I had a card with good history, always made my payments on time. Recently they had to cancel my card because of security fraud. Someone else was using my card. So they cancelled my card but they cancelled it before I had the chance to make my payment to the account and then I did not recieve my new card in time to make my payment on time. So because my payment was late they charged me a late fee and they put my interest rate so high that its hard to afford it now. And the only reason my payment was late was because they had to cancel my old card for security reasons. What can I do to get my interest rate back down and to have my late fee waived off my account. It does not seem fair at all.
Answered on Thursday, June 2nd, 2011 by
James Williams

Please contact your credit card issuer and negotiate this issue with them.

Other Popular Credit Card Fees FAQs

Make sure you do not carry too much balance. It is recommended to use only up to 30% of your available credit. If you can pay off the card balance in full each month, do it. The less you owe, the better. If you have other credit accounts, make sure they are in good standing […]

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OneTravel credit cards are issued by Synchrony Bank. The OneTravel Credit Card’s interest rate for purchases is 27.74% (variable). The OneTravel Visa’s interest rate on purchases is 26.74%. The OneTravel Visa Signature’s interest rate on purchases will be either 16.74% or 26.74% (also variable). Your interest rates will be determined by the issuer based on […]

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