I am trying to find a good credit card but I don’t have a checking account and my credit is bad. Can I still get a credit card?
Answered on Saturday, June 1st, 2013 by
Amy Miller

Look at the secured credit cards. They do not require a checking account but you will have to put down a security deposit of about $200. Secured cards offer lower APRs and a lower annual fee. Your credit activity will be reported to the credit bureaus and if you manage your credit responsibly you will be able to improve your credit history.

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When applying for a store card you do not need excellent credit, but do not apply if you have bad credit. A bad credit score is anything below 580. In general, it is likely you will be approved if you have a good credit score of 680 or above. If you have a fair credit […]

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Although store cards tend to have a large window of the types of credit they accept, I would not recommend it. If you have not done anything since applying for the previous cards you were denied for, it would be doubtful your credit has improved much. If you have recently been denied for other store […]

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