There is good news for you. Most banks offer unsecured credit cards for people with no or limited credit history. Unlike secured credit cards these cards do not require any deposit. Unsecured credit cards are reported to major credit bureaus allowing you to build your credit if you manage them wisely. In your case banks will consider a lot of factors (apart from your credit score as there is none) when approving you for an unsecured credit card of your choice. The main decisive factors are your ability to pay, your income, your employment history to see if you are able to hold a job, your residence history to see how often you move and whether you rent or own. www.BestCreditOffers.com has a great selection of best credit cards from reliable card issuers. Look through the credit card offers at our site and choose the one you like best.
Other Popular No Credit Card FAQs
Taking into account that this is your first credit we can recommend you to see credit card offers in Limited or No Credit Cards section. You can apply online or via the phone (if there’s a phone number near/under Apply button). We should note that all decisions about credit limit are made by bank only. [...]
Continue »We advise you to find out why you’ve been denied. If you are turned down, your credit card issuer typically mail you a letter of explanation. You also have the right to receive a free copy of your credit report and your credit score used to make the decision. Check your credit report for errors. [...]
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Miller
While she enjoys writing about money, Amy admits she is not your typical personal finance writer-she is a shopaholic, an impulse/emotional buyer, and unable to save for longer than a few months at a time. But she is trying to improve her finances and shares her experience and tips on learning how to budget money, manage debt, and set goals in her writing for BestCreditOffers.com. She hails from the foggy city of London, but now resides in Salt Lake City.
Williams
James Williams is a personal finance expert, trained in journalistic writing. As a freelance writer and professional blogger who works from home, he contributes to many personal finance websites including BestCreditOffers.com.