Walmart Credit Card Alternatives

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Almost every big enough retailer tends to offer credit products. Walmart, one of the largest U.S. retailers is not an exception. This retailer offers prepaid cards (Visa and Mastercard branded) and credit cards (Discover branded).

If you often shop at Walmart, on-line or in store, consider one of the Walmart credit cards. This credit card may become a convenient method of payment for you when you shop at Walmart. Along with the credit line, Walmart offers you free monthly FICO score, which will allow you continue maintaining your credit score. Or you can open a prepaid card and still receive bonuses from Walmart.

BEST for EXCELLENT/GOOD CREDIT
Discover it® Miles
Click the Compare link to compare the checked cards side-by-side at the comparison table.

New! Free Social Security Number alerts, we’ll monitor thousands of risky websites when you sign up.*

Match Mile For Mile: We’ll match all the Miles you’ve earned at the end of your first year. For example, if you earn 30,000 Miles, you get 60,000 Miles.

Unlimited 1.5x Miles per dollar on all purchases, every day, with no annual fee.

 
Consumer Rating: 5 / 5
BEST for FAIR/BAD CREDIT
Surge Mastercard®
Click the Compare link to compare the checked cards side-by-side at the comparison table.

All credit types welcome to apply!

Monthly reporting to the three major credit bureaus.

Initial Credit Limit of $500.00!* (subject to available credit).

 
Consumer Rating: 4 / 5

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How to compare card offers 1. Check the most attractive cards in the tables below
2. Click the "Compare" link below any card
3. Compare checked cards, select the best one and apply online.
Card Name
Credit History
Intro APR Purch.
(Intro Period)
APR %
Annual Fee
Apply
Discover it® - Cashback Match™
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
Excellent, Good 0% (14 months) 11.99% – 23.99% Variable $0
Consumer Rating: 5 / 5
  • New! Free Social Security Number alerts, we’ll monitor thousands of risky websites when you sign up.*
  • You could turn $150 into $300 with Cashback Match™. Get a dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically.
  • Earn 5% cash back in rotating categories each quarter like gas stations, Amazon.com, restaurants, wholesale clubs and more, up to the quarterly maximum each time you activate. Plus, 1% cash back on all other purchases.
Credit One Bank® Platinum Visa® for Building Credit
Click the Compare link to compare the checked cards side-by-side at the comparison table.
Fair N/A 16.99% - 24.99% Variable $0 - $99
Consumer Rating: 4 / 5
  • See if you Pre-Qualify without harming your credit score.
  • This fully unsecured credit card with no deposit requirement can be helpful in growing or building credit. Your account activity will be reported monthly to all three major credit bureaus.
  • All the features you want in a credit card are included. Get 1% cash back on eligible purchases, take advantage of free online credit score tracking, and enjoy credit line increase opportunities. Terms apply.
Discover it® chrome
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
Excellent, Good 0% (14 months) 11.99% – 23.99% Variable $0
Consumer Rating: 5 / 5
  • New! Free Social Security Number alerts, we’ll monitor thousands of risky websites when you sign up.*
  • Get a dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically.
  • 2% cash back at restaurants and gas stations on up to $1,000 in combined purchases every quarter - no sign-ups needed. Plus, 1% cash back on all your other purchases.
Horizon Gold Credit Card
Click the Compare link to compare the checked cards side-by-side at the comparison table.
Bad n/a 0.00% See Terms
Consumer Rating: 4 / 5
  • Must have Active Debit Card or Credit Card to qualify.
  • $500 Credit Limit.
  • No Credit Check.
Milestone® MasterCard® with Free Choice of Card Image
Click the Compare link to compare the checked cards side-by-side at the comparison table.
Fair / Good N/A 23.9% $35 - $99*
Consumer Rating: 4 / 5
  • Applying is quick and easy with our fast decision process
  • Less than perfect credit is okay
  • 24/7 access to your account information, even on mobile
Credit One Bank® Unsecured Visa® - No Deposit Required
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
Fair N/A 16.99% - 24.99% Variable $0 - $99
Consumer Rating: 5 / 5
  • This unsecured card requires no deposit and can help build your credit
  • Receive opportunities for credit line increases, a fee may apply
  • See if you Pre-Qualify in less than 60 seconds
Get Your CARD MATCH
Check if you're pre-qualified for credit cards
  • It takes less than 1 minute
  • Will Not Affect Your Credit Score
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Check off your current active bank accounts. Don't check anything if you haven't active accounts.
This service finds the credit cards which suit your situation best. However, only card issuers decide whether you'll be approved or not for a credit card.

Live Better with Walmart

Walmart is a multinational retailer corporation founded in 1962. The corporation runs discount department and warehouse stores. Except U.S., Walmart also operates in 15 countries under different brand names.

At Walmart you will find anything you need: grocery and electronics, goods for home and office supplies, everything for your health and beauty, and many, many more. So, if you shop at Walmart, especially online, it will be good choice to apply for a Walmart card. The card gives you the flexibility for making purchases you need at the best price. Besides, card has great benefits and for no annual fee.

Being a Walmart credit cardholder you will be able to earn cash back on purchases and save at Walmart participating gas stations with discount on fuel. You will also have the opportunity to track your FICO score for free. You will receive your score every month which will allow you to monitor the progress of your credit history.

Some of the Walmart card offers are Visa, Mastercard or Discover labeled. And all credit cards and prepaid cards are issued by GE Capital Retail Bank. This means you have convenience to use your card wherever it accepted, not only at Walmart locations. However, you won`t get any bonuses or cash back on purchases while shopping at other retailers. Besides, Walmart cards, as any other shopping cards, has high interest rates and do not offer any 0% intro APRs.

From this point of view Walmart credit cards may appear not so attractive. Indeed, if you shop around a bit, you will find more interesting and lucrative offers. There are cards that offer cash back for every dollar spent at any location, including Walmart. But even in this case everything depends on your credit history and what you want a credit card for.

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