Best Prepaid Cards

100% Approval

No Credit Check
& No Bank Account Required

Best Prepaid Card Offers

Best Prepaid Card
$0 Activation Fee
No Credit Check
AccountNow® Prepaid Visa® Card
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
Activation Fee $4.95; one-time charge
Guaranteed Approval Yes
Credit Check No
Build Credit No
$0 Monthly Fee Pay As You Go Plan (See Cardholder Agreement on site)
  • $0 Monthly Fee Pay As You Go Plan (See Cardholder Agreement on site)
  • No Credit Check. No Overdraft Fees, ever.
  • Free* Direct Deposit and Online Bill Payment
 
Consumer Rating: 4 / 5

Other Prepaid Cards

You can sort items by clicking on the table header

How to compare card offers 1. Check the most attractive cards in the tables below
2. Click the "Compare" link below any card
3. Compare checked cards, select the best one and apply online.
Card Name
Activation Fee
Guaranteed Approval
Credit Check
Build Credit
Apply
AccountNow® Gold Visa® Prepaid Card
Click the Compare link to compare the checked cards side-by-side at the comparison table.
See website for Details* Yes! No No
Consumer Rating: 5 / 5
  • Get Paid up to 2 days Faster with Free Direct Deposit * - Get Your Paycheck or Benefits Checks in Your Card Account and Access Your Funds up to 2 days Earlier Than Payday.
  • No CreditCheck to Get a Card. No ChexSystems Check. No Existing Bank Account Required.
  • $0 Activation Fee*. No Minimum Balance. No Risk of Overdraft fees.
  • $15 Bonus* with Qualifying Direct Deposit. Never Pay to Cash Your Paychecks and Get Your Pay Faster.
  • Use it Everywhere Visa Debit Cards are Accepted and Pay Anyone with PayAnyone Bill Pay. Shop Online, Rent a Car, Pay Your Rent and More.
  • Easy Mobile Account Access and Text Alerts. Get Your Account Balance, Transaction Details Sent to Your Phone within Seconds.
  • BBB Accredited A+ Company. Excellent Customer Service.
  • *See Program Rules
Bronze ACE Elite™ Visa® Prepaid Debit Card
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
See terms No No No
Consumer Rating: 5 / 5
  • Get your tax refund faster than a paper check.
  • No-Fee Cash Withdrawals at ACE.
  • Use everywhere Visa® debit cards are accepted.
  • Manage your money online and on-the-go.
  • ACE Elite with Direct Deposit FeeAdvantageTM Plan.
  • Earn Payback Rewards.
Pink ACE Elite™ Visa® Prepaid Debit Card
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
See terms No No No
Consumer Rating: 5 / 5
  • No-Fee Cash Withdrawals at ACE.
  • Enroll in Direct Deposit, and You Can Get Paid Faster.
  • Access Your Account From the Palm of Your Hand.
  • Transfer Funds.
  • Reward Yourself.
  • Give back with the Pink ACE Elite Card.
Get Your CARD MATCH
Check if you're pre-qualified for credit cards
  • It takes less than 1 minute
  • Will Not Affect Your Credit Score
Please, select your credit score
Please, select your bankruptcy status
Please, select your state
Select the state of your residence
Check off your current active bank accounts. Don't check anything if you haven't active accounts.
This service finds the credit cards which suit your situation best. However, only card issuers decide whether you'll be approved or not for a credit card.

Advantages of Prepaid Cards

Prepaid cards are an easy, convenient and secure alternative to carrying cash. It is a card you can load money on and use anywhere - in stores, online or over the phone. You can withdraw cash, book flights, make hotel reservations, shop and pay your bills online, and without the danger of getting into debt. Prepaid credit cards are also not linked to your bank account. With pre-funded cards you can only spend money you load on it. Once the card value has been depleted, you can't make any purchases until you add more funds. You can have your paycheck or child support, unemployment, and other benefits automatically deposited to your card or use any of the other ways to load money on it.

Almost anyone can get a prepaid debit card. It does not require credit checks or bank accounts for approval, which makes these cards a good option for those who cannot qualify for a regular credit card. Reloadable cards offer the convenience of paying without cash and at the same there are no interest charges (though you should be aware of the fees), and no risk of taking on debt, yet prepaid cards do not help improve your credit rating. Pre-funded cards are a good alternative for young people, parents can rest assured knowing their children will not go over the limit. You can also issue an additional card, and easily transfer money to your family members in another location or country. Just deposit funds and get instant access to it.
Latest Credit Card Guides More Guides »

June 14, 2018

If you’ve had a setback or two that left your credit score the worse for wear, you might be wondering what the best way is to rebound and get back on track to healthy credit. The good news is that ...

May 18, 2018

Most people don’t like to pay fees. Whether it’s a surcharge on a ticket purchase, a parking ticket, or an extra charge to check a bag on a plane, fees can seem unnecessary, irritating, and downright ...

Have a question about cards?

Ask our credit card experts and you'll receive the answers by e-mail.

Copyright © 2001-2018 BestCreditOffers.com All Rights Reserved.

*See the credit card's terms and conditions on the online application page. Note that this website may be compensated by credit card issuers when the visitor applies for a card through the links on this website. We do our best to maintain all information accurate and up to date. However, we do not warrant the credit card information won't change. Click the "Apply Online" button and review the current info on the secure credit card terms page.

Information in these articles is brought to you by BestCreditOffers.com. Banks, issuers, and credit card companies mentioned in the articles do not endorse or guarantee, and are not responsible for, the contents of the articles.

The BestCreditOffers.com webpage is a free service and an information resource for credit cards and financial products and services available to eligible United States consumers. BestCreditOffers.com does not offer any warranties and is not a direct service. There are no guarantees for approval or offers when applying for a credit card. Please refer to the application if you would like more information on each credit card. When you click "Apply" for a particular credit card, please take the time to review the terms and conditions of the product/service at the issuer's website. All logos on the BestCreditOffers.com website are property of their respective owners.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer. Opinions expressed here are the author's alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. Reasonable efforts are made to present accurate info, however all info is presented without warranty. Consult a card's issuing bank for terms & conditions.

BestCreditOffers.com makes every effort to keep information up to date and accurate. However, the information regularly changes and is presented without warranty. Therefore, we strongly recommend all our readers to visit the credit card application page by clicking "Apply Online!" button to review the detailed credit card's terms and conditions. Note that BestCreditOffers.com may be compensated by the credit card issuers when the readers apply for a credit card through this site.

BestCreditOffers.com is an independent, advertising-supported website which receives compensation from the credit card issuers and companies whose offers appear on the site. Compensation may impact how and where products appear on our site, including, for example, the order in which they may appear on the site pages. BestCreditOffers.com does not review or list all available financial or credit offers.

Disclosure: Not an access card.

You've successfully subscribed!

Please specify the following:All these fields are optional

Thank you for providing this information! We will make sure our letters are useful for You.