Looking for National Credit Direct Offers?

National Credit Direct Offers

4
Card Overall Rating
Bad/Fair Credit
  • Instant $500 Credit Line
  • Reports to Trans Union, Equifax and Experian
  • Shop Exclusively at NationalCreditDirect.com
  • No Over Limit Fee
  • Bad Credit, No Credit, No Problem
  • Build Your Credit and Payment History with Unsecured Credit Line
  • 5% Cash Back on All Purchases or FREE merchandise6
  • Instant Response -- Start shopping in just minutes
Intro APR on Purchases
n/a
Intro APR on Balance Transfers
n/a
Ongoing APR
0.0%
Annual Fee
See Terms*

Breakthrough Credit with National Credit Direct

National Credit Direct is a shopping portal where consumers can purchase electronics they want. If you need a new named brand computer or merchandise but cannot afford it, National Credit Direct will offer you an affordable payment plan.

Credit line from National Credit Direct is also a good start up for those who do not have credit history, have bad credit or had bankruptcy in the past. That's because National Credit Direct offers an unsecured credit line which will be reported to the major credit bureaus monthly. You will only need to make all the payments on time to show good payment history. And payment history makes 35% of your credit score.

The credit account with National Credit Direct will give you access to their rewards program. You will be able to earn cash back rewards on all your purchases. The cash back rewards can be used to get free merchandise.

National Credit Direct will also help you understand how credit history and credit score work. Their financial education is your way to healthy credit with the prospects to apply for additional credit line.

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A FICO score is a type of credit score that is used to assess credit risk and determine whether to extend credit. FICO scores take into account various factors in five areas to determine credit worthiness: payment history, current level of...
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