Posts Tagged ‘Shopping’
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Is there a credit card that can give me rewards for shopping?
There are a lot of cards that will give you rewards when you shop at retail stores. Usually retail stores try to offer you a co-branded card with a discount on this brand’s purchases, some minor rewards or special financing. However, you pay for these questionable benefits with very high APR and fees. And those […]Continue »
Can I build credit with a shopping credit card?
Generally, you are able to build credit using a credit card if it reports to a major bureau. Some of the store cards report to credit bureaus, but it’s better to check this before applying for a card. And sometimes the issuers report only to one bureau, which is not enough for you. If you […]Continue »
Can I use a store card outside the store?
If you use a shopping card of one particular retailer, it’s usually linked to this retailer and it’s impossible to use this card outside. However, if it’s a Mastercard or Visa card, then you can use it anywhere Mastercard and Visa are accepted. There aren’t many of such cards, so you need to search for […]Continue »
I am planning to buy new furniture for my living room at Lowes and thought their credit card would be good to get a discount and some 0 interest, but it looks like I’ll have to choose between zero financing and 5% discount. Is there a card that will give me both 0% and a discount?
Yes, you can get a credit card with a 0% intro APR and with rewards. Look at the regular credit cards that are offered by major banks and are not co-branded with any retailer. An example of such a card can be the Discover it® Miles credit card. The card has a 14-months 0% intro APR on […]Continue »
What are the advantages of having a store card?
Every single retailer would like to make you shop there and not at the other retailer. Various tricks are made up to make you return more and more and buy more. That’s how co-branded credit cards appeared. They entice you with special offers but in exchange they tie you to this retailer only. The advantages […]Continue »
With excellent credit, you can apply for any credit card that offers 0% introductory APR on purchases. For example, the Discover it® Miles credit card comes with a 14-month 0% intro APR on purchases (when the introductory interest rate is over, the ongoing APR will apply). The card has no annual fee and gives miles rewards for […]Continue »
I’m remodeling a kitchen and look for any possible opportunity to save. I’m planning to do most of the work myself, which will save me quite a chunk of money. Now I thought I could save on materials using a card with rewards. Can you recommend one? I’ll be buying everything at small suppliers, don’t think a store card will do. Thanks.
You can apply for a regular credit card that is not co-branded with any retailer. There are a lot of credit cards with different rewards programs. For example, you may like the Discover it® Miles credit card as it allows redemptions for cash or travel statement credits. Cash redemptions are most convenient, since cash can be used […]Continue »
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