Guide to Discover it® Cash Back Bonus Categories in 2019

Thursday, April 4th, 2019
Updated: April 4th, 2019
The content is accurate at the time of publication and is subject to change.

Discover affords holders of some their cash back credit cards an opportunity to get 5% back on purchases of up to $1,500 per quarter after activation in certain locations rotating quarterly. As a rule, cards of that kind come with the highest rewards.

Discover’s Cashback Bonus Calendar

During the first quarter – from January to March, cardholders could enjoy 5% cash back at grocery stores. Now as the second quarter has started, let’s see what we are to benefit of in the next three quarters of the year.

  • April 1 – June 30, 2019: Gas stations, Uber (except Uber Eats) and Lyft. Available for activation.
  • July 1 – September 30, 2019: Restaurants (full-service restaurants, cafes, cafeterias and fast food locations) and PayPal. Can be activated starting May 1.
  • October 1 – December 31, 2019: Amazon.com, Target and Walmart.com. Can be activated starting August 1.

Key Terms

  • Available for the Discover it® Cash Back, the Discover it® Balance Transfer, the Discover it® Student Cash Back and the NHL® Discover it® credit cards;
  • Activate categories each quarter;
  • Earn 5% cash back until you reach $1,500 in purchases (up to $75 cash back);
  • Earn 1% cash back on all other purchases (unlimited);
  • Purchases made using tap-and-pay, mobile or wireless card readers, virtual wallets or similar technology may not be eligible;
  • Cashback bonus appears at your account within two billing periods;
  • Cashback bonus never expires;
  • Cash back may be redeemed for gift cards with $5 free added to each card, starting at $20, purchases at Amazon.com, a charitable donation, a deposit to your bank account or your Discover bill.

How to Activate Cashback Bonus Categories

If you have been using one of the Discover cash back credit cards for some time already, you may have noticed some e-mails from Discover with a reminder and a direct activation link. Otherwise, you may simply log in to your Discover Card Account at Discover.com or call the issuer directly to activate categories. The activation is free.

Discover allows to activate the bonuses in advance. We would advise you to take it as a rule, so as not to miss the valuable days of increased cash back. For example, you will be able to activate the Q3 5% cash back at restaurants starting May 1.

And do not forget to activate this quarter category in case you haven’t done it yet!

 

All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.

Latest Credit Card Rewards Guides

Guide to Credit Card Referral Programs July 22nd, 2019

Credit card referral offers is a great opportunity to earn additional money or bonuses like points, cash back and miles just for sending an invitation to apply for a particular credit card to your friends or relatives. Luckily, most major credit card issuers offer referral bonuses for their cardholders. If using these programs wisely, they may become a real gold mine. But what should you do to participate?

Continue »
Rotating Rewards: The Key To More Cash Back October 2nd, 2018

When looking for a new credit card, most people want one that will give them the most rewards. But with so many different types of rewards credit cards to choose from, how can folks know which one is going to deliver the most bang for their buck?

Continue »
Three Rules For Getting The Best Credit Card Reward Offers January 24th, 2018

People often wonder what kind of credit card will give them the most valuable credit card rewards. Should they get a travel rewards card, or a co-branded airline card, or a cash back card with rotating reward categories?

Continue »
The One Thing You Need To Know About Rotating Rewards Credit Cards July 18th, 2017

If you have a cash back credit card, chances are it’s one that offers you 5% back in certain spending categories that change each quarter. These types of cards are some of the most popular cash back cards, and for good reason. It’s an easy way to earn cash back in different categories, and gives you a variety of ways to earn credit card rewards.

Continue »
Unexpected Ways to Earn Credit Card Rewards May 17th, 2017

Double and triple points can boost your rewards balance, while rotating categories of 5% back often let cardmembers earn up to $75 cash back per quarter.

Continue »
Best Credit Offer
Capital One® Savor® Cash Rewards Credit Card
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
Consumer Rating: 5 / 5
Horizon Card Services Horizon Gold Credit Card
Copyright © 2001-2019 BestCreditOffers.com All Rights Reserved.

*See the credit card's terms and conditions on the online application page. Note that this website may be compensated by credit card issuers when the visitor applies for a card through the links on this website. We do our best to maintain all information accurate and up to date. However, we do not warrant the credit card information won't change. Click the "Apply Online" button and review the current info on the secure credit card terms page.

Information in these articles is brought to you by BestCreditOffers.com. Banks, issuers, and credit card companies mentioned in the articles do not endorse or guarantee, and are not responsible for, the contents of the articles.

The BestCreditOffers.com webpage is a free service and an information resource for credit cards and financial products and services available to eligible United States consumers. BestCreditOffers.com does not offer any warranties and is not a direct service. There are no guarantees for approval or offers when applying for a credit card. Please refer to the application if you would like more information on each credit card. When you click "Apply" for a particular credit card, please take the time to review the terms and conditions of the product/service at the issuer's website. All logos on the BestCreditOffers.com website are property of their respective owners.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer. Opinions expressed here are the author's alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. Reasonable efforts are made to present accurate info, however all info is presented without warranty. Consult a card's issuing bank for terms & conditions.

BestCreditOffers.com makes every effort to keep information up to date and accurate. However, the information regularly changes and is presented without warranty. Therefore, we strongly recommend all our readers to visit the credit card application page by clicking "Apply Online!" button to review the detailed credit card's terms and conditions. Note that BestCreditOffers.com may be compensated by the credit card issuers when the readers apply for a credit card through this site.

BestCreditOffers.com is an independent, advertising-supported website which receives compensation from the credit card issuers and companies whose offers appear on the site. Compensation may impact how and where products appear on our site, including, for example, the order in which they may appear on the site pages. BestCreditOffers.com does not review or list all available financial or credit offers.

Disclosure: Not an access card.

You've successfully subscribed!

Please specify the following:All these fields are optional

Thank you for providing this information! We will make sure our letters are useful for You.

User Generated Content Disclaimer: These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.