Credit Card Guides

Balance transfer card is definitely the best credit card for reducing your debt. Such a card allows to consolidate your high-rates loans and credit cards and pay off the balance at a lower interest rate or even 0 interest rate during a limited introductory period.

Do you pay your credit card balance off in full every month without fail? Or do you find that some months, it’s difficult to deliver the total amount due, and you need to let some of it ride until next month? Perhaps you can only pay the minimum amount due, as interest mounts with each statement that comes into your mailbox.

Credit scores are incredibly important in order to do a number of things: rent an apartment, get approved for a mortgage, car loan, or business loan, and even to get a job. But as important as credit scores are to almost every adult who wants to live a full and rewarding life, many of us still don’t understand the basic facts about how credit reports work and what a good or bad credit score really means.

Having a credit card is essential in today’s world. Besides being a useful financial tool, they’re necessary to establish a healthy credit score. But if you have no credit history, or limited credit history, it can be difficult to know where to begin when you’re looking for a credit card.

If you’re starting from scratch with your credit history, either trying to build credit from nothing or attempting to rehabilitate bad credit after something like a job loss, divorce, or other unexpected life event, you may wonder what the best way is to achieve an excellent credit score without paying high fees.

When looking for a new credit card, most people want one that will give them the most rewards. But with so many different types of rewards credit cards to choose from, how can folks know which one is going to deliver the most bang for their buck?

When your income and your expenses are out of balance and you’re having trouble covering your bills, what do you do? Try to make more money, or try to cut costs wherever possible?

If you’ve ever wondered what exactly a “secured” credit card is, or why they’ve become so popular recently, read on to find out how this type of credit card is helping people establish and repair their credit.

Credit cards are great for lots of things: collecting reward points and frequent flyer miles, paying for purchases when you don’t have cash on hand, and shopping online. But one thing no one likes is paying high-interest fees on their credit cards.

If you’ve had a setback or two that left your credit score the worse for wear, you might be wondering what the best way is to rebound and get back on track to healthy credit. The good news is that many people have been in your position, and there is absolutely a road back from bad credit.

If you find yourself in a situation when you cannot get approved for a credit card because of your bad credit or bankruptcy, do not despair. You can take your finances under control and start improving your credit. There are things you will need to do to improve your credit score. We offer you a helpful guide which you can use as reference while improving your credit. The guide will tell you what to start with, how to proceed, and what to do (or not to do) to continue building your credit and keeping your scores high.