National Credit Direct is a shopping portal where consumers can purchase electronics they want. If you need a new named brand computer or merchandise but cannot afford it, National Credit Direct will offer you an affordable payment plan.

Credit line from National Credit Direct is also a good start up for those who do not have credit history, have bad credit or had bankruptcy in the past. That's because National Credit Direct offers an unsecured credit line which will be reported to the major credit bureaus monthly. You will only need to make all the payments on time to show good payment history. And payment history makes 35% of your credit score.

The credit account with National Credit Direct will give you access to their rewards program. You will be able to earn cash back rewards on all your purchases. The cash back rewards can be used to get free merchandise.

National Credit Direct will also help you understand how credit history and credit score work. Their financial education is your way to healthy credit with the prospects to apply for additional credit line.