Best Credit Cards

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There are a lot of credit cards out there issued by credit unions, banks, and other credit card issuing companies. The cards may have low interest rates, like those issued by Aspire Federal Credit Union, or may come with rewards, like credit cards issued by major banks. Many people prefer credit cards offered by major banks but they also may have other credit cards offered by shops and gas stations. Whatever credit cards you have, they should work on you and not vice versa.

Best Credit Cards
0% Intro APR
$0 Annual Fee
for Limited Credit
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
Intro APR on Purchases Intro APR on Balance Transfer Regular APR Annual Fee
N/A 0% (15 months (on balance transfers made within 45 days of account opening)) 15.24%, 20.24% or 25.24%* Variable $0
Card Details:
  • Get a $100 cash rewards bonus after you spend $500 in purchases in the first 90 days after account opening
  • Earn unlimited 1.5% cash rewards on every purchase
  • Every time you redeem, get a 5% cash rewards redemption bonus to use toward your next redemption
  • Redeem your cash rewards for a deposit into your bank account, a statement credit or gift cards. Redemptions start at $50
  • Cash rewards do not expire as long as your account is open, active and in good standing
  • 0% introductory APR for 15 months on Balance Transfers made within 45 days of account opening. After that a variable APR will apply, 15.24%, 20.24% or 25.24%, based on your creditworthiness. Please note, there is a fee for balance transfers
  • No annual fee
Consumer Rating: 5 / 5
Aspire Platinum Rewards MasterCard
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
Intro APR on Purchases Intro APR on Balance Transfer Regular APR Annual Fee
n/a46 0%
(6 months)46
n/a46 $046
Card Details:
  • 0% introductory APR* on all balance transfers during the first 6 months.46
  • Earn points to redeem for travel, merchandise, gift cards and even cash back.46
  • 5,000 bonus reward points after spending $2,000 in the first 3 months.46
  • No annual fee.46
  • Generous credit limits.46
  • MasterCard Benefits: Extended Warranties, Price Protection, Identity Theft Resolution Services.46
Consumer Rating: 3 / 5
Click the Compare link to compare the checked cards side-by-side at the comparison table.
Intro APR on Purchases Intro APR on Balance Transfer Regular APR Annual Fee
N/A N/A 15.90% - 24.40% Variable $0 - $99
Card Details:
  • See if you Pre-Qualify without harming your credit score.
  • This fully unsecured credit card with no deposit requirement can be helpful in growing or building credit. Your account activity will be reported monthly to all three major credit bureaus.
  • All the features you want in a credit card are included.
  • Get 1% cash back on eligible purchases, take advantage of free online credit score tracking, and enjoy credit line increase opportunities. Terms apply.
Consumer Rating: 5 / 5
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
Intro APR on Purchases Intro APR on Balance Transfer Regular APR Annual Fee
N/A N/A 23.9% $35 - $99*
Card Details:
  • Applying is quick and easy with our fast decision process
  • Less than perfect credit is okay
  • 24/7 access to your account information, even on mobile
  • Card designs to fit your personality at no extra charge
  • Account history is reported to the three major credit bureaus in the U.S.
  • *Dependent on credit worthiness
Consumer Rating: 4 / 5
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
Intro APR on Purchases Intro APR on Balance Transfer Regular APR Annual Fee
N/A N/A 15.90% - 24.40% Variable $0 - $99
Card Details:
  • Find out if you Pre-Qualify without affecting your credit score
  • This unsecured card provides opportunities to raise your credit score
  • Receive opportunities for credit line increases, a fee may apply
  • Monitor your credit with free online access to your credit score
  • 1% cash back on eligible purchases, terms apply
  • Zero fraud liability protects you from unauthorized charges
  • Email or text alerts to remind you when your payment is due
Consumer Rating: 5 / 5
Get Your CARD MATCH
Check if you're pre-qualified for credit cards
  • It takes less than 1 minute
  • Will Not Affect Your Credit Score
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This service finds the credit cards which suit your situation best. However, only card issuers decide whether you'll be approved or not for a credit card.

Choosing a credit card

Today many companies from credit unions like Aspire to stores like Sears offer credit cards to their consumers. There are cards for consumers, businesses and students, secured and unsecured credit cards, co-branded and credit union credit cards. The cards can be used at particular locations or everywhere. Having such diversity, it may be hard to choose a card because next credit card offer looks more lucrative and advantageous than the previous one. Therefore, when you choose a credit card you should first of all know your credit score and your goals. Knowing your credit score, you can sift through credit cards you won’t qualify for sure. And knowing your goals will help you decide between the rest of the cards.


Regular credit card or a store credit card?

Store credit cards gain popularity among consumers with bad credit. However, when your credit is not perfect or when you start building your credit, a store credit card is not the best option. Firstly, because most credit cards won’t be issued to people with poor credit and secondly, high interest rates won’t forgive a single missed payment racking up the fees.

Regular credit cards are not that demanding. They won’t charge you high interest fees and may forgive you your first late payment. They will reward you for any purchase you make at any store. And they won’t tie you to a particular store, you can even take it with you when travel abroad. If your credit is fair or lower, such additional benefits like free credit score tracker will help you manage your finances and improve your credit history.
READ ALSO RECENT FAQs:
October 01, 2015
Before you start choosing a credit card, we would recommend you to check your credit reports first. Make sure you do not have errors on your credit reports and all personal information is up to date. Then you can apply for a credit card. Since it is your first credit card, you have two options to go with. The first is to apply for a Continue»
August 14, 2015
One point per dollar spent is a pretty much standard reward that is offered on most reward credit cards. If you want to earn more, you can look at the credit card offers from Barclaycard. Their credit cards can offer a bit more than a standard one point per dollar reward. If you are not afraid of changing categories that can give two or three times more ...
Continue»
May 22, 2015
We can recommend you as a cash back rewards credit card, as a card with point rewards. The well known issuer of the cash back credit cards is Discover. Discover offers cards with fixed amount of cash back per dollar spent as well as credit cards with rotating categories in which you can earn more cash back. If you prefer earning bonus points, you may like ...
Continue»

6 In Accordance with Terms and Conditions.
46 The card´s rates, fees and other terms are subject to change. Therefore, we do not guarantee that information presented on this page is current and up to date. Please, visit the bank´s or credit card company´s website to review the current Terms & Conditions.

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BestCreditOffers.com is an independent, advertising-supported website which receives compensation from the credit card issuers and companies whose offers appear on the site. Compensation may impact how and where products appear on our site, including, for example, the order in which they may appear on the site pages. BestCreditOffers.com does not review or list all available financial or credit offers.