How to Convert Credit Card Rewards into Donations

Tuesday, June 25th, 2019
Updated: June 25th, 2019
The content is accurate at the time of publication and is subject to change.

Have you ever thought about contributing to charity? There are a lot of different ways to support benevolent institutions, and credit card rewards donations are one of them. A small piece of your rewards can become the very grain that will save someone’s life. And, luckily, donating your credit card bonuses turns out to be as easy as ABC since a lot of card companies take care of this issue.

Significant Details

When you decide to donate your rewards to charity, you should make sure to clarify a few moments first:

  • Issuers’ Initiative
    First of all, find out whether your credit card issuer allows you to redeem your bonuses, points, miles or cash back for donations. As a rule, they have special sections on their sites dedicated to donation programs.
  • Charity Organizations
    Note that not all charities allow donations to be made through credit card rewards. If your chosen charity organization is not on the list, pay attention to alternatives. Fortunately, issuers typically partner with a lot of different organizations throughout the world.
  • Minimum Donation Amount
    This doesn’t apply to all issuers, but some may set a minimum amount of rewards to make a donation. On average, it is about $10-$30.
  • Fees
    Yes, some credit card companies charge additional fees for processing a donation. Others, on the contrary, take all fees upon themselves when it comes to charity. Be careful to calculate all costs.
  • Extra Rewards
    Great news about making a donation with your rewards credit card is that you may earn some extra rewards. So, good deeds bring good things.

Credit Card Programs to Donate

To make the process of contributing easier for you, here we collected the information on our partner credit card issuers’ donation programs. Just check it out and go ahead! And remember that you are doing a noble cause.

  • Discover
    The issuer allows their cardholders to donate Cashback Bonus rewards without any restrictions to such organizations as American Cancer Society, American Red Cross, WWF, and others. Moreover, Discover annually enlarges donations to the organization that receives the biggest amount for a year with an extra $25,000. To donate, you can log in to your account and do it online or call 1-800-347-2837.
  • Capital One
    Unfortunately, Capital One doesn’t currently offer its own donation program. However, you can always contribute your miles to charity redeeming them as a cash back. The advantage of this method is that you can prefer any amount and any charity.
  • Citibank®
    Citi gives its cardmembers the opportunity to donate their ThankYou Rewards online. The company partners with American Red Cross and SmileTrain. The minimum amount to contribute is $25 or 2,500 points. It is also possible to redeem your points as a statement credit and then donate in any amount. Thus, you can choose any charities as well.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.

Latest Other Card Guides

Why You Shouldn’t Neglect a Concierge Service That Comes with Your Credit Card February 3rd, 2020

Imagine that you choose between two similar credit cards one of which does offer complimentary concierge services as a benefit while the other doesn’t. Would this be a decisive factor for you? Most likely not. Despite the fact that many credit cards have this perk in the rewards list, potential applicants rarely pay attention to […]

Continue »
How to Get Your Wallet Ready for the Upcoming Holidays December 16th, 2019

At last, the most exciting and miraculous time of the year which each of us has been looking forward to is just around the corner. However, this period is not only the most magical but also, perhaps, the costliest. Now that less than a month is left before Christmas Eve, it’s time to think about preparing gifts for your near and dear ones. And you definitely do not want these purchases to set you back a small fortune once again.

Continue »
Why Was My Credit Card Application Denied? September 21st, 2019

When you apply for a credit card, there can be two possible outcomes: you get approved or you get denied. Of course, in case the second option takes place, you are most likely to become confused, disappointed or even angry.

Continue »
How I Ended My Toxic Relationship With Credit Cards February 27th, 2018

Do you know the signs of a toxic relationship? You feel out of control, just not yourself anymore.

Continue »
What You Need to Know About EMV Chip Credit Cards October 6th, 2017

If you’ve been reading about the changes in credit card payments lately, you might be wondering how it’s going to affect you.

Continue »
Best Credit Offer
First Access Visa® Solid Black Credit Card
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
Consumer Rating: 4 / 5
Horizon Card Services Horizon Gold Credit Card
Copyright © 2001-2020 All Rights Reserved.

*See the credit card's terms and conditions on the online application page. Note that this website may be compensated by credit card issuers when the visitor applies for a card through the links on this website. We do our best to maintain all information accurate and up to date. However, we do not warrant the credit card information won't change. Click the "Apply Online" button and review the current info on the secure credit card terms page.

Information in these articles is brought to you by Banks, issuers, and credit card companies mentioned in the articles do not endorse or guarantee, and are not responsible for, the contents of the articles.

The webpage is a free service and an information resource for credit cards and financial products and services available to eligible United States consumers. does not offer any warranties and is not a direct service. There are no guarantees for approval or offers when applying for a credit card. Please refer to the application if you would like more information on each credit card. When you click "Apply" for a particular credit card, please take the time to review the terms and conditions of the product/service at the issuer's website. All logos on the website are property of their respective owners.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer. Opinions expressed here are the author's alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. Reasonable efforts are made to present accurate info, however all info is presented without warranty. Consult a card's issuing bank for terms & conditions. makes every effort to keep information up to date and accurate. However, the information regularly changes and is presented without warranty. Therefore, we strongly recommend all our readers to visit the credit card application page by clicking "Apply Online!" button to review the detailed credit card's terms and conditions. Note that may be compensated by the credit card issuers when the readers apply for a credit card through this site. is an independent, advertising-supported website which receives compensation from the credit card issuers and companies whose offers appear on the site. Compensation may impact how and where products appear on our site, including, for example, the order in which they may appear on the site pages. does not review or list all available financial or credit offers.

Disclosure: Not an access card.

You've successfully subscribed!

Please specify the following:All these fields are optional

Thank you for providing this information! We will make sure our letters are useful for You.

User Generated Content Disclaimer: These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.