PayPal Credit Card Alternatives

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PayPal eased our lives a lot offering us simple ways to send money without sharing financial information. Today lots of people have PayPal accounts. And those who have an active PayPal account can apply for a PayPal credit card or a PayPal prepaid card.

PayPal cards are Mastercard branded credit cards and come with Mastercard Platinum benefits. You can use PayPal debit card in stores or online – everywhere Mastercard is accepted.

BEST for EXCELLENT/GOOD CREDIT
Discover it® Miles
Click the Compare link to compare the checked cards side-by-side at the comparison table.

We'll match all the Miles you've earned at the end of your first year. For example, if you earn 30,000 Miles, you get 60,000 Miles.

Unlimited 1.5x Miles per dollar on all purchases, every day, with no annual fee.

No Blackout Dates - fly any airline, stay at any hotel.

 
Consumer Rating: 5 / 5
BEST for BAD CREDIT
Horizon Gold Credit Card
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$500 Credit Limit. No Credit Check.

No Employment Check.

Must have Active Debit Card or Credit Card to qualify.

 
Consumer Rating: 4 / 5

Best Credit Card Alternatives to PayPal Cards

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How to compare card offers 1. Check the most attractive cards in the tables below
2. Click the "Compare" link below any card
3. Compare checked cards, select the best one and apply online.
Card Name
Credit History
APR %
Annual Fee
Application Processing Fee
Apply
Discover it® - Cashback Match™
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Excellent, Good 11.99% - 23.99% Variable $0 See terms
Consumer Rating: 5 / 5
  • INTRO OFFER: Discover will match ALL the cash back earned at the end of your first year, automatically.
  • Earn 5% cash back at Amazon.com and Target now through December 2017, on up to $1,500 in purchases when you activate. Plus, 1% cash back on all other purchases.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
Credit One Bank® Platinum Visa® for Building Credit
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Fair 16.99% - 24.99% Variable $0 - $99 See terms
Consumer Rating: 4 / 5
  • See if you Pre-Qualify without harming your credit score.
  • This fully unsecured credit card with no deposit requirement can be helpful in growing or building credit. Your account activity will be reported monthly to all three major credit bureaus.
  • All the features you want in a credit card are included. Get 1% cash back on eligible purchases, take advantage of free online credit score tracking, and enjoy credit line increase opportunities. Terms apply.
Discover it® chrome
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
Excellent, Good 11.99% - 23.99% Variable $0 See terms
Consumer Rating: 5 / 5
  • INTRO OFFER: Discover will match ALL the cash back earned at the end of your first year, automatically.
  • 2% cash back at restaurants and gas stations on up to $1,000 in combined purchases every quarter - no sign-ups needed. Plus, 1% cash back on all your other purchases.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
Barclaycard Arrival Plus® World Elite Mastercard®
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Excellent 16.99%, 20.99% or 23.99% Variable $89 - waived first year See terms
Consumer Rating: 5 / 5
  • Enjoy 40,000 bonus miles after you spend $3,000 on purchases in the first 90 days — that's enough to redeem for a $400 travel statement credit toward an eligible travel purchase
  • Earn 2X miles on all purchases
  • Get 5% miles back to use toward your next redemption, every time you redeem
Milestone® Mastercard® with Free Choice of Card Image
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Fair / Good 23.9% $35 - $99* See Terms*
Consumer Rating: 4 / 5
  • Applying is quick and easy with our fast decision process
  • Less than perfect credit is okay
  • 24/7 access to your account information, even on mobile
Credit One Bank® Unsecured Visa® - No Deposit Required
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Fair 16.99% - 24.99% Variable $0 - $99 See terms
Consumer Rating: 5 / 5
  • This unsecured card requires no deposit and can help build your credit
  • Receive opportunities for credit line increases, a fee may apply
  • See if you Pre-Qualify in less than 60 seconds
Get Your CARD MATCH
Check if you're pre-qualified for credit cards
  • It takes less than 1 minute
  • Will Not Affect Your Credit Score
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This service finds the credit cards which suit your situation best. However, only card issuers decide whether you'll be approved or not for a credit card.

PayPal credit card alternatives for PayPal account holders

Are you a PayPal account holder? If yes, then you may want to apply for a PayPal credit card. PayPal offers the PayPal Extras Mastercard® credit card to the PayPal members.

PayPal Extras Mastercard gives access to exclusive offers and additional reward points on all eBay and PayPal purchases. Plus you can shop with this card everywhere Mastercard is accepted and use Mastercard benefits.

Those who can't get a PayPal credit card may apply for the PayPal Prepaid Mastercard®. This card is also available to PayPal members only.

The card allows you to earn cash back rewards on special offers from specific merchants. PayPal prepaid card is a reloadable debit card with optional savings account. The savings account is offered through the Bancorp Bank.

Link your PayPal prepaid card to your PayPal account to get full access to the available features. iPhone and Android users can download the PayPal Prepaid mobile app to manage prepaid account from the smartphone. You can check the card balance or review the recent transactions on the go.

Related FAQs More FAQs >>

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While the GameStop credit card allows to build credit history, we would not recommend it as a first credit card because the card is basically designed for people with established credit. Also. we ...

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No, Firestone credit card can only be used at Firestone locations. If you want to use the card everywhere, we would recommend you apply for a regular credit card. Regular credit cards are accepted ...

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