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Choose from Plains Commerce Bank Credit Cards

Card Overall Rating
Good/Limited Credit
  • Upon credit approval, the collateral deposit you provide becomes the credit limit on your Visa® card. Choose between $200 and $1,000.
  • A minimum collateral deposit of $200 is required to open this account.
  • After the first year, you can request to increase the credit limit up to a maximum of $5,000 (subject to credit approval and additional collateral deposits).
  • This card is perfect for people new to credit as well as people looking to rebuild their credit.
  • Reports monthly to all three major credit bureaus.
  • Build or rebuild your credit by keeping your balances low and paying all creditors on time every month.
  • 24/7 online account center.
  • This card is issued by Plains Commerce Bank pursuant to a license from Visa U.S.A., Inc.
Regular APR
18.90% (fixed)*
Annual Fee
Credit Check
Credit Bureaus Reporting
Build Credit

What is Plains Commerce Bank?

Plains Commerce Bank is a community bank headquartered in Hoven, SD. The bank started as the Bank of Hoven in 1931. The name Plains Commerce Bank appeared after the merge with The People's Bank and represents the bank's place in the nation and its core strengths.

Today Plains Commerce is one of the largest banks in South Dakota. It successfully serves North and South Dakotas providing quality services and products to its customers. The bank has 9 locations throughout Dakotas and thousands of ATM locations nationwide. Customers can also enjoy the convenience of online banking by opening or managing their accounts online.

Consumers who like the convenience of credit cards or want to build or rebuild their credit may like PCB Secured Visa cards. As all secured cards, PCB Secured Visa cards require at least the minimum collateral deposit of $200. The card's credit limit will be equal to the deposit. However, the initial collateral deposit can't be above $1,000 within the first year.

Plains Commerce Bank credit cards are reported to all three major credit bureaus allowing consumers to build or rebuild their credit with responsible use.

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