit card, a loan, or a mortgage.

Generally, we can accept that paying fees is something most people don’t want to do. Bank fees, penalty fees, usage fees, processing fees—there are too many fees that crop up from day to day.

If you’ve got credit card debt, there are a few things you should know. First off, you’re not alone.