In 1903, Dr. John Franklin Simmons started a bank in the town of Pine Bluff, Arkansas. The first bank in the area designated as a national bank, Simmons National Bank began with the intent to serve the community with personal attention and quality financial products - things the bank still offers today.
With over 100 locations throughout Arkansas, Missouri and Kansas, Simmons Bank now provides their customers with a variety of services, from checking and savings accounts to mortgages and credit cards. Personal, business, and investment banking services are all part of the Simmons Bank menu, but their credit card offerings may be one of their most attractive options.
Visa Platinum, Visa Platinum Rewards, Visa Gold Select, and Visa Classic all offer low APRs, balance transfers, and $0 annual fees. The Visa Platinum Rewards card gives members one point per dollar spent and lets them redeem their points for rewards ranging from free airfare with no seat restrictions or blackout dates. Travel insurance, emergency card replacement, and even emergency cash are just a few more perks offered by Simmons Bank's credit cards.
For folks looking for a checking account, Simmons Bank options include eChecking, student eChecking, All in One Checking, Clear Choice checking, Health Savings, and Fifty Plus Checking. Each type of account has different fees and minimum balances. Investment advising, CDs, Money Market accounts, and business accounts are more options offered by Simmons Bank - the bank that aims to maintain a neighborhood bank feel while giving superior service.