Credit card companies have up to 30 days to respond to your application.
After you applied for a credit card you should receive so called approval letter with the status of your credit card application. The time of approval depends on credit card issuer and usually it takes around 5 – 7 business days.
This approval letter informs you whether you are approved or not for a desired credit card. If approved, the issuer tells you the estimated time it will take for your card to arrive. Also, in case of possible questions on you approval it provides you with a telephone number. If your application has been rejected, the letter should also state the reason you were rejected.
Can’t wait anymore? Try to contact a customer service department of your credit card issuer – they are always at your disposal.
Other Popular Credit Card Banks FAQs
If you are afraid of fraud when using your credit card online, use your card on secure web sites that you can be 100% sure are legitimate. To be sure a website is secure, look at the URL. If a page is secure, the URL begins with “https” – note the “s” at the end. [...]Continue »
If you are approved for a card you will receive an email saying that you are approved. Then a letter stating the same will come at the address you wrote in an application. Note, if you are approved and received an email confirmation, the actual card will come to your mailbox. Make sure you’ve changed [...]Continue »
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While she enjoys writing about money, Amy admits she is not your typical personal finance writer-she is a shopaholic, an impulse/emotional buyer, and unable to save for longer than a few months at a time. But she is trying to improve her finances and shares her experience and tips on learning how to budget money, manage debt, and set goals in her writing for BestCreditOffers.com. She hails from the foggy city of London, but now resides in Salt Lake City.
James Williams is a personal finance expert, trained in journalistic writing. As a freelance writer and professional blogger who works from home, he contributes to many personal finance websites including BestCreditOffers.com.