I had a card with good history, always made my payments on time. Recently they had to cancel my card because of security fraud. Someone else was using my card. So they cancelled my card but they cancelled it before I had the chance to make my payment to the account and then I did not recieve my new card in time to make my payment on time. So because my payment was late they charged me a late fee and they put my interest rate so high that its hard to afford it now. And the only reason my payment was late was because they had to cancel my old card for security reasons. What can I do to get my interest rate back down and to have my late fee waived off my account. It does not seem fair at all.
Answered on Thursday, June 2nd, 2011 by
James Williams

Please contact your credit card issuer and negotiate this issue with them.

Other Popular Credit Card Fees FAQs

No. You can make only minimum payments each month. You can see the amount of your minimum payment (as well as balance and available credit limit) on your credit statement, which you should receive each month.

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Special financing at Dillard’s is done through their credit card. So you would need credit that is worthy of receiving their card. Which I would expect to be fair credit in the least. However, I would avoid any kind of special financing. It is usually associated with hefty fees and penalties. Many store cards advertise […]

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