Last time I logged into my QVC account, I noticed that I'm being charged a high interest rate. I'd like to pay it off as soon as possible. How can I pay down debt faster?

When you filled out your QVC credit card application, it would have been wise to check the interest rate so you knew what your APR would be before you applied. However, since you didn't realize what the cost would be when you didn't pay off your account in full, the only thing to do now is to go forward knowing not to do that in the future. The best way to pay off your high-APR debt quickly is to consider applying for a balance transfer card that offers a zero interest promotional period, during which time you can chip away at your debt without paying any extra. The only downside to doing a balance transfer is that there's often a fee; this fee is generally less than 5% of the balance transferred – 3% is typical – and it your current APR is high, there is no question that it's worth doing the transfer.