One reason your rate could change is that you have a variable APR on your credit card which goes up and down depending on the Prime Rate. The other reason is expiration of the introductory period with low or 0% APR, after which an ongoing APR (fixed or variable) is applied. You may also be charged a default or penalty rate if you go over your credit limit or have your APR increased for further transactions if you are 60 days late paying off your current credit card balance.
Other Popular Low Rate Card Offers FAQs
Please click here and browse the credit cards with a balance transfer option and 0% intro APR on balance transfers for definite periods of time and/or low balance transfer fees. Compare these 0% balance transfer credit cards side by side, look into their features and terms, especially pay close attention to their go-to APRs, and [...]
Continue »Click here and browse the low rate credit cards we have on offer. Consider 0% intro APRs on purchases and/or balance transfers and be sure to find the credit card right for you.
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Miller
While she enjoys writing about money, Amy admits she is not your typical personal finance writer-she is a shopaholic, an impulse/emotional buyer, and unable to save for longer than a few months at a time. But she is trying to improve her finances and shares her experience and tips on learning how to budget money, manage debt, and set goals in her writing for BestCreditOffers.com. She hails from the foggy city of London, but now resides in Salt Lake City.
Williams
James Williams is a personal finance expert, trained in journalistic writing. As a freelance writer and professional blogger who works from home, he contributes to many personal finance websites including BestCreditOffers.com.