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Prepaid Cards from MetaBank

5
Card Overall Rating
See website for Details*
  • Get Paid up to 2 days Faster with Free Direct Deposit * - Get Your Paycheck or Benefits Checks in Your Card Account and Access Your Funds up to 2 days Earlier Than Payday.
  • No CreditCheck to Get a Card. No ChexSystems Check. No Existing Bank Account Required.
  • $0 Activation Fee*. No Minimum Balance. No Risk of Overdraft fees.
  • $15 Bonus* with Qualifying Direct Deposit. Never Pay to Cash Your Paychecks and Get Your Pay Faster.
  • Use it Everywhere Visa Debit Cards are Accepted and Pay Anyone with PayAnyone Bill Pay. Shop Online, Rent a Car, Pay Your Rent and More.
  • Easy Mobile Account Access and Text Alerts. Get Your Account Balance, Transaction Details Sent to Your Phone within Seconds.
  • BBB Accredited A+ Company. Excellent Customer Service.
  • *See Program Rules
Guaranteed Approval
Yes
Instant Response
Yes
Credit Check
No
Activation Fee
See website for Details*

MetaBank Prepaid Cards

MetaBank is dedicated to offering consumers a variety of customized payment solutions including credit cards, prepaid debit cards, ATM cards and reloadable gift cards. Founded by Stanley Haar in 1954, the federally-chartered savings bank is headquartered in Iowa.

If you are concerned about the risk posed by a traditional credit card regarding your ability to go into debt and accumulate high interest and finance charges, a MetaBank prepaid card may be the perfect solution for you. Each MetaBank card is co-branded with either the Visa or Mastercard logo so you can use it wherever those payment methods are accepted.

Budgeting is easy with a prepaid MetaBank card. Because your spending limit is determined by the amount of funds you load onto the card, there is no fear of overdrawing your account, charging beyond your limit and amassing finance charges as a result. Reloading the card is simple - you can accomplish it one of four ways. You have the option to reload funds at participating retail stores, by transferring money from a PayPal account, transferring money from an account you have at a financial institution such as a savings or checking account, or you can arrange to have your employer direct-deposit your paycheck right onto your MetaBank card. Free direct deposit is just one of a MetaBank prepaid card's many perks.

Others include the ability to rebuild your credit, which is important if you are recovering from some past financial mishaps. Accessibility is also important if you are in that situation. There is no credit check needed to obtain a prepaid MetaBank card. This means that consumers with a poor credit score or no credit history at all can qualify.

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This service finds the credit cards which suit your situation best. However, only card issuers decide whether you'll be approved or not for a credit card.

Not Sure Which Card to Choose?

Ask Our Experts or Read Credit Card FAQs
Most prepaid cards do not report to the credit bureaus as these are not about extending credit to you. Prepaid cards are not credit cards, thus they do not help your credit. But these are a good alternative to carrying cash. If you are interested in...
Metabank offers prepaid cards. Prepaid cards don't have a credit line and they are not credit cards. No credit is granted to you and no payments are required, so it has no effect on your credit score. If you want to build credit, it's better to...
Metabank specializes on prepaid cards, so all the benefits of prepaid cards are there for you. Namely, no operations made with prepaid cards will affect your credit, so you may feel safe about your credit history. Prepaid cards won't make you spend...
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