Best Prepaid Cards

100% Approval

No Credit Check
& No Bank Account Required

Best Prepaid Card Offers

Best Prepaid Card
$0 Activation Fee
No Credit Check
AccountNow® Prepaid Visa® Card
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
Activation Fee $4.95; one-time charge
Guaranteed Approval Yes
Credit Check No
Build Credit No
$0 Monthly Fee Pay As You Go Plan (See Cardholder Agreement on site)
  • $0 Monthly Fee Pay As You Go Plan (See Cardholder Agreement on site)
  • No Credit Check. No Overdraft Fees, ever.
  • Free* Direct Deposit and Online Bill Payment
Consumer Rating: 4 / 5

Other Prepaid Cards

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How to compare card offers 1. Check the most attractive cards in the tables below
2. Click the "Compare" link below any card
3. Compare checked cards, select the best one and apply online.
Card Name
Activation Fee
Guaranteed Approval
Credit Check
Build Credit
AccountNow® Gold Visa® Prepaid Card
Click the Compare link to compare the checked cards side-by-side at the comparison table.
See website for Details* Yes! No No
Consumer Rating: 5 / 5
  • Get Paid up to 2 days Faster with Free Direct Deposit * - Get Your Paycheck or Benefits Checks in Your Card Account and Access Your Funds up to 2 days Earlier Than Payday.
  • No CreditCheck to Get a Card. No ChexSystems Check. No Existing Bank Account Required.
  • $0 Activation Fee*. No Minimum Balance. No Risk of Overdraft fees.
  • $15 Bonus* with Qualifying Direct Deposit. Never Pay to Cash Your Paychecks and Get Your Pay Faster.
  • Use it Everywhere Visa Debit Cards are Accepted and Pay Anyone with PayAnyone Bill Pay. Shop Online, Rent a Car, Pay Your Rent and More.
  • Easy Mobile Account Access and Text Alerts. Get Your Account Balance, Transaction Details Sent to Your Phone within Seconds.
  • BBB Accredited A+ Company. Excellent Customer Service.
  • *See Program Rules
Bronze ACE Elite™ Visa® Prepaid Debit Card
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See terms No No No
Consumer Rating: 5 / 5
  • Get your tax refund faster than a paper check.
  • No-Fee Cash Withdrawals at ACE.
  • Use everywhere Visa® debit cards are accepted.
  • Manage your money online and on-the-go.
  • ACE Elite with Direct Deposit FeeAdvantageTM Plan.
  • Earn Payback Rewards.
Pink ACE Elite™ Visa® Prepaid Debit Card
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
See terms No No No
Consumer Rating: 5 / 5
  • No-Fee Cash Withdrawals at ACE.
  • Enroll in Direct Deposit, and You Can Get Paid Faster.
  • Access Your Account From the Palm of Your Hand.
  • Transfer Funds.
  • Reward Yourself.
  • Give back with the Pink ACE Elite Card.
Check if you're pre-qualified for a credit offer
  • It takes less than 1 minute
  • Will Not Affect Your Credit Score
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This tool finds credit offers that suit your situation best. However, only lenders and issuers decide whether you'll be approved or not for an offer.

Advantages of Prepaid Cards

Prepaid cards are an easy, convenient and secure alternative to carrying cash. It is a card you can load money on and use anywhere - in stores, online or over the phone. You can withdraw cash, book flights, make hotel reservations, shop and pay your bills online, and without the danger of getting into debt. Prepaid credit cards are also not linked to your bank account. With pre-funded cards you can only spend money you load on it. Once the card value has been depleted, you can't make any purchases until you add more funds. You can have your paycheck or child support, unemployment, and other benefits automatically deposited to your card or use any of the other ways to load money on it.

Almost anyone can get a prepaid debit card. It does not require credit checks or bank accounts for approval, which makes these cards a good option for those who cannot qualify for a regular credit card. Reloadable cards offer the convenience of paying without cash and at the same there are no interest charges (though you should be aware of the fees), and no risk of taking on debt, yet prepaid cards do not help improve your credit rating. Pre-funded cards are a good alternative for young people, parents can rest assured knowing their children will not go over the limit. You can also issue an additional card, and easily transfer money to your family members in another location or country. Just deposit funds and get instant access to it.
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