Best Alternatives to the U.S. Bank Credit Card Offers

U.S. Bank is one of the largest banks in the United States that provides personal and business banking. As a credit card issuer, U.S. bank offers as secured as unsecured credit cards. The U.S. Bank credit card offers have competitively low interest rates, rewards programs suitable to any life style and considerably low fees. Below we offer best alternatives to the U.S. Bank credit cards.

April 2025: Best Rewards Credit Card Alternative

4
Card Overall Rating
Excellent/Good Credit
Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Ongoing APR
19.49% to 29.24%, based on your creditworthiness
Annual Fee
$95 - waived for customers who have an existing, serviced mortgage with Rocket Mortgage
  • Receive a $200 statement credit when you spend $3,000 in the first 3 months.
  • Earn 5 Rocket Rewards points for every dollar spent. There’s no limit on how many points you can earn!
  • Redeem earned points towards Roket Mortgage closing costs, including downpayment, Rocket Mortgage Principal, or as statement credit.

This offer is not available in U.S. territories.

Other Alternatives to U.S. Bank Cards

This offer is not available in DC, GA, IA, MA, WV, WI.

4
Card Overall Rating
Excellent, Good, Fair, Average Credit
  • $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions**
  • 3% unlimited cash back on Gas, Groceries, Health, Streaming, and Utilities and unlimited 1% cash back on all other purchases
  • No annual fee
  • Pay no interest when you pay your full balance early*
  • Enjoy Visa Signature benefits, like Roadside Dispatch, Price Protection, Extended Warranty and more
  • Up to 10% cash back from your favorite brands with Upgrade Shopping
  • No touch payments with contactless technology built in
  • See if you qualify in seconds with no impact to your credit score
  • Great for everyday expenses and large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere
  • Use your card anywhere Visa is accepted
  • Relax knowing that you are protected in case of unauthorized transactions with Visa's Zero Liability Policy

This offer is not available in DC, GA, IA, MA, WV, WI.

Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Ongoing APR
14.99% - 29.99%
Annual Fee
$0
4
Card Overall Rating
Good/Excellent Credit
  • Great offers for good credit!
  • 0% Intro APR on Purchases or Balance Transfers. A variable go-to APR applies after that.
  • Balance transfer fee is between 3% and 5% of the amount of each transfer.
  • Redeem earned rewards towards travel, gift cards and more.
  • No annual fee.
Intro APR on Purchases
0% (up to 21 months)
Intro APR on Balance Transfers
0% (up to 21 months)
Ongoing APR
Annual Fee
See terms

This offer is not available in DC, GA, IA, MA, WV, WI.

4
Card Overall Rating
Excellent, Good, Fair, Average Credit
  • $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions**
  • 3% unlimited cash back on every purchase in Home, Health, and Auto categories
  • No annual fee
  • Enjoy Visa Signature benefits, like Roadside Dispatch, Price Protection, Extended Warranty and more
  • Up to 10% cash back from your favorite brands with Upgrade Shopping
  • No touch payments with contactless technology built in
  • See if you qualify in seconds with no impact to your credit score
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere
  • Use your card anywhere Visa is accepted
  • Relax knowing that you are protected in case of unauthorized transactions with Visa’s Zero Liability Policy

This offer is not available in DC, GA, IA, MA, WV, WI.

Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Ongoing APR
14.99% - 29.99%
Annual Fee
$0

This offer is not available in DC, GA, IA, MA, WV, WI.

4
Card Overall Rating
Excellent, Good, Fair, Average Credit
  • $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions**
  • 1.5% unlimited cash back on every purchase
  • No annual fee
  • See if you qualify in seconds with no impact to your credit score
  • Combine the flexibility of a card with the predictability of a personal loan
  • Enjoy Visa Signature benefits, like Roadside Dispatch, Price Protection, Extended Warranty Protection, and more
  • Up to 10% cash back from your favorite brands with Upgrade Shopping
  • Contactless payments with Apple Pay® and Google Wallet™
  • Mobile app to access your account anytime, anywhere
  • Use your card anywhere Visa is accepted
  • Relax knowing that you are protected in case of unauthorized transactions with Visa’s Zero Liability Policy

This offer is not available in DC, GA, IA, MA, WV, WI.

Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Ongoing APR
14.99% - 29.99%
Annual Fee
$0
Experian® CreditMatch™ Application
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This offer is not available in MA, ME, ND, NH, NV, OR, RI, TN, VT.

4
Card Overall Rating
Any Credit
  • Get Personalized Credit Card Offers Based on Your Credit Profile from Experian®. 100% Free!
  • Credit Cards Matched For You
  • Compare Credit Card Offers
  • See Cards In Under 60 Seconds

This offer is not available in MA, ME, ND, NH, NV, OR, RI, TN, VT.

Intro APR on Purchases
See terms
Intro APR on Balance Transfers
See terms
Ongoing APR
See terms
Annual Fee
See terms

US Bank Credit Card Offers

U.S. Bank maintains its services on a high level that can meet anyone's personal needs. The bank is ready to offer credit cards with different features and benefits.

If you have a good-to-excellent credit history, do not keep aloof from U.S. Bank credit cards. These cards may appear the right credit decision for you. Whether you are a business owner or a shopping lover, an eager traveler or just a student - you will find a credit card to please yourself.

With U.S. Bank credit cards, you can earn cash back, travel, and point rewards; get discounts and free groceries. Don't want to pay much? Opt for a credit card with no annual fee or with low APRs. Add here a generous credit limit and here it is your perfect U.S. Bank credit card.

If you cannot find a credit card offer among the U.S. Bank credit cards, look at credit card offers from other banks. There are credit cards with cash back or miles rewards. If you need to transfer a balance or make a big purchase, look for credit cards with promo 0% interest rates. Those who want to build their credit will like credit cards that give free access to their credit score.

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This tool finds credit offers that suit your situation best. However, only lenders and issuers decide whether you'll be approved or not for an offer.

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It is hard to say which one of the credit bureaus is used most by the banks and credit card issuers to view credit scores. Every bank has its own preferences and one bank may pull different reports in different states. Some banks pull credit reports...
A FICO score is a type of credit score that is used to assess credit risk and determine whether to extend credit. FICO scores take into account various factors in five areas to determine credit worthiness: payment history, current level of...
The credit card companies and banks do not have an obligation to send a copy of a credit report to consumers. You can call the company and ask them to send you a copy of your credit report. The company may or may not send you a copy, depending on...
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