I will take some flights with Delta Air in future. Should I apply for the Delta Platinum credit card or is there another good credit card? My credit score is 803 and I have a Chase cash back card.

Answered on November 16, 2016
Updated on November 16, 2016
The content is accurate at the time of publication and is subject to change.
Amy Miller Amy Miller
With your credit score you can relax and choose any of the cards there are on the market. Your credit score is excellent and all of them are available to you. On the other hand, if you are debating between a Delta Platinum credit card and other cards, you should consider pros and cons of both. Most airline cards, Delta included, offer 2 miles on airline purchases and 1 mile on all other. At the end of the day it turns out less than on travel card that offer decent rewards on all purchases. There are lots of regular travel rewards credit cards that can be a good alternative to the Delta credit card. For example, the Discover it® Miles can easily compete with Delta Reserve as it has generous 1.5 miles on all purchases. When you add all your purchases, you earn with Discover more than you would earn on Delta even if you only flew Delta. Besides, with Discover you make your sign-up bonus. With Delta you can only earn 40,000 miles and since Discover matches all your earned miles at the end of the year, there's really no limit to how many miles you can earn. For example, if you earn 35,000 Miles, you get 70,000 Miles. Finally the Delta Platinum card has an annual fee of $195, which is really high. Discover has no annual fee, ever. The miles you earn never expire and you can easily redeem them for Delta purchases – or any other purchases during your travels. So, check out the Discover it® Miles and see how you can benefit from it.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.

User Comments about This Question


First of all, you should choose a credit card that fits your lifestyle. For example, if you are always fly on Delta airlines, American Express Delta credit cards may be a good choice for you. If your favorite hotels are Hilton and Starwood, than these co-branded credit cards are also may be your choice. If you want to have a travel credit card not tied to a particular brand, Amex also offers Gold and Platinum credit cards. But keep in mind that they have high annual fees as they provide different benefits. All in all, American Express travel credit cards are not the only option for you. You...
Wyndham Rewards Visa Card is a co-branded card of Wyndham offered by Barclaycard. It has rather good rewards program: you will earn 3 points for staying at participating By Wyndham hotels, Wyndham Vacation Rental North America properties, and Wyndham timeshare properties, 2 points on eligible gas, utility and grocery store purchases (excluding Target and Walmart) and 1 point on all other purchases. The card sign-up bonus on the other hand is tiny - only up to 15,000 bonus points after your first purchase or balance transfer. In all, card offers good rewards for Wyndham stays, but rewards on...
You will receive 10,000 bonus points after making $1,000 in purchases with your credit card account within 90 days of account opening. This amount of points is not so big and it doesn't guarantee that you will be able to book an award ticket, because the required amount of points depends on the destination you choose, class of the flight, and the ticket prices. You may try to find an award chart on the airline's website to see how many points you will need for a flight. If you want to earn points or miles for your travel, you should choose from travel rewards credit cards. Such cards are...

Have A Credit Card Question? Ask Our Experts

Help us personalize your results
Your Credit History:
Do you have checking account?
How long have you had a loan or credit card?
Have you ever been declared bankrupt or defaulted on a loan?
Have you been late on any credit card or loan in the last year?
* - marked fields are required to be filled
By submitting your question, you agree to the following:*
Here at BestCreditOffers.com we will answer all questions to the best of our knowledge and understanding, but we are not legally accredited professionals. We assume no liability for actions resulting from our advice and cannot guarantee the accuracy of information in all cases. Please seek appropriate professional or legal advice when needed.


There is a credit card for any credit and for any purpose. Whether you want to start building your credit from scratch or earn rewards on purchases, save on gas or travel for free, you can find a good credit card offer for that.