How to choose what credit card is best for me?
Answered on Thursday, August 5th, 2010 by
James Williams

Since each person’s situations are different, we can just give you a couple things to consider when choosing what is best for you. First of all, you need to know your credit score. A card with credit history requirements matching yours is what is best for you! Then you should understand your needs, know your habits and budget, determine your priorities – low interest rate on purchases or balance transfers, long introductory period, guaranteed approval, no annual fee, cash back, frequent flyer miles, hotel rewards, instant approval, high credit limit, etc. Choose what is best for your individual situation. For example, long 0% intro APR won’t be the main determining factor, if you usually pay off in full each month, and no annual fee or cash back rewards will be more beneficial for you. Visit Best Credit Cards page of our site with best offers for consumers with different credit scores and needs.

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Their card offers a 5% discount but it also offers a hefty APR of 23.15%. This is not out of the ordinary for a store branded card. For the most part store cards generally have an APR of at least 19.99%. So I would not use this card if you were going to carry a […]

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You can fill out a BJ’s application in-store, online, or by phone. However, you must already have a membership at the time of your application and you must be a primary member at the time of your application. A primary member is the person who bought the initial membership and is the main user of […]

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