Secured Credit Cards FAQS

September 24, 2013
When you apply for any credit card you will need to provide your street address or a physical address. It is needed to process your application. You can change your address to PO Box once your credit account is opened.
September 04, 2013
If you want to get a secured credit card with high limit then you will have to put down a corresponding security deposit. The maximum credit line the credit issuers usually offer for secured credit cards is $5,000. Also, that high daily withdraws may be available, if at all, to the cardholders with perfect credit history and credit standing. The issuers limit daily withdraws depending on the credit extended. In general credit cards, whether they are secured or unsecured, are not good for withdraws because a high APR applies to all withdraws. If you want cash, it is better to consider personal loan, not a credit card. ...
January 15, 2013
Consider a secured credit card. This type of credit cards appears to be one of the best when it comes to credit improving. The cards offer reasonable APRs and low annual fee. But the most important, your credit performance will be sent to major credit bureaus. If you have already had a credit card, try to make on time payments and stay within limits. Also, don’t forget to peek into your credit report once a month. This will help you to see if you are doing right or there is something you should pay your closest attention to. Maintain a moderate credit behavior during several months in a row and soon you will see the first signs of credit improvement.
September 28, 2012
Good question!You can apply for a credit card when you are unemployed only if you have some source of income. But as I understand you have already had credit card and not one. If I’m right it would be better if you refrain from applying for a new credit card. Instead, if you do have some income, try to manage your current credit accounts properly. You don’t need a grant to pay off all your cards at once. Everything you need is to make payments on your credit card on time, watch over your spendings, and stay within limits. Try not to put big purchases on your card: you only need to show the activity. Doing this you won’t ruin your credit history and credit score.Once again,...
October 11, 2011
If you are talking about secured credit cards that require an upfront security deposit used when you default on your payments, these credit cards usually do not come with a credit limit twice the amount of your security deposit. Your credit limit may be from 50% to 100% of your deposit. You can browse through the secured credit cards we have on offer and look into their features. If there is a secured credit card you want to get, apply for it online.
April 30, 2011
You can apply for a secured credit card online right at BestCreditOffers.com. Visit our Secured Credit Cards page, compare the secured credit cards presented and choose the right card for you to apply online for. Press the apply button next to the secured credit card of your choice, fill out the online card application you will be redirected to and submit it. Your credit card issuer will process your credit information and decide on your approval or denial.
December 08, 2010
The credit card market is overwhelmed with secured credit cards for consumers whereas the situation with small business secured credit cards is quite different and if you decide to get a reasonable small business credit card shop around. Some of these business secured offers come with ludicrous interest rates and application, processing and annual fees and some don't. Take your time and choose the right small business secured card with low fees for the considerable amount of credit, make business purchases, pay ahead of time, increase your credit limits at least once every six months and build up credit for your business. Also ensure that the small business secured credit card of your...
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