Synchrony Bank offers financing options to consumers with any type of credit history. Credit cards are the most prominent of all financing options.
Synchrony partners with different retailers, such as Walmart, to offer store credit cards and with healthcare providers, like CareCredit, to provide financing for health, wellness and beauty expenses. Other areas where you can find Synchrony Bank credit cards are auto services, electronics and appliances, flooring and home improvement.
Synchrony Bank issues credit cards with different features. Some credit cards come with rewards that are provided by either Synchrony Bank or a retailer. Special financing, or 0% intro APR, can be offered as an additional feature or instead of rewards and discounts as a main feature of a credit card. Regular interest rates are a bit higher than average, but some Synchrony store credit cards do come with competitive interest rates.
All Synchrony credit cards can be managed online through online account access. Cardholders can review their credit statements, make payments or enroll in Autopay through their online account. In addition, cardholders can find discounts and special offers while they are online.