Who is the issuer of Onetravel credit cards and what are the rates? Also, is there any guaranty I will receive a Visa card?
Answered on Sunday, June 25th, 2017 by
Amy Miller

OneTravel credit cards are issued by Synchrony Bank. The OneTravel Credit Card’s interest rate for purchases is 27.74% (variable). The OneTravel Visa’s interest rate on purchases is 26.74%. The OneTravel Visa Signature’s interest rate on purchases will be either 16.74% or 26.74% (also variable). Your interest rates will be determined by the issuer based on your creditworthiness.
There is no guarantee you will receive a Visa credit card. All three OneTravel credit cards have only one application form, and it is Synchrony bank who decides which credit card you will be issued. However, the better your credit is, the higher your chances are to qualify for a Visa credit card. If you do not want to gamble, you can apply for a regular Visa credit card that offers travel rewards.

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