Synchrony Bank

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Synchrony Bank is the former GE Capital Retail Bank and a part of Synchrony Financial. Synchrony Bank is one of the largest providers of private label credit cards in the U.S. The bank partners with different merchants, retailers, and businesses to bring financing options to consumers with bad credit as well as to consumers with good credit. Synchrony Bank credit cards are retail credit cards with rewards programs or special financing offers.

BEST ALTERNATIVES TO SYNCHRONY BANK CREDIT CARDS
BEST for EXCELLENT, GOOD CREDIT
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Consumer Rating: 5 / 5
BEST for FAIR, BAD CREDIT
Surge Mastercard®
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All credit types welcome to apply!

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Initial Credit Limit of $500.00!* (subject to available credit).

Consumer Rating: 4 / 5
Discover it® - Cashback Match™
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Credit History Intro APR Purch. (Intro Period) Regular APR Annual Fee
Excellent, Good 0% (14 months) 11.99% – 23.99% Variable $0
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Consumer Rating: 5 / 5
Credit One Bank® Platinum Visa® for Building Credit
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Credit History Intro APR Purch. (Intro Period) Regular APR Annual Fee
Fair N/A 16.99% - 24.99% Variable $0 - $99
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Consumer Rating: 4 / 5
Milestone® MasterCard® with Free Choice of Card Image
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Credit History Intro APR Purch. (Intro Period) Regular APR Annual Fee
Fair / Good N/A 23.9% $35 - $99*
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Consumer Rating: 4 / 5
Discover it® chrome
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
Credit History Intro APR Purch. (Intro Period) Regular APR Annual Fee
Excellent, Good 0% (14 months) 11.99% – 23.99% Variable $0
  • New! Free Social Security Number alerts, we’ll monitor thousands of risky websites when you sign up.*
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Consumer Rating: 5 / 5
Barclaycard Arrival Plus® World Elite Mastercard®
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Credit History Intro APR Purch. (Intro Period) Regular APR Annual Fee
Excellent N/A 16.99%, 20.99% or 23.99% Variable $89 - waived first year
  • Enjoy 40,000 bonus miles after you spend $3,000 on purchases in the first 90 days — that's enough to redeem for a $400 travel statement credit toward an eligible travel purchase
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  • 0% introductory APR for 12 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 16.99%, 20.99% or 23.99%, based on your creditworthiness. There is a fee for balance transfers.
Consumer Rating: 5 / 5
WebBank/Fingerhut Credit Account
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Credit History Intro APR Purch. (Intro Period) Regular APR Annual Fee
Bad n/a See Terms $0
  • No Annual Fee. See WebBank/Fingerhut Credit Account Terms.
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  • Low Monthly Payments if you apply and are accepted for a Fingerhut Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of the credit.
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Consumer Rating: 4 / 5
Credit One Bank® Platinum Credit Card with Rewards
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Credit History Intro APR Purch. (Intro Period) Regular APR Annual Fee
Fair N/A 16.99% - 24.99% Variable $0 - $99
  • Find out if you Pre-Qualify without affecting your credit score
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Consumer Rating: 5 / 5
Horizon Gold Credit Card
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Credit History Intro APR Purch. (Intro Period) Regular APR Annual Fee
Bad n/a 0.00% See Terms
  • Must have Active Debit Card or Credit Card to qualify.
  • $500 Credit Limit.
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  • Reports to a Major Credit Bureau.
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  • Bad Credit accepted.
Consumer Rating: 4 / 5
Get Your CARD MATCH
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This service finds the credit cards which suit your situation best. However, only card issuers decide whether you'll be approved or not for a credit card.

Synchrony Bank Credit Cards

Synchrony Bank offers financing options to consumers with any type of credit history. Credit cards are the most prominent among all financing options.

Synchrony partners with different retailers, such as Walmart, to offer store credit cards and with healthcare providers, like CareCredit, to provide financing to health, wellness and beauty expenses. Other areas where you can find Synchrony Bank credit cards are auto services, electronics and appliances, flooring and home improvement.

Synchrony Bank issues credit cards with different features. Some credit cards come with rewards which are provided by either Synchrony Bank or a retailer. Special financing, or 0% intro APR, can be offered as an additional feature or instead of rewards and discounts as a main feature of a credit card. Regular interest rates are a bit higher than average but some Synchrony store credit cards do come with competitive interest rates.

All Synchrony credit cards can be managed online through online account access. Cardholders can review their credit statements, make payments or enroll in Autopay through online account. In addition, cardholders can find discounts and special offers while they are online.
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BestCreditOffers.com is an independent, advertising-supported website which receives compensation from the credit card issuers and companies whose offers appear on the site. Compensation may impact how and where products appear on our site, including, for example, the order in which they may appear on the site pages. BestCreditOffers.com does not review or list all available financial or credit offers.

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