PayPal Credit Card Alternatives

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PayPal eased our lives a lot offering us simple ways to send money without sharing financial information. Today lots of people have PayPal accounts. And those who have an active PayPal account can apply for a PayPal credit card or a PayPal prepaid card.

PayPal cards are MasterCard branded credit cards and come with MasterCard Platinum benefits. You can use PayPal debit card in stores or online – everywhere MasterCard is accepted.

BEST for FAIR CREDIT
Capital One® Platinum Credit Card
Click the Compare link to compare the checked cards side-by-side at the comparison table.

Pay no annual fee

Get access to a higher credit line after making your first 5 monthly payments on time

Fraud coverage if your card is lost or stolen

 
Consumer Rating: 5 / 5
BEST for BAD CREDIT
Surge Mastercard®
Click the Compare link to compare the checked cards side-by-side at the comparison table.

All credit types welcome to apply!

Monthly reporting to the three major credit bureaus.

Initial Credit Limit of $500.00!* (subject to available credit).

 
Consumer Rating: 4 / 5

Best Credit Card Alternatives to PayPal Cards

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How to compare card offers 1. Check the most attractive cards in the tables below
2. Click the "Compare" link below any card
3. Compare checked cards, select the best one and apply online.
Card Name
Credit History
APR %
Annual Fee
Application Processing Fee
Apply
Capital One® VentureOne® Rewards Credit Card
Click the Compare link to compare the checked cards side-by-side at the comparison table.
Excellent, Good 12.74% - 22.74% (Variable) $0 See terms
Consumer Rating: 5 / 5
  • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel
  • Earn unlimited 1.25 miles per dollar on every purchase, every day and pay no annual fee
  • Fly any airline, stay at any hotel, anytime
Fingerhut Credit Account
Click the Compare link to compare the checked cards side-by-side at the comparison table.
Bad 25.15% $0 See Terms
Consumer Rating: 4 / 5
  • No Annual Fee*.
  • No Over Limit Fee*.
  • Instant Response (Delays may occur depending on application data provided).
Horizon Gold Credit Card
Click the Compare link to compare the checked cards side-by-side at the comparison table.
Bad 0.00% See Terms See Terms
Consumer Rating: 4 / 5
  • Must have Active Debit Card or Credit Card to qualify.
  • $500 Credit Limit.
  • No Credit Check.
Capital One® QuicksilverOne® Cash Rewards Credit Card
Click the Compare link to compare the checked cards side-by-side at the comparison table.
Average, Fair, Limited 24.99% (Variable) $39 See terms
Consumer Rating: 5 / 5
  • Earn unlimited 1.5% cash back on every purchase, every day
  • Use your QuicksilverOne card and get 50% back as a statement credit on your monthly Spotify Premium subscription, now through April 2018
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
Credit One Bank® Unsecured Visa® Credit Card
Click the Compare link to compare the checked cards side-by-side at the comparison table.
Fair 16.15% - 24.65% Variable $0 - $99 See terms
Consumer Rating: 5 / 5
  • Interested in growing or rebuilding your credit? We report monthly payment activity to all three major credit bureaus to help keep your credit score up-to-date. You’ll also receive free online access to your credit score and credit report summary from Experian.
  • See if you're Pre-Qualified in less than 60 seconds.
  • This is a fully functional, unsecured credit card - not a debit, prepaid, or secured card. No need to load funds or tie up cash in deposits. There are no out-of-pocket costs to open your account.
Credit One Bank® Platinum Visa® for Building Credit
Click the Compare link to compare the checked cards side-by-side at the comparison table.
Fair 16.15% - 24.65% Variable $0 - $99 See terms
Consumer Rating: 5 / 5
  • See if you Pre-Qualify without harming your credit score.
  • This fully unsecured credit card with no deposit requirement can be helpful in growing or building credit. Your account activity will be reported monthly to all three major credit bureaus.
  • All the features you want in a credit card are included. Get 1% cash back on eligible purchases, take advantage of free online credit score tracking, and enjoy credit line increase opportunities. Terms apply.
Milestone® MasterCard® with Free Choice of Card Image
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Fair / Good 23.9% $35 - $99* See Terms
Consumer Rating: 4 / 5
  • Applying is quick and easy with our fast decision process
  • Less than perfect credit is okay
  • 24/7 access to your account information, even on mobile
Get Your CARD MATCH
Check if you're pre-qualified for credit cards
  • It takes less than 1 minute
  • Will Not Affect Your Credit Score
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This service finds the credit cards which suit your situation best. However, only card issuers decide whether you'll be approved or not for a credit card.

PayPal credit card alternatives for PayPal account holders

Are you a PayPal account holder? If yes, then you may want to apply for a PayPal credit card. PayPal offers the PayPal Extras MasterCard® credit card to the PayPal members.

PayPal Extras MasterCard gives access to exclusive offers and additional reward points on all eBay and PayPal purchases. Plus you can shop with this card everywhere MasterCard is accepted and use MasterCard benefits.

Those who can't get a PayPal credit card may apply for the PayPal Prepaid MasterCard®. This card is also available to PayPal members only.

The card allows you to earn cash back rewards on special offers from specific merchants. PayPal prepaid card is a reloadable debit card with optional savings account. The savings account is offered through the Bancorp Bank.

Link your PayPal prepaid card to your PayPal account to get full access to the available features. iPhone and Android users can download the PayPal Prepaid mobile app to manage prepaid account from the smartphone. You can check the card balance or review the recent transactions on the go.

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BestCreditOffers.com is an independent, advertising-supported website which receives compensation from the credit card issuers and companies whose offers appear on the site. Compensation may impact how and where products appear on our site, including, for example, the order in which they may appear on the site pages. BestCreditOffers.com does not review or list all available financial or credit offers.