JCPenney Credit Card Alternatives

advertiser disclosure
BestCreditOffers.com is an independent, advertising-supported website which receives compensation from the credit card issuers and companies whose offers appear on the site. Compensation may impact how and where products appear on our site, including, for example, the order in which they may appear on the site pages. BestCreditOffers.com does not review or list all available financial or credit offers.

The customers who are looking for something exclusive will like JCPenney credit cards. The cards give you access to jcp rewards program. You will be able to earn bonus points during the year and even more points with special bonus points events.

JCPenney credit card is issued by GE Capital Retail Bank ("GECRB") and can be used at JCPenney stores (in-stores and online), Sephora, CVS/Pharmacy, and Rite Aid Pharmacy.

CARD for EXCELLENT/GOOD CREDIT
Discover it® Miles
Click the Compare link to compare the checked cards side-by-side at the comparison table.

We'll match all the Miles you've earned at the end of your first year. For example, if you earn 30,000 Miles, you get 60,000 Miles.

Unlimited 1.5x Miles per dollar on all purchases, every day, with no annual fee.

No Blackout Dates - fly any airline, stay at any hotel.

 
Consumer Rating: 5 / 5
CARD for BAD CREDIT
Horizon Gold Credit Card
Click the Compare link to compare the checked cards side-by-side at the comparison table.

$500 Credit Limit. No Credit Check.

No Employment Check.

Must have Active Debit Card or Credit Card to qualify.

 
Consumer Rating: 4 / 5

You can sort items by clicking on the table header

How to compare card offers 1. Check the most attractive cards in the tables below
2. Click the "Compare" link below any card
3. Compare checked cards, select the best one and apply online.
Card Name
Credit History
Intro APR Purch.
(Intro Period)
APR %
Annual Fee
Apply
Discover it® - Cashback Match™
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
Excellent, Good 0% (14 months) 11.99% - 23.99% Variable $0
Consumer Rating: 5 / 5
  • INTRO OFFER: Discover will match ALL the cash back earned at the end of your first year, automatically.
  • Earn 5% cash back at Amazon.com and Target now through December 2017, on up to $1,500 in purchases when you activate. Plus, 1% cash back on all other purchases.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
Credit One Bank® Platinum Visa® for Building Credit
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
Fair N/A 16.99% - 24.99% Variable $0 - $99
Consumer Rating: 4 / 5
  • See if you Pre-Qualify without harming your credit score.
  • This fully unsecured credit card with no deposit requirement can be helpful in growing or building credit. Your account activity will be reported monthly to all three major credit bureaus.
  • All the features you want in a credit card are included. Get 1% cash back on eligible purchases, take advantage of free online credit score tracking, and enjoy credit line increase opportunities. Terms apply.
Discover it® chrome
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
Excellent, Good 0% (14 months) 11.99% - 23.99% Variable $0
Consumer Rating: 5 / 5
  • INTRO OFFER: Discover will match ALL the cash back earned at the end of your first year, automatically.
  • 2% cash back at restaurants and gas stations on up to $1,000 in combined purchases every quarter - no sign-ups needed. Plus, 1% cash back on all your other purchases.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
Barclaycard Arrival Plus® World Elite Mastercard®
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
Excellent N/A 16.99%, 20.99% or 23.99% Variable $89 - waived first year
Consumer Rating: 5 / 5
  • Enjoy 40,000 bonus miles after you spend $3,000 on purchases in the first 90 days — that's enough to redeem for a $400 travel statement credit toward an eligible travel purchase
  • Earn 2X miles on all purchases
  • Get 5% miles back to use toward your next redemption, every time you redeem
Milestone® Mastercard® with Free Choice of Card Image
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
Fair / Good N/A 23.9% $35 - $99*
Consumer Rating: 4 / 5
  • Applying is quick and easy with our fast decision process
  • Less than perfect credit is okay
  • 24/7 access to your account information, even on mobile
Credit One Bank® Unsecured Visa® - No Deposit Required
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
Fair N/A 16.99% - 24.99% Variable $0 - $99
Consumer Rating: 5 / 5
  • This unsecured card requires no deposit and can help build your credit
  • Receive opportunities for credit line increases, a fee may apply
  • See if you Pre-Qualify in less than 60 seconds
Get Your CARD MATCH
Check if you're pre-qualified for credit cards
  • It takes less than 1 minute
  • Will Not Affect Your Credit Score
Please, select your credit score
Please, select your bankruptcy status
Please, select your state
Select the state of your residence
Check off your current active bank accounts. Don't check anything if you haven't active accounts.
This service finds the credit cards which suit your situation best. However, only card issuers decide whether you'll be approved or not for a credit card.

The Brightest JCP Rewards

JCPenney rewards card allows you to earn bonus points and get jcp reward every month. J.C. Penney credit cards have three levels: a card with general rewards, JCPenney Gold credit card, and JCPenney Platinum credit card.

Gold and Platinum status give you access to more benefits and services. You will enjoy special discounts and offers during the year. Plus you will receive $10 or $15 coupons during the year. The Platinum status will also give you the opportunity to take advantage of free shipping events.

To get the gold status you will need to spend $500 or more on merchandise or services using your JCPenney credit card over two or more days in a calendar year.

If you spend $1,000 or more, you will qualify for a Platinum status.

All JCP rewards credit cards offer special promotional financing for furniture, in-home custom decorating, mattresses, and window treatments. Simply use your JCPenney credit card to get the financing.

JCPenney credit card can be a good addition to your credit cards issued by major banks. JCP card is not a Visa or a Mastercard credit card and is accepted at particular retailers. If you shop at JCP and want to be always aware of their deals, apply for JCPenney credit card.

Related FAQs More FAQs >>

There are a lot of rewards credit cards with low interest rates that allow you to earn rewards on purchases, including GameStop purchases. You can choose to earn cash back, bonus points or miles ...

Continue»

While the GameStop credit card allows to build credit history, we would not recommend it as a first credit card because the card is basically designed for people with established credit. Also. we ...

Continue»

No, Firestone credit card can only be used at Firestone locations. If you want to use the card everywhere, we would recommend you apply for a regular credit card. Regular credit cards are accepted ...

Continue»

Copyright © 2001-2017 BestCreditOffers.com All Rights Reserved.

* The BestCreditOffers.com webpage is a free service and an information resource for credit cards and financial products and services available to eligible United States consumers. BestCreditOffers.com does not offer any warranties and is not a direct service. There are no guarantees for approval or offers when applying for a credit card. Please refer to the application if you would like more information on each credit card. When you click "Apply" for a particular credit card, please take the time to review the terms and conditions of the product/service at the issuer's website. All logos on the BestCreditOffers.com website are property of their respective owners.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer. Opinions expressed here are the author's alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. Reasonable efforts are made to present accurate info, however all info is presented without warranty. Consult a card's issuing bank for terms & conditions.

BestCreditOffers.com makes every effort to keep information up to date and accurate. However, the information regularly changes and is presented without warranty. Therefore, we strongly recommend all our readers to visit the credit card application page by clicking "Apply Online!" button to review the detailed credit card's terms and conditions. Note that BestCreditOffers.com may be compensated by the credit card issuers when the readers apply for a credit card through this site.

BestCreditOffers.com is an independent, advertising-supported website which receives compensation from the credit card issuers and companies whose offers appear on the site. Compensation may impact how and where products appear on our site, including, for example, the order in which they may appear on the site pages. BestCreditOffers.com does not review or list all available financial or credit offers.

Disclosure: Not an access card.