First of all try to negotiate a lower interest rate with the bank you currently have your credit card at. If you cannot get a lower APR with them, shop around for 0% balance transfer credit cards. Visit our Balance Transfer Cards page. Just keep in mind that these applications require good or excellent credit history. Best cards for balance transfers are offers with 0% APR for the introductory period. You can get 0% interest rate for 6 or 12 months, depending on a particular card, or sometimes even for 18 months. Keep in mind balance transfer fees, they are usually 3-4% of the transferred balance. Do not forget to compare other features – annual fee, Purchases APR, rewards, etc. Use credit card calculator to decide what credit card is best for you and will help you save money.
Other Popular Balance Transfer Card FAQs
We’ve got the choicest credit cards with 0% intro APR on balance transfers. You are welcome to sift them all through and choose the right 0 balance transfer credit card to apply online for. We want you to know that these 0 credit cards target people with good and excellent credit scores. To find the [...]
Continue »There are several factors your credit limit depends on and your credit history and your creditworthiness are among them. Please also note that the final word always rests with your credit card issuer. Therefore, you can negotiate your credit limit with your issuer directly. What’s more, not all the credit cards come with a balance [...]
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Miller
While she enjoys writing about money, Amy admits she is not your typical personal finance writer-she is a shopaholic, an impulse/emotional buyer, and unable to save for longer than a few months at a time. But she is trying to improve her finances and shares her experience and tips on learning how to budget money, manage debt, and set goals in her writing for BestCreditOffers.com. She hails from the foggy city of London, but now resides in Salt Lake City.
Williams
James Williams is a personal finance expert, trained in journalistic writing. As a freelance writer and professional blogger who works from home, he contributes to many personal finance websites including BestCreditOffers.com.