PayPal Credit Card Alternatives

PayPal eased our lives a lot offering us simple ways to send money without sharing financial information. Today lots of people have PayPal accounts. And those who have an active PayPal account can apply for a PayPal credit card or a PayPal prepaid card.

PayPal cards are MasterCard branded credit cards and come with MasterCard Platinum benefits. You can use PayPal debit card in stores or online – everywhere MasterCard is accepted.

Milestone® MasterCard® with Free Choice of Card Image
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Applying is quick and easy with our fast decision process

Less than perfect credit is okay

Consumer Rating: 4 / 5
Surge MasterCard®
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Fast and easy application process; results in seconds.

Monthly reporting to the three major credit bureaus.

Consumer Rating: 4 / 5

Best Credit Card Alternatives to PayPal Cards

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How to compare card offers 1. Check the most attractive cards in the tables below
2. Click the "Compare" link below any card
3. Compare checked cards, select the best one and apply online.
Card Name
Credit History
Annual Fee
Application Processing Fee
Click the Compare link to compare the checked cards side-by-side at the comparison table.
15.90% - 24.40% Variable $0 - $99 See terms
Consumer Rating: 5 / 5
  • See if you Pre-Qualify without harming your credit score.
  • This fully unsecured credit card with no deposit requirement can be helpful in growing or building credit. Your account activity will be reported monthly to all three major credit bureaus.
  • All the features you want in a credit card are included.
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0.00% See Terms See Terms
Consumer Rating: 4 / 5
  • Must have Active Debit Card or Credit Card to qualify.
  • $500 Credit Limit.
  • No Credit Check.
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
0.0% $49 $0
Consumer Rating: 4 / 5
  • Shop Brand Name Electronics.
  • No Turn Downs.
  • Credit Limit of Up To $3,500.6
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
See Terms* See Terms* N/A
Consumer Rating: 4 / 5
  • All credit types welcome to apply!
  • Initial Credit Limit of $500.00!* (subject to available credit).
  • Fast and easy application process; results are provided online!
Check if you're pre-qualified for credit cards
  • It takes less than 1 minute
  • Will Not Affect Your Credit Score
Please, select your credit score
Please, select your bankruptcy status
Please, select your state
Select the state of your residence
Check off your current active bank accounts. Don't check anything if you haven't active accounts.
This service finds the credit cards which suit your situation best. However, only card issuers decide whether you'll be approved or not for a credit card.

PayPal credit card alternatives for PayPal account holders

Are you a PayPal account holder? If yes, then you may want to apply for a PayPal credit card. PayPal offers the PayPal Extras MasterCard® credit card to the PayPal members.

PayPal Extras MasterCard gives access to exclusive offers and additional reward points on all eBay and PayPal purchases. Plus you can shop with this card everywhere MasterCard is accepted and use MasterCard benefits.

Those who can't get a PayPal credit card may apply for the PayPal Prepaid MasterCard®. This card is also available to PayPal members only.

The card allows you to earn cash back rewards on special offers from specific merchants. PayPal prepaid card is a reloadable debit card with optional savings account. The savings account is offered through the Bancorp Bank.

Link your PayPal prepaid card to your PayPal account to get full access to the available features. iPhone and Android users can download the PayPal Prepaid mobile app to manage prepaid account from the smartphone. You can check the card balance or review the recent transactions on the go.

FAQs about PayPal Credit Cards More FAQs >>

There are so many great credit cards that offer cash back, it's difficult to narrow it down to just one. But you're right that another type of card is probably a better choice. Store credit cards ...


This is an interesting dilemma. The thing about credit cards is, you will only get into debt using one if you use it to buy things that are beyond your means. You are in control of the way you use ...


Many people have trouble understanding the distinctions between a prepaid card and a regular credit card. But the difference is pretty easy to see, once it's explained. With a credit card, you are ...


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* The webpage is a free service and an information resource for credit cards and financial products and services available to eligible United States consumers. does not offer any warranties and is not a direct service. There are no guarantees for approval or offers when applying for a credit card. Please refer to the application if you would like more information on each credit card. When you click "Apply" for a particular credit card, please take the time to review the terms and conditions of the product/service at the issuer's website. All logos on the website are property of their respective owners. makes every effort to keep information up to date and accurate. However, the information regularly changes and is presented without warranty. Therefore, we strongly recommend all our readers to visit the credit card application page by clicking "Apply Online!" button to review the detailed credit card's terms and conditions. Note that may be compensated by the credit card issuers when the readers apply for a credit card through this site. is an independent, advertising-supported website which receives compensation from the credit card issuers and companies whose offers appear on the site. Compensation may impact how and where products appear on our site, including, for example, the order in which they may appear on the site pages. does not review or list all available financial or credit offers.