Royal Caribbean Credit Card Alternatives

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If you are dreaming of sea, sun and sky, then a cruise is what you are looking for. In this case a Royal Caribbean cruise is just for you. And a co-branded credit card will make the travel even more memorable and cost-efficient.

However, a co-branded card is not the only card suitable for cruise purchases. Regular rewards credit cards can do even better due to their universality and if a cruise is too costly for you, you may apply for a 0% intro APR credit card and enjoy a no-interest period.

Best Cards to Use for Royal Caribbean Cruises
for EXCELLENT, GOOD CREDIT
Discover it® Miles
Click the Compare link to compare the checked cards side-by-side at the comparison table.

New! Free Social Security Number alerts, we’ll monitor thousands of risky websites when you sign up.*

Match Mile For Mile: We’ll match all the Miles you’ve earned at the end of your first year. For example, if you earn 30,000 Miles, you get 60,000 Miles.

Unlimited 1.5x Miles per dollar on all purchases, every day, with no annual fee.

 
Consumer Rating: 5 / 5
for EXCELLENT CREDIT
Barclaycard Arrival Plus® World Elite Mastercard®
Click the Compare link to compare the checked cards side-by-side at the comparison table.

Enjoy 40,000 bonus miles after you spend $3,000 on purchases in the first 90 days — that's enough to redeem for a $400 travel statement credit toward an eligible travel purchase

Earn 2X miles on all purchases

Get 5% miles back to use toward your next redemption, every time you redeem

 
Consumer Rating: 5 / 5

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How to compare card offers 1. Check the most attractive cards in the tables below
2. Click the "Compare" link below any card
3. Compare checked cards, select the best one and apply online.
Card Name
Credit History
Intro APR Purch.
(Intro Period)
APR %
Annual Fee
Apply
JetBlue Card
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Excellent/Good N/A 12.99%, 20.99% or 25.99% variable $0
Consumer Rating: 5 / 5
  • Earn 10,000 bonus points after spending $1,000 on purchases in the first 90 days
  • Earn 3 points per $1 spent on JetBlue purchases, 2 points per $1 at restaurants and grocery stores and 1 point per $1 on all other purchases
  • No blackout dates on JetBlue-operated flights & redeem for any seat, any time on JetBlue-operated flights. Points required for an Award Flight will vary based on the published base fare at the time of booking
Best Credit Cards from Credit-Land.com
Click the Compare link to compare the checked cards side-by-side at the comparison table.
Excellent / Good 0% up to 15 months See Site $0
Consumer Rating: 5 / 5
  • Fly any airline, stay at any hotel, anytime.
  • Earn miles on every purchase, every day.
  • 0% Intro APR.
Discover it® - Cashback Match™
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Excellent, Good 0% (14 months) 11.99% – 23.99% Variable $0
Consumer Rating: 5 / 5
  • New! Free Social Security Number alerts, we’ll monitor thousands of risky websites when you sign up.*
  • You could turn $150 into $300 with Cashback Match™. Get a dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically.
  • Earn 5% cash back in rotating categories each quarter like gas stations, Amazon.com, restaurants, wholesale clubs and more, up to the quarterly maximum each time you activate. Plus, 1% cash back on all other purchases.
JetBlue Plus Card
Click the Compare link to compare the checked cards side-by-side at the comparison table.
Excellent N/A 12.99%, 20.99% or 25.99% variable $99
Consumer Rating: 5 / 5
  • Earn 30,000 bonus points after you spend $1,000 on purchases within the first 90 days
  • Earn 6 points per $1 on JetBlue purchases, 2 points per $1 at restaurants and grocery stores and 1 point per $1 on all other purchases
  • No blackout dates on JetBlue-operated flights & redeem for any seat, any time on JetBlue-operated flights. Points required for an Award Flight will vary based on the published base fare at the time of booking
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Heading to Happiness with Royal Caribbean

Being a major international company, Royal Caribbean has long since gained loyalty of its customers. To strengthen it even more, it creates a reward credit card aimed at sea travelers.

The Royal Caribbean credit card is of use to devoted cruise lovers as it helps you earn when you are on holiday. Such a card is a nice addition for reward geeks.

This card, issued by the Bank of America, offers some nice rewards. You get 2% cash back on purchases within Royal Caribbean and 1% on all other purchases. Besides, there is a sign-up bonus of 10,000 points. That being said, note

that all the rewards can be redeemed for Royal Caribbean purchases.

While undoubtedly a useful card, a Royal Caribbean credit card loses to regular credit cards that provide more versatility and are redeemable everywhere. A regular rewards credit card can be used on cruises and everywhere else and the points can be redeemed for any purchase and cruises as well. In addition to earning rewards you can easily skip paying interest if you opt for a card with o% intro APR. There are cards that combine the intro period, have no annual fee and give rewards in the manner of cash back, points or miles, which is perfect for travelers or any customers at all.

Related FAQs More FAQs >>

With a score of 630 you have a bad credit. A Royal Caribbean credit card is a premium card, meaning that it is available for customers with good to excellent credit. Thus, although you can give it a ...

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Unfortunately, this is not an option. You can redeem bonus points for cruises, room upgrades and onboard purchases – in other words, all purchases within Royal Caribbean, but no more than that. If ...

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Since a Royal Caribbean card is a Visa card, it is accepted everywhere Visa is accepted – in other words, everywhere. Consequently, you can go on a cruise without worrying whether you can use your ...

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