Best Credit Cards

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BestCreditOffers.com is an independent, advertising-supported website which receives compensation from the credit card issuers and companies whose offers appear on the site. Compensation may impact how and where products appear on our site, including, for example, the order in which they may appear on the site pages. BestCreditOffers.com does not review or list all available financial or credit offers.

A credit card that gives you cash back at a warehouse-style grocery store is a real draw for anyone who has a family to feed, who likes to throw parties, or who buys in bulk for any other reason. If you shop at Sam’s Club, you’re used to getting great deals on all the essentials your family needs. But when you use the right credit card, you can earn rewards on top of those savings, making for an even better shopping experience.

Best Credit Cards
0% Intro APR
$0 Annual Fee
for Limited Credit
Capital One® VentureOne® Rewards Credit Card
Click the Compare link to compare the checked cards side-by-side at the comparison table.
Intro APR on Purchases Intro APR on Balance Transfer Regular APR Annual Fee
0% intro on purchases for 12 months N/A 12.74% - 22.74% (Variable) $0
Card Details:
  • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel
  • Earn unlimited 1.25 miles per dollar on every purchase, every day and pay no annual fee
  • Fly any airline, stay at any hotel, anytime
  • Enjoy a low intro APR on purchases for 12 months; 12.74%-22.74% variable APR after that
  • Travel when you want with no blackout dates
  • No foreign transaction fees
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
Apply Online!
Consumer Rating: 5 / 5
Sam's Club® Credit Card
Sam's Club® Credit Card
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
Intro APR on Purchases Intro APR on Balance Transfer Regular APR Annual Fee
n/a9 n/a9 23.15%9 $09
Card Details:
  • No Annual Fee.9
  • Zero Fraud Liability.9
See Details
Consumer Rating: 2 / 5
Capital One® Platinum Credit Card
Click the Compare link to compare the checked cards side-by-side at the comparison table.
Intro APR on Purchases Intro APR on Balance Transfer Regular APR Annual Fee
N/A N/A 24.99% (Variable) $0
Card Details:
  • Pay no annual fee
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is lost or stolen
  • Use online banking to access your account, even from your smartphone, with our mobile app
  • Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
  • Get access to your account 24 hours a day, 7 days a week
  • Help strengthen your credit for the future with responsible card use
Apply Online!
Consumer Rating: 5 / 5
Credit One Bank® Platinum Visa® for Building Credit
Click the Compare link to compare the checked cards side-by-side at the comparison table.
Intro APR on Purchases Intro APR on Balance Transfer Regular APR Annual Fee
N/A N/A 16.15% - 24.65% Variable $0 - $99
Card Details:
  • See if you Pre-Qualify without harming your credit score.
  • This fully unsecured credit card with no deposit requirement can be helpful in growing or building credit. Your account activity will be reported monthly to all three major credit bureaus.
  • All the features you want in a credit card are included. Get 1% cash back on eligible purchases, take advantage of free online credit score tracking, and enjoy credit line increase opportunities. Terms apply.
Apply Online!
Consumer Rating: 5 / 5
Fingerhut Credit Account
Click the Compare link to compare the checked cards side-by-side at the comparison table.
Intro APR on Purchases Intro APR on Balance Transfer Regular APR Annual Fee
n/a n/a 25.65% $0
Card Details:
  • No Annual Fee*.
  • No Over Limit Fee*.
  • Instant Response (Delays may occur depending on application data provided).
  • You could WIN $20,000 from Fingerhut.
  • Apply for Fingerhut Credit today*. Fill out our easy online application.
  • Low Monthly Payments*.
  • Choose From Over 500,000 items.
  • Shop Great Brands at Fingerhut.com.
  • Budget Friendly Payments* with Fingerhut Credit!
  • Get the Credit You Deserve*.
  • We just love saying "YES!"
  • *SEE Fingerhut.com Site for Terms & Conditions.
Apply Online!
Consumer Rating: 4 / 5
Capital One® QuicksilverOne® Cash Rewards Credit Card
Click the Compare link to compare the checked cards side-by-side at the comparison table.
Intro APR on Purchases Intro APR on Balance Transfer Regular APR Annual Fee
N/A N/A 24.99% (Variable) $39
Card Details:
  • Earn unlimited 1.5% cash back on every purchase, every day
  • Use your QuicksilverOne card and get 50% back as a statement credit on your monthly Spotify Premium subscription, now through April 2018
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is ever lost or stolen
  • Use online banking to access your account, even from your smartphone, with our mobile app
  • Help strengthen your credit for the future with responsible card use
Apply Online!
Consumer Rating: 5 / 5
Surge Mastercard®
Click the Compare link to compare the checked cards side-by-side at the comparison table.
Intro APR on Purchases Intro APR on Balance Transfer Regular APR Annual Fee
N/A N/A See Terms* See Terms*
Card Details:
  • All credit types welcome to apply!
  • Monthly reporting to the three major credit bureaus.
  • Initial Credit Limit of $500.00!* (subject to available credit).
  • Fast and easy application process; results in seconds.
  • Use your card at locations everywhere that Mastercard® is accepted.
  • Free online account access 24/7.
  • Checking Account Required.
Apply Online!
Consumer Rating: 4 / 5
Credit One Bank® Unsecured Visa® Credit Card
Click the Compare link to compare the checked cards side-by-side at the comparison table.
Intro APR on Purchases Intro APR on Balance Transfer Regular APR Annual Fee
N/A N/A 16.15% - 24.65% Variable $0 - $99
Card Details:
  • Interested in growing or rebuilding your credit? We report monthly payment activity to all three major credit bureaus to help keep your credit score up-to-date. You’ll also receive free online access to your credit score and credit report summary from Experian.
  • See if you're Pre-Qualified in less than 60 seconds.
  • This is a fully functional, unsecured credit card - not a debit, prepaid, or secured card. No need to load funds or tie up cash in deposits. There are no out-of-pocket costs to open your account.
  • Automatically get 1% cash back on eligible purchases, terms apply.
  • Choose your monthly payment due date for added convenience, terms apply.
Apply Online!
Consumer Rating: 5 / 5
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  • Will Not Affect Your Credit Score
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This service finds the credit cards which suit your situation best. However, only card issuers decide whether you'll be approved or not for a credit card.

Rewards for spending on your everyday essentials

Everyone has things that they buy regularly, day in and day out. Toothpaste, chips, juice boxes, and cat food: these are the purchases that we have to keep making over and over in order for life to run smoothly. Warehouse shopping lets you stock up on the essentials, allowing you to make emergency store runs a little less often. And credit cards, like the Sam’s Club credit card, can make these bulk purchases even more rewarding, because they offer a percentage of your cash back on every dollar you spend. But there are other credit cards that can also be very valuable when you steer your overstuffed card to the register at Costco, BJs, Sam’s, or any other warehouse retailer. What you want to look for is a card with a low APR, a good rewards program with flexible redemptions, and perks like double cash back, purchase protection, and great customer service.


Choosing the most rewarding card

No one likes spending more money than they have to, especially on things like diapers and vitamins: not the most exciting purchases. But when you use a great credit card to make those purchases, it can actually be rewarding to spend the money. If you shop at a warehouse store, you can get amazing deals and discounts as well. Any Sam’s Club credit that you have will go even further when you use a cash back credit card to earn a percentage back on every dollar you spend there. The best card to use is one that gives you at least one percent back on all purchases, with no cap on how much cash back you can earn. But some cards give even more than that; one percent is industry standard, but some cards give up to 5% back in certain purchase categories. Think about how you will use your card, and find one that offers its biggest rewards in that spending category.

Getting the most for your money

Besides rewards, you will want to think about what else a card offers before you apply for it. For example, a card with a low interest rate, a promotional offer for a 0% APR introductory period, or a card with a no-interest balance transfer offer can be very rewarding, beyond the actual rewards offered. Pay attention to the account services offered online, as well. A mobile app that lets you check your balance, track your purchases, check your credit score, and analyze your spending is a very useful perk. You’ll want to make sure your card has a zero-liability for fraud policy, purchase protection, and offers extended warranty options on major purchases, as well. Travel insurance, car rental insurance, and concierge service are all great benefits as well.
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9 The card´s rates, fees and other terms are subject to change. Therefore, we do not guarantee that information presented on this page is current and up to date. Please, visit the bank´s or credit card company´s website to review the current Terms & Conditions.

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BestCreditOffers.com is an independent, advertising-supported website which receives compensation from the credit card issuers and companies whose offers appear on the site. Compensation may impact how and where products appear on our site, including, for example, the order in which they may appear on the site pages. BestCreditOffers.com does not review or list all available financial or credit offers.