PayPal Credit Card Alternatives

PayPal eased our lives a lot offering us simple ways to send money without sharing financial information. Today lots of people have PayPal accounts. And those who have an active PayPal account can apply for a PayPal credit card or a PayPal prepaid card.

PayPal cards are MasterCard branded credit cards and come with MasterCard Platinum benefits. You can use PayPal debit card in stores or online – everywhere MasterCard is accepted.

Milestone® MasterCard® with Free Choice of Card Image
Click the Compare link to compare the checked cards side-by-side at the comparison table.

Applying is quick and easy with our fast decision process

Less than perfect credit is okay

Consumer Rating: 4 / 5
Surge MasterCard® Credit Card
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Fast and easy application process; results in seconds.

Monthly reporting to the three major credit bureaus.

Consumer Rating: 4 / 5

Best Credit Card Alternatives to PayPal Cards

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How to compare card offers 1. Check the most attractive cards in the tables below
2. Click the "Compare" link below any card
3. Compare checked cards, select the best one and apply online.
Card Name
Credit History
Annual Fee
Application Processing Fee
Click the Compare link to compare the checked cards side-by-side at the comparison table.
0.00% See Terms See Terms
Consumer Rating: 4 / 5
  • Must have Active Debit Card or Credit Card to qualify.
  • $500 Credit Limit.
  • No Credit Check.
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
25.15% $0 See Terms
Consumer Rating: 4 / 5
  • No Annual Fee*.
  • No Over Limit Fee*.
  • Instant Response (Delays may occur depending on application data provided).
Click the Compare link to compare the checked cards side-by-side at the comparison table.
15.65% - 24.15% Variable $0 - $99 See terms
Consumer Rating: 5 / 5
  • Automatic reviews for credit line increase opportunities
  • See if you Pre-Qualify without harming your credit score
  • Zero fraud liability protects you from unauthorized charges
Click the Compare link to compare the checked cards side-by-side at the comparison table.
0.0% $49 $0
Consumer Rating: 4 / 5
  • Shop Brand Name Electronics.
  • No Turn Downs.
  • Credit Limit of Up To $3,500.6
Check if you're pre-qualified for credit cards
  • It takes less than 1 minute
  • Will Not Affect Your Credit Score
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Please, select your bankruptcy status
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Select the state of your residence
Check off your current active bank accounts. Don't check anything if you haven't active accounts.
This service finds the credit cards which suit your situation best. However, only card issuers decide whether you'll be approved or not for a credit card.

PayPal credit card alternatives for PayPal account holders

Are you a PayPal account holder? If yes, then you may want to apply for a PayPal credit card. PayPal offers the PayPal Extras MasterCard® credit card to the PayPal members.

PayPal Extras MasterCard gives access to exclusive offers and additional reward points on all eBay and PayPal purchases. Plus you can shop with this card everywhere MasterCard is accepted and use MasterCard benefits.

Those who can't get a PayPal credit card may apply for the PayPal Prepaid MasterCard®. This card is also available to PayPal members only.

The card allows you to earn cash back rewards on special offers from specific merchants. PayPal prepaid card is a reloadable debit card with optional savings account. The savings account is offered through the Bancorp Bank.

Link your PayPal prepaid card to your PayPal account to get full access to the available features. iPhone and Android users can download the PayPal Prepaid mobile app to manage prepaid account from the smartphone. You can check the card balance or review the recent transactions on the go.

FAQs about PayPal Credit Cards More FAQs >>

No. You can make only minimum payments each month. You can see the amount of your minimum payment (as well as balance and available credit limit) on your credit statement, which you should receive ...


Many cards will look at your Vantage score which is basically a combination of all three credit bureaus. However, I could not tell you for sure how they decide, therefore I can’t tell you if you ...


In this case you can have your cake and eat it too. Kmart has a customer loyalty program called Shop Your Way. Being a member of this program will allow you to earn points without using their high ...


6 In Accordance with Terms and Conditions.

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* The webpage is a free service and an information resource for credit cards and financial products and services available to eligible United States consumers. does not offer any warranties and is not a direct service. There are no guarantees for approval or offers when applying for a credit card. Please refer to the application if you would like more information on each credit card. When you click "Apply" for a particular credit card, please take the time to review the terms and conditions of the product/service at the issuer's website. All logos on the website are property of their respective owners. makes every effort to keep information up to date and accurate. However, the information regularly changes and is presented without warranty. Therefore, we strongly recommend all our readers to visit the credit card application page by clicking "Apply Online!" button to review the detailed credit card's terms and conditions. Note that may be compensated by the credit card issuers when the readers apply for a credit card through this site. is an independent, advertising-supported website which receives compensation from the credit card issuers and companies whose offers appear on the site. Compensation may impact how and where products appear on our site, including, for example, the order in which they may appear on the site pages. does not review or list all available financial or credit offers.