I will take some flights with Delta Air in future. Should I apply for the Delta Platinum credit card or is there another good credit card? My credit score is 803 and I have a Chase cash back card.

Answered on November 16, 2016
Updated on November 16, 2016
The content is accurate at the time of publication and is subject to change.
Amy Miller Amy Miller
With your credit score you can relax and choose any of the cards there are on the market. Your credit score is excellent and all of them are available to you. On the other hand, if you are debating between a Delta Platinum credit card and other cards, you should consider pros and cons of both. Most airline cards, Delta included, offer 2 miles on airline purchases and 1 mile on all other. At the end of the day it turns out less than on travel card that offer decent rewards on all purchases. There are lots of regular travel rewards credit cards that can be a good alternative to the Delta credit card. For example, the Discover it® Miles can easily compete with Delta Reserve as it has generous 1.5 miles on all purchases. When you add all your purchases, you earn with Discover more than you would earn on Delta even if you only flew Delta. Besides, with Discover you make your sign-up bonus. With Delta you can only earn 40,000 miles and since Discover matches all your earned miles at the end of the year, there's really no limit to how many miles you can earn. For example, if you earn 35,000 Miles, you get 70,000 Miles. Finally the Delta Platinum card has an annual fee of $195, which is really high. Discover has no annual fee, ever. The miles you earn never expire and you can easily redeem them for Delta purchases – or any other purchases during your travels. So, check out the Discover it® Miles and see how you can benefit from it.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.

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