Looking for Macy's Credit Card Alternatives?

advertiser disclosure
BestCreditOffers.com is an independent, advertising-supported website which receives compensation from the credit card issuers and companies whose offers appear on the site. Compensation may impact how and where products appear on our site, including, for example, the order in which they may appear on the site pages. BestCreditOffers.com does not review or list all available financial or credit offers.

Is your favorite little black dress not quite doing it for you anymore? Or maybe you're searching for the perfect gift for that special someone. Whether you're in need of clothes, household goods, jewelry, perfume - even furniture, you're sure to find it at Macys. The department store, famous for its Thanksgiving Day Parade, offers two different store-branded Macys credit cards to help finance all your purchases. Macy's cardholders get Star Rewards passes that give them access to special sales and discounts all year long.

BEST for FAIR CREDIT
Capital One® Platinum Credit Card
Click the Compare link to compare the checked cards side-by-side at the comparison table.

Pay no annual fee

Get access to a higher credit line after making your first 5 monthly payments on time

Fraud coverage if your card is lost or stolen

 
Consumer Rating: 5 / 5
BEST for LIMITED/NO CREDIT
Capital One® QuicksilverOne® Cash Rewards Credit Card
Click the Compare link to compare the checked cards side-by-side at the comparison table.

Earn unlimited 1.5% cash back on every purchase, every day

Use your QuicksilverOne card and get 50% back as a statement credit on your monthly Spotify Premium subscription, now through April 2018

No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn

 
Consumer Rating: 5 / 5

You can sort items by clicking on the table header

How to compare card offers 1. Check the most attractive cards in the tables below
2. Click the "Compare" link below any card
3. Compare checked cards, select the best one and apply online.
Card Name
Credit History
Intro APR Purch.
(Intro Period)
APR %
Annual Fee
Apply
Fingerhut Credit Account
Click the Compare link to compare the checked cards side-by-side at the comparison table.
Bad n/a 25.15% $0
Consumer Rating: 4 / 5
  • No Annual Fee*.
  • No Over Limit Fee*.
  • Instant Response (Delays may occur depending on application data provided).
Horizon Gold Credit Card
Click the Compare link to compare the checked cards side-by-side at the comparison table.
Bad n/a 0.00% See Terms
Consumer Rating: 4 / 5
  • Must have Active Debit Card or Credit Card to qualify.
  • $500 Credit Limit.
  • No Credit Check.
Barclaycard Ring™ Mastercard®
Click the Compare link to compare the checked cards side-by-side at the comparison table.
Excellent 0% (15 months) 13.74% Variable $0
Consumer Rating: 4 / 5
  • 0% Introductory APR for the first 15 months on purchases. Plus, you'll get a 0% introductory APR for 15 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 13.74%
  • No balance transfer fees
  • No foreign transaction fees
Surge Mastercard®
Click the Compare link to compare the checked cards side-by-side at the comparison table.
Fair/Bad N/A See Terms* See Terms*
Consumer Rating: 4 / 5
  • All credit types welcome to apply!
  • Monthly reporting to the three major credit bureaus.
  • Initial Credit Limit of $500.00!* (subject to available credit).
Credit One Bank® Unsecured Visa® Credit Card
Click the Compare link to compare the checked cards side-by-side at the comparison table.
Fair N/A 16.15% - 24.65% Variable $0 - $99
Consumer Rating: 5 / 5
  • Interested in growing or rebuilding your credit? We report monthly payment activity to all three major credit bureaus to help keep your credit score up-to-date. You’ll also receive free online access to your credit score and credit report summary from Experian.
  • See if you're Pre-Qualified in less than 60 seconds.
  • This is a fully functional, unsecured credit card - not a debit, prepaid, or secured card. No need to load funds or tie up cash in deposits. There are no out-of-pocket costs to open your account.
Credit One Bank® Platinum Credit Card with Rewards
Click the Compare link to compare the checked cards side-by-side at the comparison table.
Fair N/A 16.15% - 24.65% Variable $0 - $99
Consumer Rating: 5 / 5
  • Find out if you Pre-Qualify without affecting your credit score
  • This unsecured card provides opportunities to raise your credit score
  • Receive opportunities for credit line increases, a fee may apply
Get Your CARD MATCH
Check if you're pre-qualified for credit cards
  • It takes less than 1 minute
  • Will Not Affect Your Credit Score
Please, select your credit score
Please, select your bankruptcy status
Please, select your state
Select the state of your residence
Check off your current active bank accounts. Don't check anything if you haven't active accounts.
This service finds the credit cards which suit your situation best. However, only card issuers decide whether you'll be approved or not for a credit card.

Macy's Card: the Way to Reach a Star

Whether you have the Macy's American Express card or the regular Macy's store credit card, you'll get promotional offers worth hundreds of dollars each year.

Wondering what the difference is between the Macy's store card and the American Express version? The Macys credit card can only be used in the department store to buy Macy's merchandise, while the American Express version is accepted anywhere that takes AmEx.

Before you apply for Macys credit cards, be aware that there are two different types of Macys applications available for the American Express version. The basic Macy's American Express card gives cardholders savings on dining and entertainment as well as shopping. The Macy's Preferred American Express card also offers travel rewards. Be sure to apply for Macys credit card that is right for you.

The cards all come with plenty of benefits. The Macy's American Express card offers more flexibility than the store credit card, but both cards offer Star Rewards. Rewards are mailed to cardholders and are worth either a percentage off your purchase, such as 10% or 20% off any

purchase with no minimum amount required, or a set dollar amount off any purchase. Dollar amounts can be anywhere from $5 to $50 off depending on the time of year and the particular promotion. There are also sales for cardholders throughout the year.

When you fill out your Macys online applications for either card, you'll receive sign-on bonuses that vary throughout the year, but are great opportunities to save on that big purchase you've been waiting to take the plunge on - or just an afternoon of retail therapy.

To apply for a Macy's store card, you'll need to either go to a department store location or fill out a Macys online application. If you want to apply for the American Express card, you will need to go to a Macy's location, as these applications are not available online. Once you fill out your Macys application you can use it right away.

You can easily fill out a Macys credit card application online or in the store while shopping. Your sign-on bonus savings can be applied immediately. Watch for the discount on your first card statement.

Related FAQs More FAQs >>

Both cards, the Citi AAdvantage Platinum card and the Aviator Red Mastercard card, offer benefits on American Airlines and have quite similar benefits and terms. You may make your decision based on ...

Continue»

Aviator credit cards, that are offered by Barclaycard, replaced US Airways Mastercard accounts. This happened after the merger of two carriers – American Airlines and US Airways. All existing US ...

Continue»

You can choose any balance transfer credit card to transfer the balance from your existing Citi card. The only condition is, you should not choose a Citi card as balance transfer between cards that ...

Continue»

Copyright © 2001-2017 BestCreditOffers.com All Rights Reserved.

* The BestCreditOffers.com webpage is a free service and an information resource for credit cards and financial products and services available to eligible United States consumers. BestCreditOffers.com does not offer any warranties and is not a direct service. There are no guarantees for approval or offers when applying for a credit card. Please refer to the application if you would like more information on each credit card. When you click "Apply" for a particular credit card, please take the time to review the terms and conditions of the product/service at the issuer's website. All logos on the BestCreditOffers.com website are property of their respective owners.

BestCreditOffers.com makes every effort to keep information up to date and accurate. However, the information regularly changes and is presented without warranty. Therefore, we strongly recommend all our readers to visit the credit card application page by clicking "Apply Online!" button to review the detailed credit card's terms and conditions. Note that BestCreditOffers.com may be compensated by the credit card issuers when the readers apply for a credit card through this site.

BestCreditOffers.com is an independent, advertising-supported website which receives compensation from the credit card issuers and companies whose offers appear on the site. Compensation may impact how and where products appear on our site, including, for example, the order in which they may appear on the site pages. BestCreditOffers.com does not review or list all available financial or credit offers.