How to choose what credit card is best for me?
Answered on Thursday, August 5th, 2010 by
James Williams

Since each person’s situations are different, we can just give you a couple things to consider when choosing what is best for you. First of all, you need to know your credit score. A card with credit history requirements matching yours is what is best for you! Then you should understand your needs, know your habits and budget, determine your priorities – low interest rate on purchases or balance transfers, long introductory period, guaranteed approval, no annual fee, cash back, frequent flyer miles, hotel rewards, instant approval, high credit limit, etc. Choose what is best for your individual situation. For example, long 0% intro APR won’t be the main determining factor, if you usually pay off in full each month, and no annual fee or cash back rewards will be more beneficial for you. Visit Best Credit Cards page of our site with best offers for consumers with different credit scores and needs.

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