Genesis Financial Solutions is a leader in originating and managing non-prime consumer credit. Their current credit card programs, the Milestone Gold Mastercard and the Indigo Mastercard, provide an opportunity for consumers with less than perfect credit to get an unsecured credit card.

The Milestone and Indigo credit card programs also come with pre-qualification. Consumers can see if they pre-qualify for a card without lowering their credit score. However, pre-qualification does not guarantee approval. Consumers will still need to submit their full application for approval when they are pre-qualified.

Genesis FS credit cards allow to build and rebuild credit history as all credit accounts are reported to the major credit bureaus. The issuer reports as good as bad account history, so it is up to consumers what kind of credit they build. Managing account well will help to build positive account history and therefore good credit records on your reports.

Genesis FS credit cards are not secured or prepaid cards. They are real unsecured credit accounts that can be used everywhere Mastercard cards are accepted. They are a good opportunity for those with bad credit to start improving their credit history.