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National Credit Direct Offers

National Credit Direct Application
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Card Overall Rating
Any Credit
  • Shop Brand Name Electronics.
  • No Turn Downs.
  • Credit Limit of Up To $3,500.6
  • 0% APR.
  • FREE: Get your credit score every month and reasons affecting it.
  • Reward Points for every dollar spent.
  • Low Flexible Payments.
  • Reports to Major Credit Bureau.
  • Bad Credit - OK.
Intro APR on Purchases
Intro APR on Balance Transfers
Ongoing APR
Annual Fee

Breakthrough Credit with National Credit Direct

National Credit Direct is a shopping portal where consumers can purchase electronics they want. If you need a new named brand computer or merchandise but cannot afford it, National Credit Direct will offer you an affordable payment plan.

Credit line from National Credit Direct is also a good start up for those who do not have credit history, have bad credit or had bankruptcy in the past. That's because National Credit Direct offers an unsecured credit line which will be reported to a major credit bureau monthly. You will only need to make all the payments on time to show good payment history. And payment history makes 35% of your credit score.

The credit account with National Credit Direct will give you access to their rewards program. You will be able to earn 100 reward points per every dollar you spend. The points can be redeemed for electronics or even for cash back.

National Credit Direct will also help you understand how credit history and credit score work. Their financial education is your way to healthy credit with the prospects to apply for additional credit line.

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It is hard to say which one of the three major credit bureaus is used most by the banks and credit card issuers to view credit scores. Every bank has its own preferences and one bank may pull different reports in different states. Some banks pull...
Here are FICO scores for each credit rating: - Excellent: 750-850 - Good: 700-749 - Fair: 640-699 - Bad: 350-639 The scoring model of different credit bureaus may slightly differ because each credit bureaus uses its own formula but the average...
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