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PenFed Credit Union is federally insured by NCUA and is an Equal Housing Lender. The credit union serves members in the United States and worldwide. PenFed branches are located in the U.S., plus there are locations in Puerto Rico, Japan, Portugal, and Guam.
As a credit card issuer, PenFed offers credit cards for various needs. The selection of PenFed credit cards is fairly small, but most of the offers are no annual fee credit cards that come with relatively low APRs. Each PenFed credit card is designed to meet specific needs. Whether you are looking for a cash back credit card, low balance transfer APRs, or a travel rewards credit card, PenFed has you covered.
Pentagon Federal Credit Union historically had a limited membership. Only military members could join the union and enjoy PenFed products and services. Today anyone can become a PenFed Credit Union member. However, military members can still enjoy additional benefits and perks, including those offered with credit cards. For example, military members can become PenFed Honors Advantage members to earn higher rewards in specific categories or have a credit card annual fee waived.
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