Walmart Credit Card Alternatives

Almost every big enough retailer tends to offer credit products. Walmart, one of the largest U.S. retailers is not an exception. This retailer offers prepaid cards (Visa and MasterCard branded) and credit cards (Discover branded).

If you often shop at Walmart, on-line or in store, consider one of the Walmart credit cards. This credit card may become a convenient method of payment for you when you shop at Walmart. Along with the credit line, Walmart offers you free monthly FICO score, which will allow you continue maintaining your credit score. Or you can open a prepaid card and still receive bonuses from Walmart.

Milestone® MasterCard® with Free Choice of Card Image
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Applying is quick and easy with our fast decision process

Less than perfect credit is okay

Consumer Rating: 4 / 5
Surge MasterCard®
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Fast and easy application process; results in seconds.

Monthly reporting to the three major credit bureaus.

Consumer Rating: 4 / 5

You can sort items by clicking on the table header

How to compare card offers 1. Check the most attractive cards in the tables below
2. Click the "Compare" link below any card
3. Compare checked cards, select the best one and apply online.
Card Name
Credit History
Intro APR Purch.
(Intro Period)
Annual Fee
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N/A 15.90% - 24.40% Variable $0 - $99
Consumer Rating: 5 / 5
  • See if you Pre-Qualify without harming your credit score.
  • This fully unsecured credit card with no deposit requirement can be helpful in growing or building credit. Your account activity will be reported monthly to all three major credit bureaus.
  • All the features you want in a credit card are included.
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n/a 0.00% See Terms
Consumer Rating: 4 / 5
  • Must have Active Debit Card or Credit Card to qualify.
  • $500 Credit Limit.
  • No Credit Check.
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
n/a 0.0% $49
Consumer Rating: 4 / 5
  • Shop Brand Name Electronics.
  • No Turn Downs.
  • Credit Limit of Up To $3,500.6
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N/A See Terms* See Terms*
Consumer Rating: 4 / 5
  • All credit types welcome to apply!
  • Initial Credit Limit of $500.00!* (subject to available credit).
  • Fast and easy application process; results are provided online!
Check if you're pre-qualified for credit cards
  • It takes less than 1 minute
  • Will Not Affect Your Credit Score
Please, select your credit score
Please, select your bankruptcy status
Please, select your state
Select the state of your residence
Check off your current active bank accounts. Don't check anything if you haven't active accounts.
This service finds the credit cards which suit your situation best. However, only card issuers decide whether you'll be approved or not for a credit card.

Live Better with Walmart

Walmart is a multinational retailer corporation founded in 1962. The corporation runs discount department and warehouse stores. Except U.S., Walmart also operates in 15 countries under different brand names.

At Walmart you will find anything you need: grocery and electronics, goods for home and office supplies, everything for your health and beauty, and many, many more. So, if you shop at Walmart, especially online, it will be good choice to apply for a Walmart card. The card gives you the flexibility for making purchases you need at the best price. Besides, card has great benefits and for no annual fee.

Being a Walmart credit cardholder you will be able to earn cash back on purchases and save at Walmart participating gas stations with discount on fuel. You will also have the opportunity to track your FICO score for free. You will receive your score every month which will allow you to monitor the progress of your credit history.

Some of the Walmart card offers are Visa, MasterCard or Discover labeled. And all credit cards and prepaid cards are issued by GE Capital Retail Bank. This means you have convenience to use your card wherever it accepted, not only at Walmart locations. However, you won`t get any bonuses or cash back on purchases while shopping at other retailers. Besides, Walmart cards, as any other shopping cards, has high interest rates and do not offer any 0% intro APRs.

From this point of view Walmart credit cards may appear not so attractive. Indeed, if you shop around a bit, you will find more interesting and lucrative offers. There are cards that offer cash back for every dollar spent at any location, including Walmart. But even in this case everything depends on your credit history and what you want a credit card for.

FAQs about Walmart Credit Cards More FAQs >>

There are so many great credit cards that offer cash back, it's difficult to narrow it down to just one. But you're right that another type of card is probably a better choice. Store credit cards ...


This is an interesting dilemma. The thing about credit cards is, you will only get into debt using one if you use it to buy things that are beyond your means. You are in control of the way you use ...


Many people have trouble understanding the distinctions between a prepaid card and a regular credit card. But the difference is pretty easy to see, once it's explained. With a credit card, you are ...


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