Walmart Credit Card Alternatives

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Almost every big enough retailer tends to offer credit products. Walmart, one of the largest U.S. retailers is not an exception. This retailer offers prepaid cards (Visa and MasterCard branded) and credit cards (Discover branded).

If you often shop at Walmart, on-line or in store, consider one of the Walmart credit cards. This credit card may become a convenient method of payment for you when you shop at Walmart. Along with the credit line, Walmart offers you free monthly FICO score, which will allow you continue maintaining your credit score. Or you can open a prepaid card and still receive bonuses from Walmart.

BEST for GOOD CREDIT
Milestone® MasterCard® with Free Choice of Card Image
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.

Applying is quick and easy with our fast decision process

Less than perfect credit is okay

24/7 access to your account information, even on mobile

 
Consumer Rating: 4 / 5
BEST for FAIR CREDIT
Surge Mastercard®
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.

All credit types welcome to apply!

Monthly reporting to the three major credit bureaus.

Initial Credit Limit of $500.00!* (subject to available credit).

 
Consumer Rating: 4 / 5

You can sort items by clicking on the table header

How to compare card offers 1. Check the most attractive cards in the tables below
2. Click the "Compare" link below any card
3. Compare checked cards, select the best one and apply online.
Card Name
Credit History
Intro APR Purch.
(Intro Period)
APR %
Annual Fee
Apply
WebBank/Fingerhut Credit Account
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
Bad n/a See Terms $0
Consumer Rating: 4 / 5
  • No Annual Fee*.
  • No Over Limit Fee*.
  • Instant Response (Delays may occur depending on application data provided).
Credit One Bank® Platinum Credit Card with Rewards
Click the Compare link to compare the checked cards side-by-side at the comparison table.
Fair N/A 16.99% - 24.99% Variable $0 - $99
Consumer Rating: 5 / 5
  • Find out if you Pre-Qualify without affecting your credit score
  • This unsecured card provides opportunities to raise your credit score
  • Receive opportunities for credit line increases, a fee may apply
Horizon Gold Credit Card
Click the Compare link to compare the checked cards side-by-side at the comparison table.
Bad n/a 0.00% See Terms
Consumer Rating: 4 / 5
  • Must have Active Debit Card or Credit Card to qualify.
  • $500 Credit Limit.
  • No Credit Check.
Barclaycard Arrival Plus™ World Elite MasterCard®
Click the Compare link to compare the checked cards side-by-side at the comparison table.
Excellent N/A 16.99%, 20.99% or 23.99% Variable $89 - waived first year
Consumer Rating: 5 / 5
  • Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 90 days — that's enough to redeem for a $500 travel statement credit
  • Earn 2X miles on all purchases
  • Redeem for travel or cash back statement credits, gift cards and merchandise. Redemption values vary
Credit One Bank® Platinum Visa® for Building Credit
Click the Compare link to compare the checked cards side-by-side at the comparison table.
Fair N/A 16.99% - 24.99% Variable $0 - $99
Consumer Rating: 4 / 5
  • See if you Pre-Qualify without harming your credit score.
  • This fully unsecured credit card with no deposit requirement can be helpful in growing or building credit. Your account activity will be reported monthly to all three major credit bureaus.
  • All the features you want in a credit card are included. Get 1% cash back on eligible purchases, take advantage of free online credit score tracking, and enjoy credit line increase opportunities. Terms apply.
Get Your CARD MATCH
Check if you're pre-qualified for credit cards
  • It takes less than 1 minute
  • Will Not Affect Your Credit Score
Please, select your credit score
Please, select your bankruptcy status
Please, select your state
Select the state of your residence
Check off your current active bank accounts. Don't check anything if you haven't active accounts.
This service finds the credit cards which suit your situation best. However, only card issuers decide whether you'll be approved or not for a credit card.

Live Better with Walmart

Walmart is a multinational retailer corporation founded in 1962. The corporation runs discount department and warehouse stores. Except U.S., Walmart also operates in 15 countries under different brand names.

At Walmart you will find anything you need: grocery and electronics, goods for home and office supplies, everything for your health and beauty, and many, many more. So, if you shop at Walmart, especially online, it will be good choice to apply for a Walmart card. The card gives you the flexibility for making purchases you need at the best price. Besides, card has great benefits and for no annual fee.

Being a Walmart credit cardholder you will be able to earn cash back on purchases and save at Walmart participating gas stations with discount on fuel. You will also have the opportunity to track your FICO score for free. You will receive your score every month which will allow you to monitor the progress of your credit history.

Some of the Walmart card offers are Visa, MasterCard or Discover labeled. And all credit cards and prepaid cards are issued by GE Capital Retail Bank. This means you have convenience to use your card wherever it accepted, not only at Walmart locations. However, you won`t get any bonuses or cash back on purchases while shopping at other retailers. Besides, Walmart cards, as any other shopping cards, has high interest rates and do not offer any 0% intro APRs.

From this point of view Walmart credit cards may appear not so attractive. Indeed, if you shop around a bit, you will find more interesting and lucrative offers. There are cards that offer cash back for every dollar spent at any location, including Walmart. But even in this case everything depends on your credit history and what you want a credit card for.

Related FAQs More FAQs >>

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A travel rewards credit card issued by a major bank will allow you to earn miles or points on all your purchases. The cards may also come with sing up bonuses which are often enough for a round trip ...

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BestCreditOffers.com is an independent, advertising-supported website which receives compensation from the credit card issuers and companies whose offers appear on the site. Compensation may impact how and where products appear on our site, including, for example, the order in which they may appear on the site pages. BestCreditOffers.com does not review or list all available financial or credit offers.

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